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Home / Mortgage Lenders / Florida / Homestead
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Homestead, Florida

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Homestead, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13701 Sw 288th St, Homestead, FL 33033A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank2700 Ne 8th St, Homestead, FL 33033A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1101 N Krome Ave, Homestead, FL 33030A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3050 Ne 43rd Ave, Homestead, FL 33033A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association1550 N Krome Ave, Homestead, FL 33030A+5.0 ★Texas Ratio: 2.27%, TD BankTD Bank2495 Ne 8th St, Homestead, FL 33033A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank14380 Sw 264th St, Homestead, FL 33032A+5.0 ★Texas Ratio: 2.87%, Space Coast Credit UnionSpace Coast Credit Union2804 NE 8th St, Homestead, FL 33033 5391A+5.0 ★Texas Ratio: 5.37%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, and Dade County Federal Credit UnionDade County Federal Credit Union29850 S Dixie Hwy, Homestead, FL 33033A+5.0 ★Texas Ratio: 1.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Homestead, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Homestead are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Homestead, Florida

Market share is the lender's share of all home loans closed in Homestead, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
JPMorgan Chase Bank, NA
2 offices in Homestead
13701 Sw 288th St, Homestead, FL 33033
A+5.0 ★Texas Ratio: 3.68%
 Conventional, FHA, HELOC 19
+1 HELOCs
 0.9% 71.4% $315,000 View
Regions Bank
1 office in Homestead
2700 Ne 8th St, Homestead, FL 33033
A+5.0 ★Texas Ratio: 4.37%
 Conventional, FHA, HELOC 15
+13 HELOCs
 0.7% 58.8% $334,333 View
Wells Fargo Bank NA
2 offices in Homestead
1101 N Krome Ave, Homestead, FL 33030
A+5.0 ★Texas Ratio: 5.36%
 Conventional, FHA 6 0.3% 66.7% $346,666 View
Bank of America NA
2 offices in Homestead
3050 Ne 43rd Ave, Homestead, FL 33033
A+5.0 ★Texas Ratio: 4.14%
 Conventional, HELOC 4
+16 HELOCs
 0.2% 57.1% $297,500 View
Southstate Bank, National Association
★ 5 stars, 1 review
3 offices in Homestead
1550 N Krome Ave, Homestead, FL 33030
A+5.0 ★Texas Ratio: 2.27%
 Conventional, FHA, VA, HELOC 4
+8 HELOCs
 0.2% 100% $352,500 View
TD Bank
1 office in Homestead
2495 Ne 8th St, Homestead, FL 33033
A+5.0 ★Texas Ratio: 3.71%
 Conventional, HELOC 2
+5 HELOCs
 0.1% 33.3% $225,000 View
Truist Bank
★ 1 stars, 1 review
2 offices in Homestead
14380 Sw 264th St, Homestead, FL 33032
A+5.0 ★Texas Ratio: 2.87%
 Conventional, VA, HELOC 2
+2 HELOCs
 0.1% 66.7% $435,000 View
Space Coast Credit Union
2804 NE 8th St, Homestead, FL 33033 5391
A+5.0 ★Texas Ratio: 5.37%
 Conventional, HELOC 16
+27 HELOCs
 0.8% 64.5% $89,375 View
Educational Federal Credit Union
16460 SW 304th St, Homestead, FL 33033 3260
A+5.0 ★Texas Ratio: 2.35%
 Conventional 14 0.7% 58.3% $165,000 View
Dade County Federal Credit Union
29850 S Dixie Hwy, Homestead, FL 33033
A+5.0 ★Texas Ratio: 1.61%
 Conventional, HELOC 8
+7 HELOCs
 0.4% 100% $213,750 View
City National Bank of Florida
2999 Ne 191st St, Aventura, FL 33180
A5.0 ★Texas Ratio: 7.12%
 Conventional 4 0.2% 100% $245,000 View
Third Federal Savings and Loan
70 S Dixie Hwy, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 3
+3 HELOCs
 0.1% 50% $268,333 View
US Bank, N.A.
