Mortgage Lenders and Brokers in Lake Sarasota, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Sarasota, Florida mortgage lenders include Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Floridacentral Credit UnionFloridacentral Credit Union701 9th St W, Bradenton, FL 34205 8656A+5.0 ★Texas Ratio: 5.46%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, and Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Sarasota, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Sarasota are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Sarasota, Florida
Market share is the lender's share of all home loans closed in Lake Sarasota, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +9 HELOCs |
1.6% | 75% | $88,333 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 3 +5 HELOCs |
1.6% | 100% | $225,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.6% | 100% | $861,666 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 3 | 1.6% | 75% | $388,333 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 3 | 1.6% | 100% | $221,666 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +9 HELOCs |
1.1% | 100% | $130,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 66.7% | $140,000 | View |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
Conventional | 2 | 1.1% | 100% | $270,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $365,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.5% | 100% | $1,455,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.5% | 50% | $825,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,245,000 | |
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101 South Florida Avenue, Lakeland, FL 33801 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $265,000 | View |
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3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.5% | 50% | $55,000 | View |
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4881 Nw 8th Ave, Gainesville, FL 32605 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,025,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $765,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 66.7% | $345,000 | |
Neal Communities Funding, LLC
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Conventional | 1 | 0.5% | 50% | $455,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $365,000 | |
First Equity Mortgage Bankers Inc.
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Conventional | 1 | 0.5% | 100% | $765,000 | |
Fairway Funding Group, Inc
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FHA | 1 | 0.5% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 25 +2 HELOCs |
13.5% | 78.8% | $449,400 | |
Rocket Mortgage
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Conventional | 17 | 9.2% | 73.9% | $338,529 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 3.2% | 100% | $408,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 3.2% | 66.7% | $425,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 4 | 2.2% | 100% | $447,500 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 4 | 2.2% | 100% | $380,000 | View |
Mortgage Research Center
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VA, Jumbo | 4 | 2.2% | 80% | $587,500 | |
loanDepot.com LLC
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Conventional | 3 | 1.6% | 75% | $255,000 | |
Nfm, Inc
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Conventional, FHA, VA | 3 | 1.6% | 100% | $391,666 | |
T2 Financial LLC
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Conventional, FHA | 3 | 1.6% | 100% | $361,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.6% | 100% | $515,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $410,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 1.1% | 100% | $385,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $245,000 | |
Discover Bank
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Conventional | 2 | 1.1% | 40% | $90,000 | |
Provident Funding Associates
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Conventional | 2 | 1.1% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $250,000 | |
Lake Michigan Credit Union
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Conventional | 2 | 1.1% | 100% | $445,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.1% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.1% | 100% | $540,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.1% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 1.1% | 100% | $400,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 100% | $530,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1.1% | 66.7% | $80,000 | |
Vista Point Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $530,000 | |
Cadence Bank
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $515,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $305,000 | |
EMM Loans LLC
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VA | 1 | 0.5% | 100% | $445,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.5% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $755,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $495,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 16.7% | $25,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.5% | 100% | $155,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $515,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 50% | $85,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $265,000 | |
My Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $305,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.5% | 100% | $495,000 | |
Union Savings Bank
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VA | 1 | 0.5% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $735,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $345,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Liberty Savings Bank, FSB
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Everence Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DFCU Financial
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Sarasota Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Sarasota, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lake Sarasota? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Sarasota in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Sarasota, FL
Use these to narrow the list above. Each category shows how many Lake Sarasota, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Sarasota, FL
Independent mortgage companies closed 70.3 percent of home loans in Lake Sarasota, Florida in 2025, banks 21.1 percent and credit unions 8.6 percent. Freedom Mortgage Corporation was the largest mortgage company, Third Federal Savings and Loan the largest bank and Achieva Credit Union the largest credit union. Among lenders headquartered in Florida, Achieva Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Sarasota, FL
By home loans closed in 2025, Third Federal Savings and Loan was the largest mortgage lender in Lake Sarasota, Florida with 3 loans, about 1.6 percent of the market. The largest lender headquartered in Florida was Achieva Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Lake Sarasota, Florida in 2025, led by United Wholesale Mortgage with 5. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 15 credit unions closed home loans in Lake Sarasota, Florida in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Sarasota, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Sarasota, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Sarasota. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
