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Mortgage Lenders and Brokers in Daytona Beach, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Daytona Beach, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA828 White St, Daytona Beach, FL 32117A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1808 W International Speedway Blvd, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank100 Corsair Dr, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank200 S Palmetto Ave, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1025 W International Speedway Blvd, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1030 W International Speedway Blvd, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 3.22%, TD BankTD Bank1590 S Nova Rd, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 3.71%, Southstate Bank, National AssociationSouthstate Bank, National Association1950 W International Speedway Blvd, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.1537 S Nova Rd, Daytona Beach, FL 32114A+5.0 ★Texas Ratio: 4.24%, and Seacoast National BankSeacoast National Bank1696 N Clyde Morris Blvd, Daytona Beach, FL 32117A+5.0 ★Texas Ratio: 2.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Daytona Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Daytona Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Daytona Beach, Florida

Market share is the lender's share of all home loans closed in Daytona Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 4 offices in Daytona Beach 828 White St, Daytona Beach, FL 32117 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	18	1.4%	72%	$222,777	View
JPMorgan Chase Bank, NA 2 offices in Daytona Beach 1808 W International Speedway Blvd, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	13 +2 HELOCs	1%	78.9%	$247,307	View
Regions Bank 1 office in Daytona Beach 100 Corsair Dr, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	9 +4 HELOCs	0.7%	48%	$323,888	View
Truist Bank ★ 1 stars, 1 review 2 offices in Daytona Beach 200 S Palmetto Ave, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	8 +18 HELOCs	0.6%	72.7%	$216,250	View
Bank of America NA 1 office in Daytona Beach 1025 W International Speedway Blvd, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +17 HELOCs	0.6%	80%	$233,750	View
Fifth Third Bank, National Association 1 office in Daytona Beach 1030 W International Speedway Blvd, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	6 +3 HELOCs	0.5%	100%	$300,000	View
TD Bank 1 office in Daytona Beach 1590 S Nova Rd, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	4 +10 HELOCs	0.3%	50%	$150,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Daytona Beach 1950 W International Speedway Blvd, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 2.27%	Conventional	4	0.3%	100%	$140,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Daytona Beach 1537 S Nova Rd, Daytona Beach, FL 32114 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +11 HELOCs	0.2%	100%	$315,000	View
Seacoast National Bank ★ 5 stars, 1 review 1 office in Daytona Beach 1696 N Clyde Morris Blvd, Daytona Beach, FL 32117 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	3 +4 HELOCs	0.2%	75%	$411,666	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo	29	2.2%	82.9%	$401,551	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	26 +1 HELOCs	2%	89.7%	$315,000	View
Space Coast Credit Union 200 Bill France Blvd, Daytona Beach, FL 32114 1560 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	24 +42 HELOCs	1.8%	61.4%	$145,416	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	19	1.5%	56.4%	$85,526	View
VyStar Credit Union 1040 W International Speedway Blvd, Daytona Beach, FL 32114 3434 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	12 +3 HELOCs	0.9%	54.2%	$164,166	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	6 +2 HELOCs	0.5%	66.7%	$125,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +2 HELOCs	0.2%	42.9%	$358,333	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.2%	100%	$331,666	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$260,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.2%	66.7%	$270,000	View
Intercredit Bank, N.A. 1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146	Conventional	2	0.2%	100%	$480,000
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional	2	0.2%	100%	$225,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +6 HELOCs	0.1%	50%	$355,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$265,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$155,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$475,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	25%	$125,000	View
Publix Employees Federal Credit Union 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50%	Conventional	1	0.1%	100%	$285,000	View
Radiant Credit Union 14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03%	Conventional	1	0.1%	100%	$235,000	View