9105 Strada Pl, Naples, FL 34108
A+5.0 ★Texas Ratio: 2.85%
 Conventional 3 0.1% 42.9% $175,000 View
Terrabank N.A.
1533 Sunset Dr, Coral Gables, FL 33143
A+5.0 ★Texas Ratio: 0.83%
 Conventional 3 0.1% 100% $305,000 View
Miami Firefighters Federal Credit Union
1111 NW 7th St, Miami, FL 33136
A+5.0 ★Texas Ratio: 2.26%
 Conventional 3 0.1% 100% $155,000
Power Financial Credit Union
14854 S Military Trl, Delray Beach, FL 33484 8153
A-4.9 ★Texas Ratio: 16.71%
 Conventional, HELOC 2
+4 HELOCs
 0.1% 66.7% $325,000 View
Citibank, NA
18999 Biscayne Blvd, Aventura, FL 33180
A+5.0 ★Texas Ratio: 2.82%
 Conventional, FHA, HELOC 2
+1 HELOCs
 0.1% 66.7% $410,000 View
Flagstar Bank NA
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
 Conventional, FHA 2 0.1% 40% $425,000 View
Citizens Bank, NA
2222 Ponce De Leon Blvd, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 5.44%
 Conventional, HELOC 1
+4 HELOCs
 0% 50% $195,000 View
Fifth Third Bank, National Association
254 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 3.22%
 Conventional, HELOC 1
+4 HELOCs
 0% 50% $135,000 View
Amerant Mortgage LLC
3001 Aventura Blvd, Aventura, FL 33180
B+4.7 ★Texas Ratio: 18.65%
 Conventional 1 0% 100% $195,000 View
Firstbank
2990 Ponce De Leon Blvd, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 5.76%
 Conventional 1 0% 100% $225,000 View
Suncoast Credit Union
1328 E Oak St, Arcadia, FL 34266
A5.0 ★Texas Ratio: 6.26%
 Conventional 1 0% 100% $665,000 View
United Community Bank
601 South Federal Highway, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.97%
 Conventional 1 0% 100% $225,000 View
Popular Bank
2875 Ne 191st St, Aventura, FL 33180
A+5.0 ★Texas Ratio: 2.12%
 Conventional 1 0% 100% $255,000 View
Ameris Bank
★ 4 stars, 1 review
16763 Se Pear St, Blountstown, FL 32424
A+5.0 ★Texas Ratio: 1.82%
 Conventional 1 0% 100% $645,000 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
900 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.24%
 HELOC 0
+7 HELOCs
 0% n/a View
Amerant Bank, N.A.
3001 Aventura Blvd, Aventura, FL 33180
B+4.7 ★Texas Ratio: 18.65%
 HELOC 0
+4 HELOCs
 0% n/a View
BrightStar Credit Union
600 SE 3rd Ave, Fort Lauderdale, FL 33301
A+5.0 ★Texas Ratio: 4.57%
 HELOC 0
+1 HELOCs
 0% n/a View
First American Bank
540 Biltmore Way, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 2.93%
 HELOC 0
+1 HELOCs
 0% 0% View
Lennar Mortgage, LLC
 Conventional, FHA, VA 332 16.3% 73.6% $461,777
Acrisure Mortgage, LLC
 Conventional, FHA, VA 26 1.3% 92.9% $499,615
Home Financing Center, Inc.
 Conventional, FHA 26 1.3% 96.3% $503,461
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA, Jumbo 25 1.2% 86.2% $546,200 View
Freedom Mortgage Corporation
 FHA, VA, Jumbo 25 1.2% 82.1% $474,600
Reliable Holdings Manager dba Lendz Financial
 Conventional, Jumbo 21 1% 100% $405,952
Nqm Funding, LLC
 Conventional 8 0.4% 81.8% $517,500
Banking Mortgage Svcs.,Bms Corp
 Conventional 8 0.4% 100% $527,500
Ready Mortgage Lenders, LLC
 FHA 5 0.2% 83.3% $425,000
Lakeview Loan Servicing, LLC
 Conventional, VA 4 0.2% 23.4% $125,000
DG Pinnacle Funding, LLC
 Conventional, FHA 4 0.2% 80% $505,000
PHH Mortgage Corporation
 Conventional, FHA 3 0.1% 100% $471,666
Obsidian Financial Services
 Conventional, FHA 3 0.1% 100% $558,333
First Equity Mortgage Bankers Inc.
