Mortgage Lenders and Brokers in Edgewater, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edgewater, Florida mortgage lenders include Regions BankRegions Bank1304 S Ridgewood Ave, Edgewater, FL 32132A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1813 S Ridgewood Ave, Edgewater, FL 32141A+5.0 ★Texas Ratio: 5.36%, Launch Credit UnionLaunch Credit Union2810 S Ridgewood Ave, Edgewater, FL 32141A5.0 ★Texas Ratio: 7.61%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Fairwinds Credit UnionFairwinds Credit Union1504 S Ridgewood Ave, Edgewater, FL 32132A+5.0 ★Texas Ratio: 2.64%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank512 N Ridgewood Ave, Edgewater, FL 32132A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, and Bank of America NABank of America NA1900 S Ridgewood Ave, Edgewater, FL 32141A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edgewater, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgewater are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edgewater, Florida
Market share is the lender's share of all home loans closed in Edgewater, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edgewater 1304 S Ridgewood Ave, Edgewater, FL 32132 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 9 +13 HELOCs |
1.6% | 61.1% | $297,222 | View |
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1 office in Edgewater 1813 S Ridgewood Ave, Edgewater, FL 32141 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 0.7% | 57.1% | $190,000 | View |
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2810 S Ridgewood Ave, Edgewater, FL 32141 A5.0 ★Texas Ratio: 7.61% |
Conventional | 17 | 3.1% | 69.2% | $69,117 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 14 +19 HELOCs |
2.6% | 61.5% | $122,857 | View |
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1504 S Ridgewood Ave, Edgewater, FL 32132 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 7 +1 HELOCs |
1.3% | 70% | $60,714 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 71.4% | $103,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.9% | 83.3% | $283,000 | View |
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★ 1 stars, 1 review 512 N Ridgewood Ave, Edgewater, FL 32132 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +8 HELOCs |
0.7% | 100% | $192,500 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +7 HELOCs |
0.7% | 66.7% | $115,000 | View |
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1900 S Ridgewood Ave, Edgewater, FL 32141 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
0.7% | 57.1% | $225,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 3 | 0.5% | 60% | $95,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $275,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA | 19 | 3.5% | 100% | $266,052 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.2% | 78.9% | $270,833 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 7 | 1.3% | 69.2% | $280,714 | |
Acrisure Mortgage, LLC
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Conventional | 3 | 0.5% | 100% | $211,666 | |
Alkan Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $295,000 | |
Lennar Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 28.6% | $235,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 0.4% | 100% | $185,000 | |
Mortgage Lenders Investment Tr
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Conventional | 2 | 0.4% | 100% | $225,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.2% | 100% | $365,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 69 +1 HELOCs |
12.6% | 88.6% | $256,884 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 7.9% | 76.7% | $170,348 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 41 | 7.5% | 89.1% | $247,926 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, HELOC | 32 +2 HELOCs |
5.9% | 97% | $266,875 | View |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 15 | 2.7% | 100% | $378,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.6% | 100% | $252,857 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 2.6% | 93.8% | $231,428 | |
Mortgage Research Center
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VA | 11 | 2% | 55% | $305,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 8 | 1.5% | 100% | $241,250 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
1.3% | 77.8% | $185,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1.3% | 87.5% | $277,857 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 1.3% | 88.9% | $203,571 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.3% | 87.5% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 1.3% | 70% | $257,857 | |
Primelending
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Conventional, FHA | 6 | 1.1% | 100% | $163,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 6 | 1.1% | 66.7% | $285,000 | View |
Kind Lending, LLC
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FHA, VA | 4 | 0.7% | 80% | $312,500 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.7% | 80% | $142,500 | View |
New American Funding, LLC.
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FHA, VA | 4 | 0.7% | 44.4% | $210,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 0.7% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 0.5% | 100% | $321,666 | |
Affordable Mortgage Advisors
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Conventional, VA | 3 | 0.5% | 60% | $208,333 | |
Loanunited.Com, LLC
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FHA | 3 | 0.5% | 100% | $278,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.5% | 42.9% | $78,333 | |
Planet Home Lending, LLC
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Conventional, VA | 3 | 0.5% | 100% | $295,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $208,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 3 | 0.5% | 100% | $238,333 | View |
Cornerstone First Mortgage, LLC
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FHA | 2 | 0.4% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $255,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 100% | $210,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.4% | 50% | $125,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $235,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $320,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $295,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 20% | $65,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $325,000 | View |
Loanpeople, LLC
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FHA | 2 | 0.4% | 100% | $310,000 | |
Summit Funding.Inc
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Conventional, VA | 2 | 0.4% | 100% | $180,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 0.4% | 50% | $120,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 50% | $185,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 40% | $315,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $205,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,265,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 50% | $205,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Onward Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $445,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $205,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Mid-Continent Funding, Inc.
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FHA | 1 | 0.2% | 100% | $295,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Corning Credit Union
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $355,000 | |
Mortgage Equity Partners LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Wolfe Financial Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $195,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Compass Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.2% | 100% | $305,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Texana Bank
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FHA | 1 | 0.2% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Coastal Community Bank
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edgewater Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edgewater, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Edgewater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgewater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edgewater, FL
Use these to narrow the list above. Each category shows how many Edgewater, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Edgewater, FL
Independent mortgage companies closed 78.1 percent of home loans in Edgewater, Florida in 2025, banks 12.6 percent and credit unions 9.3 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edgewater, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Edgewater, Florida with 9 loans, about 1.6 percent of the market. The largest lender headquartered in Florida was Launch Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Edgewater, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.6 percent, against a 80.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Edgewater, Florida in 2025, led by DHI Mortgage Company, LTD. with 27. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 9 credit unions closed home loans in Edgewater, Florida in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edgewater, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgewater, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgewater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
