Fruitland Park, Florida mortgage lenders include United Southern BankUnited Southern Bank331 Raintree Dr, Altoona, FL 32702A+5.0 ★Texas Ratio: 3.19%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fruitland Park, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fruitland Park are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fruitland Park, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
331 Raintree Dr, Altoona, FL 32702 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 10 | 3.2% | 91.7% | $228,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 5 | 1.6% | 100% | $233,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 75% | $131,666 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1% | 75% | $161,666 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 3 | 1% | 75% | $415,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.6% | 50% | $970,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 50% | $1,220,000 | View |
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $110,000 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.6% | 100% | $40,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 0.6% | 33.3% | $280,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $85,000 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $305,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $155,000 | View |
|
316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $335,000 | View |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.3% | 100% | $95,000 | View |
|
847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 33.3% | $35,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
|
211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,905,000 | View |
|
1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens First Bank
|
Conventional, HELOC | 23 +8 HELOCs |
7.3% | 100% | $379,782 | |
Park Square Home Mortgage, LLC
|
Conventional, FHA, VA | 17 | 5.4% | 89.5% | $280,294 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 3.2% | 76.9% | $310,000 | |
Mortgage Financial Group Inc
|
Conventional, FHA | 6 | 1.9% | 100% | $268,333 | |
The Mortgage Firm
|
Conventional, FHA, VA | 4 | 1.3% | 100% | $222,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 1% | 50% | $201,666 | |
Acrisure Mortgage, LLC
|
Conventional, FHA | 3 | 1% | 100% | $228,333 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
American Bancshares Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $235,000 | |
Obsidian Financial Services
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 33.3% | $225,000 | |
Mortgage Lenders Investment Tr
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 29 | 9.2% | 81.6% | $217,758 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
7.6% | 86.7% | $301,666 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 11 | 3.5% | 100% | $189,545 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 8 | 2.5% | 100% | $186,250 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
2.2% | 87.5% | $272,142 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 7 | 2.2% | 100% | $230,714 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 6 | 1.9% | 100% | $146,666 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 6 | 1.9% | 100% | $130,000 | View |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.6% | 71.4% | $255,000 | |
Guaranteed Rate, Inc.
|
Conventional | 4 | 1.3% | 100% | $435,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 4 | 1.3% | 100% | $372,500 | |
Nationstar Mortgage
|
Conventional | 4 | 1.3% | 100% | $72,500 | |
Mortgage Research Center
|
VA | 4 | 1.3% | 100% | $327,500 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 4 | 1.3% | 100% | $327,500 | |
|
A5.0 ★Texas Ratio: 8.10% |
FHA, VA | 3 | 1% | 75% | $321,666 | View |
American Financial Network, Inc.
|
Conventional, FHA | 3 | 1% | 100% | $361,666 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 1% | 100% | $318,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 50% | $45,000 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $160,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $215,000 | |
Primelending
|
Conventional, VA | 2 | 0.6% | 100% | $325,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 2 | 0.6% | 100% | $410,000 | |
Nextmortgage, LLC
|
Conventional, USDA | 2 | 0.6% | 100% | $130,000 | |
Union Home Mortgage Corp.
|
FHA, VA | 2 | 0.6% | 66.7% | $335,000 | |
First Option Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 0.6% | 100% | $170,000 | View |
Lake Michigan Credit Union
|
Conventional | 2 | 0.6% | 100% | $460,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 2 | 0.6% | 100% | $265,000 | View |
Fairway Independent Mort Corp
|
Conventional | 2 | 0.6% | 100% | $280,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 2 | 0.6% | 50% | $335,000 | View |
EMM Loans LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
RMC Home Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $385,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.3% | 100% | $295,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 50% | $315,000 | |
United Trust Bank
|
VA | 1 | 0.3% | 100% | $275,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 10% | $75,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
VA | 1 | 0.3% | 100% | $365,000 | View |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Michigan Mutual, Inc
|
VA | 1 | 0.3% | 100% | $205,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 20% | $55,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.3% | 100% | $245,000 | |
Capital Partners Mortgage Services, LLC
|
FHA | 1 | 0.3% | 100% | $365,000 | |
Click n' Close, Inc.
|
VA | 1 | 0.3% | 100% | $385,000 | |
My Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $445,000 | |
First Community Credit Union
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.3% | 100% | $175,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
BoxCar Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $155,000 | |
Milend, Inc
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Tjc Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 33.3% | $165,000 | |
Summit Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $335,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
21St Mortgage
|
Conventional | 1 | 0.3% | 20% | $165,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fruitland Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fruitland Park in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fruitland Park, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69.5 percent of home loans in Fruitland Park, Florida in 2025, banks 24.1 percent and credit unions 6.3 percent. Triad Financial Services, Inc. was the largest mortgage company, United Southern Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, United Southern Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, United Southern Bank was the largest mortgage lender in Fruitland Park, Florida with 10 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Fruitland Park, Florida in 2025, led by Park Square Home Mortgage, LLC with 8. 26 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 13 credit unions closed home loans in Fruitland Park, Florida in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fruitland Park, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fruitland Park, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fruitland Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.