 Conventional 2 0.1% 100% $350,000
New Day Financial, LLC.
 VA 2 0.1% 37.5% $405,000
Alkan Mortgage Corporation
 FHA 1 0% 100% $205,000
Foundation Mortgage Corporation
 Conventional 1 0% 100% $755,000
Mortgage300 Corporation
 FHA 1 0% 100% $465,000
The Mortgage Firm
 Conventional 1 0% 100% $525,000
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 275
+8 HELOCs
 13.5% 78% $433,072
DHI Mortgage Company, LTD.
 Conventional, FHA, VA 244 11.9% 83.6% $474,631
Rocket Mortgage
 Conventional, FHA, VA, Jumbo 151 7.4% 73.9% $325,529
Pennymac Loan Services LLC
 Conventional, FHA, VA, Jumbo 62 3% 61.5% $344,193
Paramount Residential Mortgage
 Conventional, FHA, VA, Jumbo 57 2.8% 86.4% $410,438
loanDepot.com LLC
 Conventional, FHA, VA, Jumbo, HELOC 44
+4 HELOCs
 2.2% 69.8% $313,636
The Loan Store, Inc
 Conventional, FHA, VA, Jumbo, HELOC 36
+6 HELOCs
 1.8% 95.1% $502,777
Newrez LLC
A5.0 ★Texas Ratio: 8.10%
 Conventional, FHA, VA 23 1.1% 49.1% $361,956 View
Nvr Mortgage Finance, Inc.
 Conventional, FHA, VA 21 1% 60% $292,142
Mortgage Research Center
 FHA, VA 18 0.9% 58.1% $447,222
CrossCountry Mortgage, LLC
 Conventional, FHA 16 0.8% 88.9% $428,125
Cmg Mortgage Inc
A+5.0 ★Texas Ratio: 2.02%
 Conventional, FHA, VA, USDA 15 0.7% 88.2% $331,666 View
Ocmbc, Inc.
A5.0 ★Texas Ratio: 6.69%
 Conventional, FHA, Jumbo 14 0.7% 73.9% $515,000 View
My Mortgage, Inc
 Conventional, FHA 13 0.6% 100% $469,615
Nationstar Mortgage
 Conventional, FHA 13 0.6% 72.2% $188,076
Cornerstone First Mortgage, LLC
 Conventional, FHA 12 0.6% 85.7% $395,000
Kind Lending, LLC
 Conventional, FHA, HELOC 11
+1 HELOCs
 0.5% 47.8% $483,181
Nfm, Inc
 Conventional, FHA, VA 11 0.5% 100% $414,090
Navy Federal Credit Union
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, Jumbo, HELOC 10
+8 HELOCs
 0.5% 40% $330,000
Everett Financial, Inc.
 Conventional, FHA, VA, HELOC 10
+1 HELOCs
 0.5% 100% $382,000
Capital Partners Mortgage Services, LLC
 Conventional, FHA 10 0.5% 90.9% $219,000
New American Funding, LLC.
 Conventional, FHA 10 0.5% 71.4% $405,000
Spring Eq, LLC
 Conventional, HELOC 9
+3 HELOCs
 0.4% 42.3% $91,666
Primary Residential Mortgage, INC.
 Conventional, FHA 9 0.4% 90% $498,333
Gold Star Mortgage Financial Group, Corporation
 Conventional, FHA 9 0.4% 100% $236,111
Point Mortgage Corp
 Conventional, FHA 9 0.4% 90% $332,777
1st Financial, Inc.
