Mortgage Lenders and Brokers in Merritt Island, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Merritt Island, Florida mortgage lenders include Launch Credit UnionLaunch Credit Union300 S Plumosa St, Merritt Island, FL 32952A5.0 ★Texas Ratio: 7.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA760 E Merritt Island Cswy, Merritt Island, FL 32952A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1350 N Courtenay Pkwy, Merritt Island, FL 32953A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank775 E Merritt Island Cswy, Merritt Island, FL 32952A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA15 E Merritt Island Cswy, Merritt Island, FL 32952A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank250 Merritt Island Causeway, Merritt Island, FL 32952A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.1840 N Courtenay Pkwy, Merritt Island, FL 32953A+5.0 ★Texas Ratio: 4.24%, Space Coast Credit UnionSpace Coast Credit Union445 Fortenberry Rd, Merritt Island, FL 32952 3521A+5.0 ★Texas Ratio: 5.37%, Community Credit Union of FloridaCommunity Credit Union of Florida660 West Ave, Cocoa, FL 32927 4971A+5.0 ★Texas Ratio: 1.43%, and US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Merritt Island, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Merritt Island are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Merritt Island, Florida
Market share is the lender's share of all home loans closed in Merritt Island, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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300 S Plumosa St, Merritt Island, FL 32952 A5.0 ★Texas Ratio: 7.61% |
Conventional | 31 | 5.3% | 51.3% | $113,387 | View |
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1 office in Merritt Island 760 E Merritt Island Cswy, Merritt Island, FL 32952 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 8 | 1.4% | 72.7% | $393,750 | View |
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1 office in Merritt Island 1350 N Courtenay Pkwy, Merritt Island, FL 32953 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 6 | 1% | 75% | $425,000 | View |
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★ 1 stars, 1 review 1 office in Merritt Island 775 E Merritt Island Cswy, Merritt Island, FL 32952 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +15 HELOCs |
0.5% | 75% | $448,333 | View |
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1 office in Merritt Island 15 E Merritt Island Cswy, Merritt Island, FL 32952 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 50% | $375,000 | View |
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1 office in Merritt Island 250 Merritt Island Causeway, Merritt Island, FL 32952 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Merritt Island 1840 N Courtenay Pkwy, Merritt Island, FL 32953 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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445 Fortenberry Rd, Merritt Island, FL 32952 3521 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo, HELOC | 27 +68 HELOCs |
4.6% | 76.3% | $230,185 | View |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional, Jumbo, HELOC | 8 +25 HELOCs |
1.4% | 66.7% | $965,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo | 7 | 1.2% | 100% | $426,428 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $90,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.3% | 66.7% | $445,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $55,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $55,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
The Mortgage Firm
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Conventional, FHA, VA, Jumbo | 29 | 4.9% | 100% | $412,586 | |
DYBN Financial Corporation dba Morgan Financial
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Conventional, VA | 15 | 2.6% | 100% | $471,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 1.9% | 92.9% | $360,454 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.7% | 66.7% | $300,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.7% | 80% | $395,000 | |
Alkan Mortgage Corporation
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Conventional | 4 | 0.7% | 100% | $295,000 | |
Builders Choice Mortgage LLC
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Conventional, VA, Jumbo | 4 | 0.7% | 100% | $562,500 | |
New Day Financial, LLC.
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VA | 3 | 0.5% | 50% | $258,333 | |
Nqm Funding, LLC
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Conventional | 2 | 0.3% | 100% | $385,000 | |
Mortgage Lenders Investment Tr
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Conventional | 2 | 0.3% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 70 | 11.9% | 82.6% | $372,857 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 67 | 11.4% | 80.5% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 37 +1 HELOCs |
6.3% | 100% | $422,027 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +5 HELOCs |
2.6% | 88.2% | $287,666 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 14 | 2.4% | 63.6% | $400,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA, Jumbo | 13 | 2.2% | 100% | $425,769 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 10 | 1.7% | 76.9% | $327,000 | View |
New American Funding, LLC.
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Conventional, FHA | 8 | 1.4% | 72.7% | $370,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1.2% | 70% | $229,285 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 6 | 1% | 100% | $333,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, Jumbo | 6 | 1% | 85.7% | $540,000 | View |
T2 Financial LLC
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Conventional, VA | 6 | 1% | 85.7% | $455,000 | |
Direct Mortgage Loans, LLC
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Conventional | 6 | 1% | 100% | $415,000 | |
Mortgage Research Center
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VA | 6 | 1% | 40% | $398,333 | |
Nbkc Bank
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Conventional, VA | 5 | 0.9% | 100% | $333,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 0.9% | 100% | $1,247,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 0.9% | 100% | $243,000 | View |
American Pacific Mortgage Corporation
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Conventional | 4 | 0.7% | 100% | $297,500 | |
Nationstar Mortgage
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Conventional | 4 | 0.7% | 80% | $140,000 | |
Zillow Home Loans, LLC
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Conventional | 4 | 0.7% | 100% | $215,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, Jumbo | 4 | 0.7% | 100% | $832,500 | View |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 40% | $101,666 | |
EMM Loans LLC
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Conventional, VA, Jumbo | 3 | 0.5% | 100% | $521,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 0.5% | 100% | $371,666 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $258,333 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 0.5% | 100% | $671,666 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 3 | 0.5% | 75% | $238,333 | View |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.5% | 75% | $221,666 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $330,000 | |
Primelending
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Conventional, FHA | 2 | 0.3% | 100% | $135,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.3% | 100% | $345,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.3% | 100% | $75,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $230,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $255,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.3% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA, Jumbo | 2 | 0.3% | 100% | $570,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $615,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $135,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 50% | $90,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.3% | 50% | $305,000 | View |
Paramount Residential Mortgage
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Conventional, VA | 2 | 0.3% | 100% | $305,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $555,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $225,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 50% | $155,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.2% | 100% | $355,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 50% | $245,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.2% | 50% | $445,000 | |
Goodleap, LLC
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VA | 1 | 0.2% | 50% | $295,000 | |
Contour Mortgage Corporation
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VA | 1 | 0.2% | 100% | $305,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Guild Mortgage Company
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VA | 1 | 0.2% | 50% | $265,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
AmWest Funding Corp
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VA | 1 | 0.2% | 100% | $595,000 | |
PFN Lending Group, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,005,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $205,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $65,000 | |
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A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $225,000 | |
First World Mortgage Corporaton
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 33.3% | $145,000 | View |
Southeast Mortgage of Georgia, Inc.
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Conventional | 1 | 0.2% | 100% | $695,000 | |
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A4.7 ★Texas Ratio: 3.20% |
VA | 1 | 0.2% | 100% | $305,000 | View |
Loanpeople, LLC
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VA | 1 | 0.2% | 100% | $355,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $245,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $435,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Gmfs, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $415,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,075,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 33.3% | $135,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Star One Credit Union
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Conventional | 1 | 0.2% | 100% | $445,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Police and Fire Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Merritt Island Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Merritt Island, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Merritt Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Merritt Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Merritt Island, FL
Use these to narrow the list above. Each category shows how many Merritt Island, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Merritt Island, FL
Independent mortgage companies closed 72.7 percent of home loans in Merritt Island, Florida in 2025, banks 12.1 percent and credit unions 15.2 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Merritt Island, FL
By home loans closed in 2025, Launch Credit Union was the largest mortgage lender in Merritt Island, Florida with 31 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Merritt Island, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.6 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Merritt Island, Florida in 2025, led by United Wholesale Mortgage with 15. 39 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 16 credit unions closed home loans in Merritt Island, Florida in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Merritt Island, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Merritt Island, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Merritt Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
