Mortgage Lenders and Brokers in Lake Alfred, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Alfred, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, and Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Alfred, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Alfred are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Alfred, Florida
Market share is the lender's share of all home loans closed in Lake Alfred, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 20 +1 HELOCs |
4.5% | 74.1% | $59,500 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo, HELOC | 17 +3 HELOCs |
3.8% | 47.2% | $272,058 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 4 | 0.9% | 90% | $47,500 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 66.7% | $350,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $305,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.5% | 100% | $185,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.5% | 100% | $520,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $345,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $265,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
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999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $205,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 40 | 9% | 76.9% | $284,750 | |
Coastal Loans, LLC
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Conventional, FHA, VA | 17 | 3.8% | 89.5% | $323,235 | |
Freedom Mortgage Corporation
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FHA | 4 | 0.9% | 85.7% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $235,000 | View |
The Mortgage Firm
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Conventional, FHA | 2 | 0.5% | 66.7% | $305,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Metroplex Mortgage Services
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 79 | 17.8% | 82.3% | $356,898 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA | 34 | 7.7% | 50.7% | $257,352 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 32 | 7.2% | 76.6% | $260,312 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 4.7% | 77.8% | $193,571 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 15 | 3.4% | 93.8% | $281,000 | |
Nfm, Inc
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Conventional, FHA, VA | 14 | 3.2% | 93.3% | $369,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 13 | 2.9% | 73.7% | $290,384 | |
RMC Home Mortgage, LLC
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Conventional, FHA | 7 | 1.6% | 87.5% | $337,857 | |
Mortgage Research Center
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VA | 7 | 1.6% | 70% | $317,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $329,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $249,000 | |
Village Capital & Investment
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FHA, VA | 5 | 1.1% | 75% | $425,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 4 | 0.9% | 40% | $340,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 0.9% | 57.1% | $202,500 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 4 | 0.9% | 100% | $335,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $168,333 | |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.7% | 100% | $178,333 | |
Kind Lending, LLC
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Conventional | 3 | 0.7% | 100% | $271,666 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, VA | 3 | 0.7% | 100% | $181,666 | View |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 75% | $165,000 | |
Spring Eq, LLC
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Conventional | 3 | 0.7% | 30% | $88,333 | |
American Financial Resources LLC
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FHA, USDA | 2 | 0.5% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $145,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $130,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 25% | $165,000 | |
Guild Mortgage Company
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FHA | 2 | 0.5% | 50% | $215,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.5% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 2 | 0.5% | 100% | $160,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 2 | 0.5% | 100% | $295,000 | View |
American Liberty Mortgage Inco
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.5% | 100% | $45,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 100% | $280,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 100% | $225,000 | |
DHI Mortgage Company, LTD.
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FHA | 2 | 0.5% | 100% | $300,000 | |
JMAC Lending, Inc.
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Conventional, USDA | 2 | 0.5% | 100% | $170,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
Resicentral LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 33.3% | $335,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $245,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 50% | $335,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 50% | $365,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Nvr Mortgage Finance, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $435,000 | View |
Rapid Mortgage Company
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FHA | 1 | 0.2% | 100% | $405,000 | |
Acopia, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.2% | 33.3% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 25% | $35,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 33.3% | $125,000 | View |
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Genisys Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Originpoint, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lake Alfred Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Alfred, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lake Alfred? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Alfred in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Alfred, FL
Use these to narrow the list above. Each category shows how many Lake Alfred, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Alfred, FL
Independent mortgage companies closed 86 percent of home loans in Lake Alfred, Florida in 2025, banks 8.6 percent and credit unions 5.4 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Alfred, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Lake Alfred, Florida with 20 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Alfred, Florida, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 82.3 percent, against a 73.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Lake Alfred, Florida in 2025, led by Pulte Mortgage LLC with 29. 21 lenders closed VA loans, led by Pulte Mortgage LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Lake Alfred, Florida in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Alfred, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Alfred, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Alfred. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