 Conventional, FHA 9 0.4% 100% $411,666
Nationwide Mortgage Bankers, Inc.
 Conventional, FHA, Jumbo 9 0.4% 71.4% $587,222
Champions Funding, LLC
 Conventional, Jumbo 9 0.4% 90% $570,555
Equity Prime Mortgage LLC
 FHA, VA 8 0.4% 88.9% $307,500
First Colony Mortgage Corporat
 Conventional, FHA 8 0.4% 100% $588,750
Angel Oak Mortgage Solutions LLC
 Conventional, Jumbo 8 0.4% 88.9% $460,000
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, FHA, VA 8 0.4% 66.7% $378,750 View
Luxury Mortgage Corp.
 Conventional, Jumbo 8 0.4% 81.8% $640,000
Village Capital & Investment
 FHA, VA, Jumbo 8 0.4% 74.1% $570,000
AmWest Funding Corp
 Conventional, FHA, Jumbo, HELOC 7
+3 HELOCs
 0.3% 77.8% $482,142
American Financial Network, Inc.
 Conventional, FHA, Jumbo 7 0.3% 70% $513,571
Nexera Holding LLC
 Conventional 7 0.3% 70% $262,142
Carrington Mortgage Services LLC
A+5.0 ★Texas Ratio: 0.00%
 Conventional, FHA, Jumbo 7 0.3% 43.8% $326,428 View
JMAC Lending, Inc.
 Conventional, FHA, VA 7 0.3% 100% $425,000
American Financial Resources LLC
 Conventional, FHA, VA 6 0.3% 85.7% $371,666
Envoy Mortgage, Ltd
 Conventional, FHA 6 0.3% 100% $401,666
Guild Mortgage Company
 Conventional, FHA, VA 6 0.3% 66.7% $273,333
Belem Servicing, LLC dba Patriot Home Mortgage
 Conventional, FHA 6 0.3% 100% $373,333
American Pacific Mortgage Corporation
 Conventional, FHA, VA 6 0.3% 100% $406,666
Fairway Independent Mort Corp
 Conventional, FHA, VA 6 0.3% 100% $350,000
HomeXpress Mortgage Corp.
 Conventional, Jumbo 5 0.2% 85.7% $569,000
Sun West Mortgage Company, Inc
 Conventional, FHA 5 0.2% 85.7% $269,000
Lower, LLC
A-4.9 ★Texas Ratio: 16.71%
 Conventional, FHA, VA 5 0.2% 55.6% $493,000 View
Ark-La-Tex Financial Services LLC
 Conventional, FHA, VA 5 0.2% 100% $373,000
Cake Mortgage Corp.
 Conventional, Jumbo 5 0.2% 100% $713,000
Amerisave Mortgage Company
 Conventional 4 0.2% 28.6% $185,000
Northpointe Bank
A5.0 ★Texas Ratio: 8.47%
 Conventional 4 0.2% 100% $320,000 View
Planet Home Lending, LLC
 FHA, VA 4 0.2% 80% $487,500
Geneva Financial LLC
 Conventional, FHA 4 0.2% 100% $215,000
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional 4 0.2% 80% $487,500 View
ClearEdge Lending LLC
 Conventional 4 0.2% 80% $622,500
Guaranteed Rate, Inc.
 Conventional, FHA, VA 3 0.1% 100% $375,000
All Credit Considered Mortgage, Inc.
 Conventional 3 0.1% 100% $411,666
Michigan Mutual, Inc
 Conventional, FHA, VA 3 0.1% 100% $248,333
First Alliance Home Mortgage, LLC
 Conventional, FHA 3 0.1% 100% $525,000
Discover Bank
 Conventional 3 0.1% 8.8% $85,000
Click n' Close, Inc.
