Mortgage Lenders and Brokers in Forest City, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Forest City, Florida mortgage lenders include Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Addition Financial Credit UnionAddition Financial Credit Union855 S State Road 434, Forest City, FL 32714A5.0 ★Texas Ratio: 6.85%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, and Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Forest City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Forest City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Forest City, Florida
Market share is the lender's share of all home loans closed in Forest City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 5 +1 HELOCs |
2.4% | 45.5% | $149,000 | View |
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855 S State Road 434, Forest City, FL 32714 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 3 +3 HELOCs |
1.4% | 75% | $321,666 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 100% | $201,666 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 1.4% | 60% | $731,666 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 75% | $248,333 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +9 HELOCs |
0.9% | 66.7% | $340,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 50% | $240,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $515,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 2 | 0.9% | 100% | $80,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 33.3% | $195,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $265,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $165,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $405,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $765,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 1 | 0.5% | 100% | $835,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 50% | $305,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acrisure Mortgage, LLC
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Conventional, FHA | 8 | 3.8% | 100% | $311,250 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.4% | 83.3% | $255,000 | |
The Mortgage Firm
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Conventional | 3 | 1.4% | 100% | $401,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.9% | 100% | $210,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
K. Hovnanian American Mortgage
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Conventional | 1 | 0.5% | 50% | $775,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 34 +2 HELOCs |
16% | 83.3% | $378,235 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 10.8% | 89.3% | $210,652 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 3.8% | 80% | $316,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 3.3% | 100% | $443,571 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 2.4% | 100% | $257,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 4 | 1.9% | 55.6% | $165,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 1.9% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $455,000 | |
Everett Financial, Inc.
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Conventional | 3 | 1.4% | 100% | $461,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 1.4% | 100% | $448,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.9% | 100% | $260,000 | |
Guaranteed Rate, Inc.
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FHA | 2 | 0.9% | 50% | $290,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.9% | 100% | $305,000 | View |
Kind Lending, LLC
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FHA | 2 | 0.9% | 100% | $380,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $440,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 33.3% | $105,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 0.9% | 100% | $180,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.9% | 75% | $250,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $325,000 | View |
Mortgage Research Center
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VA | 2 | 0.9% | 66.7% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 100% | $230,000 | View |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $275,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.5% | 100% | $265,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $795,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.5% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 14.3% | $165,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $635,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
My Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $465,000 | |
Nfm, Inc
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FHA | 1 | 0.5% | 100% | $275,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.5% | 100% | $325,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Waterstone Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $955,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.5% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,085,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $45,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $315,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 33.3% | $25,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Top Flite Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.5% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.5% | 33.3% | $275,000 | |
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Forest City Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Forest City, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Forest City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Forest City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Forest City, FL
Use these to narrow the list above. Each category shows how many Forest City, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Forest City, FL
Independent mortgage companies closed 76.9 percent of home loans in Forest City, Florida in 2025, banks 16 percent and credit unions 7.1 percent. Acrisure Mortgage, LLC was the largest mortgage company, Trustco Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Forest City, FL
By home loans closed in 2025, Fairwinds Credit Union was the largest mortgage lender in Forest City, Florida with 5 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Forest City, Florida in 2025, led by United Wholesale Mortgage with 12. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 11 credit unions closed home loans in Forest City, Florida in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Forest City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Forest City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Forest City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
