Mortgage Lenders and Brokers in Daytona Beach Shores, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Daytona Beach Shores, Florida mortgage lenders include Truist BankTruist Bank3640 S Atlantic Ave, Daytona Beach Shores, FL 32118A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2970 S Atlantic Ave, Daytona Beach Shores, FL 32118A+5.0 ★Texas Ratio: 3.68%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank8889 Pelican Bay Blvd, Naples, FL 34108A+5.0 ★Texas Ratio: 3.66%, and Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Daytona Beach Shores, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Daytona Beach Shores are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Daytona Beach Shores, Florida
Market share is the lender's share of all home loans closed in Daytona Beach Shores, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Daytona Beach Shores 3640 S Atlantic Ave, Daytona Beach Shores, FL 32118 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +7 HELOCs |
1.1% | 100% | $225,000 | View |
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1 office in Daytona Beach Shores 2970 S Atlantic Ave, Daytona Beach Shores, FL 32118 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo, HELOC | 3 +7 HELOCs |
3.3% | 71.4% | $535,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
3.3% | 75% | $341,666 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 2.2% | 100% | $930,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 2 | 2.2% | 100% | $105,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $525,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 100% | $295,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1.1% | 50% | $605,000 | View |
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21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 1.1% | 100% | $705,000 | View |
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3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.1% | 100% | $625,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 5.6% | 100% | $271,000 | View |
Acrisure Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $360,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.1% | 100% | $335,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 12.2% | 73.3% | $299,545 | |
United Wholesale Mortgage
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Conventional, Jumbo | 7 | 7.8% | 58.3% | $625,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
5.6% | 100% | $441,000 | View |
Mortgage Research Center
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Conventional, VA | 5 | 5.6% | 83.3% | $401,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
4.4% | 80% | $310,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 3 | 3.3% | 75% | $378,333 | View |
BankSouth Mortgage Company LLC
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Conventional | 2 | 2.2% | 100% | $455,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 2 | 2.2% | 100% | $810,000 | |
Summit Funding.Inc
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Conventional | 2 | 2.2% | 66.7% | $410,000 | |
Paramount Residential Mortgage
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Conventional, VA | 2 | 2.2% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
Primelending
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Conventional | 1 | 1.1% | 100% | $285,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.1% | 100% | $175,000 | |
MortgageOne, Inc
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Conventional | 1 | 1.1% | 100% | $345,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $755,000 | |
Nbkc Bank
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VA | 1 | 1.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 1.1% | 100% | $605,000 | View |
Michigan Mutual, Inc
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Conventional | 1 | 1.1% | 100% | $255,000 | |
JMJ Financial Group Inc.
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FHA | 1 | 1.1% | 100% | $945,000 | |
Bay Equity LLC
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Conventional | 1 | 1.1% | 100% | $215,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.1% | 100% | $765,000 | |
Delta Community Credit Union
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Conventional | 1 | 1.1% | 100% | $645,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.1% | 100% | $525,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $365,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,705,000 | |
DFCU Financial
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Wings Financial Credit Union
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $585,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daytona Beach Shores Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Daytona Beach Shores, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Daytona Beach Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Daytona Beach Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Daytona Beach Shores, FL
Use these to narrow the list above. Each category shows how many Daytona Beach Shores, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Daytona Beach Shores, FL
Independent mortgage companies closed 70 percent of home loans in Daytona Beach Shores, Florida in 2025, banks 18.9 percent and credit unions 11.1 percent. A&D Mortgage LLC was the largest mortgage company, Truist Bank the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Daytona Beach Shores, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Daytona Beach Shores, Florida with 1 loans, about 1.1 percent of the market. The largest lender headquartered in Florida was Space Coast Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Daytona Beach Shores, Florida in 2025, led by Rocket Mortgage with 1. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 9 credit unions closed home loans in Daytona Beach Shores, Florida in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Daytona Beach Shores, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Daytona Beach Shores, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Daytona Beach Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