 Conventional, FHA 3 0.1% 100% $228,333
Zillow Home Loans, LLC
 Conventional, FHA 3 0.1% 75% $335,000
21St Mortgage
 Conventional 3 0.1% 23.1% $105,000
Plaza Home Mortgage, Inc
 Conventional, FHA 3 0.1% 60% $408,333
HomeBridge Financial Services, Inc
 FHA, VA, HELOC 2
+16 HELOCs
 0.1% 100% $515,000
Pentagon Federal Credit Union
 Conventional, VA, HELOC 2
+3 HELOCs
 0.1% 66.7% $405,000
Guaranteed Rate Affinity, LLC
 Conventional, HELOC 2
+2 HELOCs
 0.1% 100% $250,000
Premia Mortgage, LLC
A5.0 ★Texas Ratio: 13.21%
 VA 2 0.1% 100% $530,000 View
Residential Wholesale Mortgage
 Conventional, FHA 2 0.1% 100% $215,000
Canopy Mortgage, LLC
 FHA 2 0.1% 100% $565,000
Nbkc Bank
 Conventional, VA 2 0.1% 100% $515,000
AmeriHome Mortgage Company, LLC
 Conventional, FHA 2 0.1% 100% $280,000
Deephaven Mortgage LLC
 Conventional 2 0.1% 33.3% $125,000
Home Mortgage Alliance Corp (Hmac)
 Conventional, FHA 2 0.1% 100% $385,000
ResMac Inc
 Conventional 2 0.1% 100% $575,000
Ahl Funding
 FHA 2 0.1% 100% $550,000
Securitynational Mortgage Company
 Conventional, FHA 2 0.1% 100% $215,000
Bay Equity LLC
 Conventional, VA 2 0.1% 100% $395,000
Mid-Continent Funding, Inc.
 VA 2 0.1% 100% $455,000
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 VA, Jumbo 2 0.1% 50% $675,000 View
Provident Funding Associates
 Conventional 2 0.1% 100% $300,000
T2 Financial LLC
 Conventional, FHA 2 0.1% 100% $365,000
Towne Mortgage Company
 Conventional 2 0.1% 66.7% $340,000
Genway Home Mortgage, Inc.
 Conventional, FHA 2 0.1% 100% $630,000
Citadel Servicing Corporation
 Conventional, Jumbo 2 0.1% 100% $760,000
Prosperity Home Mortgage, LLC
 Conventional, VA 2 0.1% 100% $345,000
Right Start Mortgage, Inc
 Conventional 2 0.1% 50% $345,000
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 FHA 2 0.1% 100% $310,000 View
Vista Point Mortgage, LLC
 Conventional, Jumbo 2 0.1% 40% $740,000
American Airlines Federal Cred
 Conventional, HELOC 1
+3 HELOCs
 0% 100% $275,000
Cazle Mortgage, Inc.
 VA 1 0% 100% $395,000
Hartford Funding, Ltd.
 Conventional 1 0% 100% $205,000
Guidance Residential, LLC
 Conventional 1 0% 100% $255,000
Loanunited.Com, LLC
 VA 1 0% 50% $385,000
Filo Mortgage, LLC
 VA, Jumbo 1 0% 100% $885,000
AdvantageFirst Lending Inc
 FHA 1 0% 50% $255,000
First Home Mortgage
A+5.0 ★Texas Ratio: 0.00%
 FHA 1 0% 100% $385,000 View
Acre Mortgage & Financial, Inc.
 FHA 1 0% 100% $445,000
Northwest Federal Credit Union
 Conventional 1 0% 100% $135,000
Bank Fund Staff Federal Credit
 Conventional 1 0% 100% $35,000
Flexpoint, Inc.
 Conventional 1 0% 100% $695,000
ClearPath Lending
 VA 1 0% 100% $595,000
Union Home Mortgage Corp.
 VA 1 0% 100% $385,000
Highlands Residential Mortgage, Ltd.
 Conventional 1 0% 100% $315,000
Justice Federal Credit Union
 Conventional 1 0% 100% $155,000
Ameritrust Mortgage Corporation
 FHA 1 0% 100% $285,000
Stg Mortgage Inc
 FHA 1 0% 50% $615,000
American Internet Mortgage, Inc.
