Mortgage Lenders and Brokers in Ensley, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ensley, Florida mortgage lenders include Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Harvesters Federal Credit UnionHarvesters Federal Credit Union480 S Highway 29, Cantonment, FL 32533 6406A5.0 ★Texas Ratio: 6.36%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Members First Credit Union of FloridaMembers First Credit Union of Florida5005 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 1.18%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, and PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ensley, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ensley are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ensley, Florida
Market share is the lender's share of all home loans closed in Ensley, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 10 +1 HELOCs |
2% | 100% | $110,000 | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 6 +8 HELOCs |
1.2% | 66.7% | $150,000 | View |
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480 S Highway 29, Cantonment, FL 32533 6406 A5.0 ★Texas Ratio: 6.36% |
Conventional | 5 | 1% | 100% | $191,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 44.4% | $92,500 | View |
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5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 4 | 0.8% | 80% | $55,000 | |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 3 | 0.6% | 55.6% | $88,333 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $275,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $261,666 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $180,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $160,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 2 | 0.4% | 100% | $210,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.4% | 100% | $230,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $315,000 | View |
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1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
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4472 Lafayette St, Marianna, FL 32446 A+5.0 ★Texas Ratio: 3.60% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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3835 Pga Boulevard Suite 305, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.90% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.2% | 50% | $175,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA, VA | 17 | 3.5% | 100% | $269,117 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 13 | 2.7% | 92.9% | $281,923 | |
Lennar Mortgage, LLC
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Conventional, FHA | 7 | 1.4% | 63.6% | $216,428 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 5 | 1% | 54.5% | $191,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1% | 87.5% | $237,000 | |
Coastal Loans, LLC
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FHA, VA | 4 | 0.8% | 100% | $247,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $175,000 | |
Home Office
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Conventional | 1 | 0.2% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 16.7% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 45 +13 HELOCs |
9.2% | 84.9% | $214,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 8.2% | 85.1% | $174,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +1 HELOCs |
6.4% | 82.1% | $275,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 22 | 4.5% | 100% | $186,818 | |
Mortgage Research Center
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VA | 20 | 4.1% | 87.5% | $284,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 16 | 3.3% | 100% | $191,875 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 15 | 3.1% | 81% | $219,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 14 | 2.9% | 87.5% | $231,428 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 12 | 2.5% | 100% | $220,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2% | 90.9% | $271,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 8 | 1.6% | 100% | $237,500 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA, VA | 7 | 1.4% | 100% | $260,714 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 1.4% | 77.8% | $232,142 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 1.4% | 77.8% | $159,285 | |
21St Mortgage
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Conventional | 7 | 1.4% | 33.3% | $113,571 | |
Southeast Mortgage of Georgia, Inc.
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Conventional, FHA, VA | 6 | 1.2% | 100% | $166,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 6 | 1.2% | 100% | $240,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 1% | 62.5% | $225,000 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 0.8% | 100% | $230,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.8% | 100% | $217,500 | |
Gardner Financial Services
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Conventional, FHA | 4 | 0.8% | 100% | $210,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 4 | 0.8% | 100% | $227,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.8% | 66.7% | $157,500 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 4 | 0.8% | 100% | $257,500 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +2 HELOCs |
0.6% | 40% | $215,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.6% | 100% | $155,000 | |
Everett Financial, Inc.
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Conventional | 3 | 0.6% | 100% | $168,333 | |
Loanunited.Com, LLC
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FHA, VA | 3 | 0.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 0.6% | 100% | $241,666 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 100% | $381,666 | View |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $295,000 | |
Synovus Bank
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $250,000 | |
Cadence Bank
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Conventional | 2 | 0.4% | 100% | $170,000 | |
First Community Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $210,000 | |
Kind Lending, LLC
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FHA | 2 | 0.4% | 50% | $315,000 | |
Flexpoint, Inc.
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Conventional | 2 | 0.4% | 100% | $230,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.4% | 100% | $175,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $135,000 | |
Towne Mortgage Company
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FHA, VA | 2 | 0.4% | 100% | $290,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.4% | 100% | $290,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.4% | 50% | $285,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, VA | 2 | 0.4% | 66.7% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.4% | 50% | $85,000 | View |
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A5.0 ★Texas Ratio: 6.45% |
VA | 1 | 0.2% | 100% | $265,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Msa Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Builtwell Bank
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 12.5% | $165,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Assurance Financial Group, L.L.C.
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VA | 1 | 0.2% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $55,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $135,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Federated Mortgage Corp
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VA | 1 | 0.2% | 100% | $175,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Saygo Home Loans, LLC
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VA | 1 | 0.2% | 100% | $185,000 | |
Acopia, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 50% | $235,000 | View |
TowneBank
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Keesler Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 25% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.2% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ensley Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ensley, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Ensley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ensley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ensley, FL
Use these to narrow the list above. Each category shows how many Ensley, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Ensley, FL
Independent mortgage companies closed 72.7 percent of home loans in Ensley, Florida in 2025, banks 11.9 percent and credit unions 15.4 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Gulf Winds Credit Union the largest credit union. Among lenders headquartered in Florida, Gulf Winds Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ensley, FL
By home loans closed in 2025, Gulf Winds Credit Union was the largest mortgage lender in Ensley, Florida with 10 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Ensley, Florida in 2025, led by Guild Mortgage Company with 8. 43 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 10 credit unions closed home loans in Ensley, Florida in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ensley, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ensley, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ensley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
