Mortgage Lenders and Brokers in Lake Wales, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Wales, Florida mortgage lenders include Citizens Bank and TrustCitizens Bank and Trust23725 Hwy 27, Lake Wales, FL 33859D2.1 ★Texas Ratio: 5.22%, Southstate Bank, National AssociationSouthstate Bank, National Association300 W Central Ave, Lake Wales, FL 33853A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA1100 State Road 60 E, Lake Wales, FL 33853A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA149 E Stuart Ave, Lake Wales, FL 33853A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank102 E Central Ave, Lake Wales, FL 33853A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union237 State Road 60 W, Lake Wales, FL 33853A+5.0 ★Texas Ratio: 3.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, and Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Wales, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Wales are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Wales, Florida
Market share is the lender's share of all home loans closed in Lake Wales, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Lake Wales 23725 Hwy 27, Lake Wales, FL 33859 D2.1 ★Texas Ratio: 5.22% |
Conventional | 6 | 0.9% | 77.8% | $193,333 | View |
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★ 5 stars, 1 review 1 office in Lake Wales 300 W Central Ave, Lake Wales, FL 33853 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, USDA, HELOC | 4 +4 HELOCs |
0.6% | 80% | $207,500 | View |
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1 office in Lake Wales 1100 State Road 60 E, Lake Wales, FL 33853 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $195,000 | View |
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1 office in Lake Wales 149 E Stuart Ave, Lake Wales, FL 33853 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 66.7% | $220,000 | View |
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★ 1 stars, 1 review 1 office in Lake Wales 102 E Central Ave, Lake Wales, FL 33853 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | View |
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★ 1 stars, 1 review 237 State Road 60 W, Lake Wales, FL 33853 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 25 +13 HELOCs |
3.8% | 45.5% | $161,400 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 9 | 1.4% | 90% | $167,222 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $140,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
FHA | 2 | 0.3% | 100% | $140,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $395,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 132 | 20.2% | 64.7% | $264,318 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 23 | 3.5% | 88.5% | $245,434 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 1.7% | 78.9% | $250,454 | |
Trailblazer Mortgage L.L.C.
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FHA | 6 | 0.9% | 100% | $265,000 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 5 | 0.8% | 83.3% | $259,000 | |
The Mortgage Firm
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Conventional, FHA | 3 | 0.5% | 100% | $288,333 | |
Obsidian Financial Services
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Conventional | 2 | 0.3% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 33.3% | $195,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 50% | $275,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $235,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 58 | 8.9% | 71.8% | $279,310 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 55 | 8.4% | 82.1% | $259,545 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 40 | 6.1% | 71.4% | $268,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 27 | 4.1% | 84.4% | $218,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 3.5% | 62.2% | $220,652 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.4% | 85% | $319,375 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 13 | 2% | 100% | $237,307 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
1.7% | 84.6% | $225,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 11 | 1.7% | 91.7% | $252,272 | |
Mortgage Research Center
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Conventional, VA | 10 | 1.5% | 76.9% | $247,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA, USDA | 10 | 1.5% | 76.9% | $211,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.2% | 75% | $171,250 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
1.1% | 77.8% | $222,142 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 6 | 0.9% | 85.7% | $290,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 0.8% | 35.7% | $185,000 | View |
Kind Lending, LLC
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Conventional, FHA | 5 | 0.8% | 55.6% | $271,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.6% | 100% | $322,500 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 0.6% | 80% | $217,500 | |
21St Mortgage
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Conventional | 4 | 0.6% | 26.7% | $110,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, USDA | 3 | 0.5% | 100% | $175,000 | View |
American Liberty Mortgage Inco
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Conventional, FHA | 3 | 0.5% | 75% | $201,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $191,666 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA | 3 | 0.5% | 75% | $258,333 | View |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.5% | 75% | $208,333 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
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FHA, USDA | 2 | 0.3% | 66.7% | $185,000 | |
American Financial Resources LLC
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FHA, USDA | 2 | 0.3% | 100% | $240,000 | |
Primelending
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Conventional, FHA | 2 | 0.3% | 100% | $100,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.3% | 100% | $120,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $290,000 | |
Filo Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $190,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 20% | $65,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 22.2% | $220,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 50% | $125,000 | |
Mid-Continent Funding, Inc.
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VA | 2 | 0.3% | 100% | $200,000 | |
American Heritage Lending, LLC
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Conventional | 2 | 0.3% | 100% | $220,000 | |
Cardinal Financial Company, Li
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VA | 2 | 0.3% | 100% | $230,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $200,000 | |
Gardner Financial Services
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FHA, VA | 2 | 0.3% | 100% | $220,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $140,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.3% | 100% | $115,000 | |
Stockton Mortgage Corporation
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FHA | 2 | 0.3% | 100% | $190,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.3% | 100% | $95,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 100% | $330,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $335,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $35,000 | |
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A5.0 ★Texas Ratio: 8.11% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Cliffco, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 100% | $15,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Aspire Home Loans
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FHA | 1 | 0.2% | 100% | $295,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 50% | $255,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $325,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Valon Mortgage
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Conventional | 1 | 0.2% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.2% | 100% | $335,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 50% | $225,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $265,000 | |
Point Mortgage Corp
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FHA | 1 | 0.2% | 100% | $225,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $285,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $155,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 33.3% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.2% | 100% | $205,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $155,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.2% | 100% | $255,000 | |
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 50% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Lake Wales Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Wales, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lake Wales? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Wales in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Wales, FL
Use these to narrow the list above. Each category shows how many Lake Wales, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Wales, FL
Independent mortgage companies closed 87.9 percent of home loans in Lake Wales, Florida in 2025, banks 7.6 percent and credit unions 4.4 percent. Lennar Mortgage, LLC was the largest mortgage company, Citizens Bank and Trust the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Citizens Bank and Trust led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Wales, FL
By home loans closed in 2025, Citizens Bank and Trust was the largest mortgage lender in Lake Wales, Florida with 6 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Wales, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.1 percent, against a 71.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
58 lenders closed FHA loans in Lake Wales, Florida in 2025, led by Lennar Mortgage, LLC with 77. 30 lenders closed VA loans, led by Lennar Mortgage, LLC, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in Lake Wales, Florida in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Wales, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Wales, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Wales. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
