Mortgage Lenders and Brokers in Lockhart, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lockhart, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Mccoy Federal Credit UnionMccoy Federal Credit Union931 N Park Ave, Apopka, FL 32712A+5.0 ★Texas Ratio: 3.49%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, and Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lockhart, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lockhart are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lockhart, Florida
Market share is the lender's share of all home loans closed in Lockhart, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
2.1% | 62.5% | $155,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +7 HELOCs |
1.2% | 100% | $291,666 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +5 HELOCs |
1.2% | 100% | $131,666 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 100% | $75,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 42.9% | $58,333 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 75% | $205,000 | View |
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931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 3 | 1.2% | 100% | $118,333 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.8% | 100% | $245,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.8% | 100% | $145,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $455,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $405,000 | View |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.4% | 33.3% | $25,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA | 4 | 1.6% | 80% | $255,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 4 | 1.6% | 80% | $285,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $440,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 11.1% | $395,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
The Mortgage Firm
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FHA | 1 | 0.4% | 100% | $335,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 52 +2 HELOCs |
21.4% | 89.7% | $301,923 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 14.4% | 88.1% | $255,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2.9% | 87.5% | $315,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.5% | 70% | $320,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 2.1% | 55.6% | $325,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
1.6% | 80% | $177,500 | View |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 1.6% | 100% | $187,500 | |
Cliffco, Inc.
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FHA | 4 | 1.6% | 100% | $387,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1.6% | 66.7% | $260,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 4 | 1.6% | 100% | $167,500 | |
JMAC Lending, Inc.
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Conventional, FHA | 4 | 1.6% | 100% | $285,000 | |
American Financial Network, Inc.
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FHA | 3 | 1.2% | 75% | $378,333 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 1.2% | 100% | $201,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.2% | 42.9% | $178,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.8% | 100% | $225,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $340,000 | |
Guild Mortgage Company
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FHA, VA | 2 | 0.8% | 100% | $370,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.8% | 100% | $240,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.8% | 50% | $200,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.8% | 100% | $225,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 66.7% | $285,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 2 | 0.8% | 100% | $205,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $155,000 | |
Village Capital & Investment
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VA | 2 | 0.8% | 100% | $385,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.8% | 100% | $260,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $315,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.4% | 100% | $285,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.4% | 75% | $295,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 33.3% | $345,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.4% | 100% | $615,000 | |
Sfmc, LP
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FHA | 1 | 0.4% | 100% | $355,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 25% | $35,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $385,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $295,000 | |
Nfm, Inc
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VA | 1 | 0.4% | 100% | $315,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $335,000 | |
Efinity Financial LLC
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VA | 1 | 0.4% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $265,000 | View |
Evergreen Moneysource Mortgage Company
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VA | 1 | 0.4% | 100% | $385,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $285,000 | |
Milend, Inc
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FHA | 1 | 0.4% | 100% | $335,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.4% | 100% | $285,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.4% | 100% | $295,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.4% | 33.3% | $205,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $115,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lockhart Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lockhart, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lockhart? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lockhart in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lockhart, FL
Use these to narrow the list above. Each category shows how many Lockhart, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lockhart, FL
Independent mortgage companies closed 81.9 percent of home loans in Lockhart, Florida in 2025, banks 13.2 percent and credit unions 4.9 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lockhart, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lockhart, Florida with 5 loans, about 2.1 percent of the market. The largest lender headquartered in Florida was Fairwinds Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lockhart, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.7 percent, against a 78.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Lockhart, Florida in 2025, led by United Wholesale Mortgage with 27. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 11 credit unions closed home loans in Lockhart, Florida in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lockhart, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lockhart, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lockhart. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