 Conventional 1 0% 100% $215,000
First Option Mortgage, LLC
 Conventional 1 0% 100% $545,000
Loanleaders of America, Inc
 FHA 1 0% 100% $235,000
Ladera Lending, Inc.
A+5.0 ★Texas Ratio: 0.22%
 FHA 1 0% 100% $355,000 View
Intelliloan, Inc.
 FHA 1 0% 100% $595,000
Nations Lending Corporation
 FHA 1 0% 100% $325,000
Lendsure Mortgage Corp.
 Conventional 1 0% 100% $545,000
Chickasaw Community Bank
A5.0 ★Texas Ratio: 13.31%
 FHA 1 0% 100% $395,000 View
Arvest Bank
A5.0 ★Texas Ratio: 7.48%
 FHA 1 0% 100% $485,000 View
Emet Lending Group, Inc.
 Conventional 1 0% 100% $375,000
Mortgage Solutions of Colorado
 VA 1 0% 100% $575,000
Geo-Corp, Inc.
 FHA 1 0% 100% $525,000
Logan Finance Corporation
 Conventional 1 0% 100% $395,000
Nations Direct Mortgage, LLC
 FHA 1 0% 100% $475,000
Fall River Five Cents Savings
A5.0 ★Texas Ratio: 7.62%
 FHA 1 0% 100% $445,000 View
Mutual of Omaha Mortgage
 VA 1 0% 25% $385,000
1St 2Nd Mortgage Company of N.J., Inc.
 FHA 1 0% 100% $535,000
Ixonia Bank
A+5.0 ★Texas Ratio: 2.14%
 FHA 1 0% 100% $475,000 View
Reliance First Capital, LLC
 Conventional 1 0% 50% $225,000
Texana Bank
 VA 1 0% 100% $515,000
Top Flite Financial, Inc.
 FHA 1 0% 50% $505,000
Tomo Mortgage LLC
 Conventional 1 0% 100% $245,000
Coastal Community Bank
 HELOC 0
+11 HELOCs
 0% n/a
Figure Lending LLC
 HELOC 0
+10 HELOCs
 0% n/a
Alliant Credit Union
A+5.0 ★Texas Ratio: 3.22%
 HELOC 0
+8 HELOCs
 0% n/a View
Lendage, LLC dba Achieve Loans
 HELOC 0
+3 HELOCs
 0% n/a
Goodleap, LLC
 HELOC 0
+2 HELOCs
 0% 0%
Kinecta Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Usalliance Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Valon Mortgage
 HELOC 0
+1 HELOCs
 0% n/a
All In Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Synovus Bank
 HELOC 0
+1 HELOCs
 0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Homestead, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Homestead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Homestead in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Homestead, FL

Use these to narrow the list above. Each category shows how many Homestead, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 137 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 36 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 95 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 50 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 31 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Homestead, FL

Independent mortgage companies closed 92.1 percent of home loans in Homestead, Florida in 2025, banks 5 percent and credit unions 2.9 percent. Lennar Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 4 loans.

92.1%
Mortgage companies
5%
Banks
2.9%
Credit unions
44%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lendersPort St. Lucie 359 lendersCape Coral 422 lendersTampa 363 lendersLehigh Acres 298 lendersOrlando 345 lendersSt. Cloud 266 lendersSt. Petersburg 346 lendersPalm Bay 258 lendersSpring Hill 261 lendersTallahassee 233 lendersLakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Homestead, FL

Who is the largest mortgage lender in Homestead, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Homestead, Florida with 19 loans, about 0.9 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Homestead, FL have the highest approval rates?

Among lenders with meaningful volume in Homestead, Florida, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 86.4 percent, against a 73.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Homestead, FL mortgage lenders offer FHA, VA and USDA loans?

95 lenders closed FHA loans in Homestead, Florida in 2025, led by DHI Mortgage Company, LTD. with 194. 50 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Homestead, FL lender list?

Yes. 36 banks and 17 credit unions closed home loans in Homestead, Florida in 2025, alongside 137 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Homestead, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Homestead, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Homestead, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Homestead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.