Holly Hill, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and Central BankCentral Bank2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holly Hill, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holly Hill are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Holly Hill, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2% | 66.7% | $112,500 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 4 | 2% | 66.7% | $72,500 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +3 HELOCs |
1.5% | 33.3% | $121,666 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 3 | 1.5% | 60% | $121,666 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1% | 100% | $355,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $205,000 | View |
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $135,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $75,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
|
2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,255,000 | View |
|
1600 Ridgewood Ave, Holly Hill, FL 32117 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.5% | 25% | $65,000 | View |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 2% | 66.7% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.5% | 100% | $45,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $275,000 | |
Alkan Mortgage Corporation
|
Conventional | 1 | 0.5% | 50% | $395,000 | |
American Bancshares Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $155,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 50% | $185,000 | |
Mortgage Lenders Investment Tr
|
Conventional | 1 | 0.5% | 100% | $805,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 33 | 16.8% | 78.6% | $241,969 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
13.8% | 90% | $206,851 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 18 | 9.2% | 95.5% | $162,777 | View |
Rocket Mortgage
|
Conventional, VA | 13 | 6.6% | 76.5% | $179,615 | |
Mortgage Research Center
|
VA | 5 | 2.6% | 100% | $221,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 2.6% | 100% | $123,000 | View |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 4 | 2% | 100% | $212,500 | View |
Cardinal Financial Company, Li
|
Conventional, FHA | 4 | 2% | 100% | $227,500 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 1.5% | 100% | $175,000 | |
Texana Bank
|
Conventional, FHA | 3 | 1.5% | 100% | $181,666 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 3 | 1.5% | 60% | $151,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1% | 66.7% | $190,000 | |
Contour Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $260,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 1% | 100% | $200,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $205,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1% | 100% | $85,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 1% | 100% | $185,000 | |
Loanpeople, LLC
|
Conventional, FHA | 2 | 1% | 100% | $135,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1% | 100% | $50,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 1% | 100% | $110,000 | |
New American Funding, LLC.
|
FHA | 2 | 1% | 100% | $265,000 | |
The Loan Store, Inc
|
Conventional, VA | 2 | 1% | 66.7% | $200,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 1% | 100% | $140,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $265,000 | |
EMM Loans LLC
|
FHA | 1 | 0.5% | 100% | $265,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $115,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $55,000 | |
Primelending
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $145,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.5% | 100% | $215,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.5% | 100% | $195,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.5% | 100% | $165,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
Harborone Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
Milend, Inc
|
Conventional | 1 | 0.5% | 50% | $195,000 | |
Selfreliance Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $185,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $255,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
|
FHA | 1 | 0.5% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Fairway Independent Mort Corp
|
FHA | 1 | 0.5% | 100% | $165,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Holly Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holly Hill in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Holly Hill, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.6 percent of home loans in Holly Hill, Florida in 2025, banks 14.3 percent and credit unions 6.1 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Holly Hill, Florida with 4 loans, about 2 percent of the market. The largest lender headquartered in Florida was VyStar Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Holly Hill, Florida in 2025, led by DHI Mortgage Company, LTD. with 21. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 7 credit unions closed home loans in Holly Hill, Florida in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holly Hill, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holly Hill, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holly Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.