Mortgage Lenders and Brokers in Middleburg, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middleburg, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA2465 Blanding Blvd, Middleburg, FL 32068A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2380 Blanding Blvd, Middleburg, FL 32068A+5.0 ★Texas Ratio: 4.24%, VyStar Credit UnionVyStar Credit Union2762 Blanding Blvd, Middleburg, FL 32068A5.0 ★Texas Ratio: 9.56%, Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233, Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middleburg, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middleburg are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middleburg, Florida
Market share is the lender's share of all home loans closed in Middleburg, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Middleburg 2465 Blanding Blvd, Middleburg, FL 32068 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Middleburg 2380 Blanding Blvd, Middleburg, FL 32068 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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2762 Blanding Blvd, Middleburg, FL 32068 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 16 +14 HELOCs |
4.6% | 53.3% | $101,250 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 6 | 1.7% | 100% | $88,333 | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA | 3 | 0.9% | 100% | $341,666 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 3 | 0.9% | 100% | $178,333 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
FHA, VA | 2 | 0.6% | 100% | $310,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $335,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.3% | 50% | $305,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $205,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 2.8% | 91.7% | $324,000 | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 8 +2 HELOCs |
2.3% | 80% | $152,500 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1.1% | 66.7% | $122,500 | |
New Day Financial, LLC.
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VA | 3 | 0.9% | 60% | $345,000 | |
Coastline Home Mortgage
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Mortgage Lenders Investment Tr
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FHA | 1 | 0.3% | 100% | $345,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 63 | 17.9% | 86.5% | $309,444 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 6% | 64.7% | $196,904 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 16 +2 HELOCs |
4.6% | 88.9% | $283,750 | |
Mortgage Research Center
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VA | 15 | 4.3% | 83.3% | $315,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 11 | 3.1% | 100% | $238,636 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 11 | 3.1% | 91.7% | $199,545 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.3% | 88.9% | $246,250 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 8 | 2.3% | 100% | $268,750 | View |
Loanpeople, LLC
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Conventional, FHA, VA | 8 | 2.3% | 100% | $225,000 | |
Kind Lending, LLC
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Conventional, FHA | 7 | 2% | 87.5% | $243,571 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.7% | 85.7% | $143,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.7% | 100% | $261,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.7% | 85.7% | $271,666 | |
Everett Financial, Inc.
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Conventional, FHA | 6 | 1.7% | 100% | $206,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 1.7% | 60% | $121,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.4% | 100% | $385,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 5 | 1.4% | 71.4% | $247,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 4 | 1.1% | 66.7% | $262,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.1% | 80% | $180,000 | |
Network Funding, L.P.
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FHA | 4 | 1.1% | 100% | $270,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $228,333 | |
American Financial Resources LLC
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FHA, VA | 3 | 0.9% | 100% | $435,000 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.9% | 75% | $271,666 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $168,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $268,333 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $188,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 0.9% | 83.3% | $125,000 | View |
SWBC Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $470,000 | |
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A5.0 ★Texas Ratio: 8.10% |
VA | 2 | 0.6% | 60% | $390,000 | View |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.6% | 50% | $230,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.6% | 75% | $205,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.6% | 66.7% | $530,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.6% | 100% | $380,000 | View |
Towne Mortgage Company
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VA | 2 | 0.6% | 66.7% | $280,000 | |
Summit Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $245,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Allied Mortgage Group, Inc
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VA | 1 | 0.3% | 100% | $255,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 50% | $165,000 | View |
Das Acquisition Company, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 33.3% | $175,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.3% | 100% | $155,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 0.3% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $295,000 | View |
Resource Financial Services, Inc.
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FHA | 1 | 0.3% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $595,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $545,000 | |
Keystone Funding, Inc
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VA | 1 | 0.3% | 100% | $425,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 0.3% | 33.3% | $345,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 6.2% | $275,000 | |
Texana Bank
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $525,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $155,000 | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Middleburg Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middleburg, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Middleburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middleburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middleburg, FL
Use these to narrow the list above. Each category shows how many Middleburg, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Middleburg, FL
Independent mortgage companies closed 77.8 percent of home loans in Middleburg, Florida in 2025, banks 8.5 percent and credit unions 13.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middleburg, FL
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Middleburg, Florida with 2 loans, about 0.6 percent of the market. The largest lender headquartered in Florida was VyStar Credit Union with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Middleburg, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 86.5 percent, against a 78.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Middleburg, Florida in 2025, led by United Wholesale Mortgage with 28. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Middleburg, Florida in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middleburg, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middleburg, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middleburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