Incrediblebank 2512 Skyline Blvd, Cape Coral, FL 33914 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	50%	$235,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0.1%	100%	$75,000	View
One Florida Bank 21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0.1%	100%	$375,000	View
Connectone Bank 625 N Flagler Dr, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 4.58%	Conventional	1	0.1%	100%	$205,000	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$305,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$65,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional	1	0.1%	100%	$195,000
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional	1	0.1%	20%	$415,000	View
Natbank N.A. 970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$205,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	1	0.1%	100%	$425,000	View
Ithink Financial Credit Union 790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	88	6.7%	71%	$308,295
Acrisure Mortgage, LLC	Conventional, FHA, VA	56	4.3%	96.6%	$308,928
Freedom Mortgage Corporation	Conventional, FHA, VA	13	1%	77.3%	$281,153
The Mortgage Firm	Conventional, FHA	10	0.8%	84.6%	$214,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.5%	47.1%	$208,333
New Day Financial, LLC.	VA	3	0.2%	55.6%	$201,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	66.7%	$360,000	View
Alkan Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$230,000
PHH Mortgage Corporation	Conventional	2	0.2%	66.7%	$195,000
Nqm Funding, LLC	Conventional	2	0.2%	100%	$155,000
Mortgage Lenders Investment Tr	Conventional, VA	2	0.2%	75%	$235,000
American Bancshares Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Fairway Funding Group, Inc	Conventional	1	0.1%	100%	$255,000
Mortgage Financial Group Inc	FHA	1	0.1%	100%	$225,000
DYBN Financial Corporation dba Morgan Financial	Conventional	1	0.1%	100%	$335,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	33.3%	$125,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	137 +3 HELOCs	10.5%	88%	$305,291
Rocket Mortgage	Conventional, FHA, VA	118	9%	71.5%	$249,915
loanDepot.com LLC	Conventional, FHA, VA, HELOC	58 +1 HELOCs	4.4%	83.6%	$313,103
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	52 +2 HELOCs	4%	96.7%	$275,961	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	29 +1 HELOCs	2.2%	93.5%	$287,413
Pennymac Loan Services LLC	Conventional, FHA, VA	29	2.2%	87.9%	$267,413
DHI Mortgage Company, LTD.	Conventional, FHA, VA	28	2.1%	85.3%	$346,071
Mortgage Research Center	Conventional, VA	25	1.9%	61.9%	$284,200
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	17	1.3%	73.9%	$222,058	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	16 +9 HELOCs	1.2%	64%	$211,250
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	15	1.1%	100%	$223,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	15	1.1%	88.2%	$173,000	View
Guild Mortgage Company	Conventional, FHA, VA	14	1.1%	88.2%	$200,000
Nationstar Mortgage	Conventional, FHA, VA	14	1.1%	82.4%	$293,571
The Loan Store, Inc	Conventional, FHA, HELOC	13 +2 HELOCs	1%	88.2%	$242,692
Guaranteed Rate, Inc.	Conventional, FHA, VA	11	0.8%	91.7%	$208,636
Paramount Residential Mortgage	Conventional, FHA, VA	11	0.8%	100%	$246,818
American Financial Resources LLC	Conventional, FHA, VA	9	0.7%	100%	$220,555
Amerisave Mortgage Company	Conventional, FHA	9	0.7%	25.7%	$131,666
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, VA	9	0.7%	100%	$538,333	View
Zillow Home Loans, LLC	Conventional, VA	9	0.7%	90%	$240,555
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.6%	100%	$246,250
Nvr Mortgage Finance, Inc.	Conventional, FHA	8	0.6%	88.9%	$360,000
Fairway Independent Mort Corp	Conventional	7	0.5%	100%	$435,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	7	0.5%	100%	$240,714
Movement Mortgage, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.4%	100%	$285,000
Everett Financial, Inc.	Conventional	5	0.4%	83.3%	$255,000
Discover Bank	Conventional	5	0.4%	35.7%	$63,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.4%	100%	$263,000	View
Texana Bank	Conventional, FHA, VA	5	0.4%	100%	$177,000
Equity Prime Mortgage LLC	FHA, VA	4	0.3%	80%	$210,000
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	4	0.3%	66.7%	$627,500
First Colony Mortgage Corporat	Conventional, FHA	4	0.3%	100%	$240,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.3%	57.1%	$312,500	View
Atlantic Bay Mortgage Group	Conventional, VA	4	0.3%	100%	$202,500
Loanpeople, LLC	Conventional, FHA	4	0.3%	66.7%	$350,000
Summit Funding.Inc	Conventional, FHA	4	0.3%	80%	$235,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	4	0.3%	57.1%	$192,500	View
Spring Eq, LLC	Conventional	4	0.3%	20%	$82,500
Champions Funding, LLC	Conventional	4	0.3%	100%	$255,000
Synovus Bank	Conventional, FHA, HELOC	3 +2 HELOCs	0.2%	100%	$295,000
Union Home Mortgage Corp.	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	100%	$308,333
Primelending	Conventional	3	0.2%	100%	$298,333
Contour Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$158,333
Loanunited.Com, LLC	FHA	3	0.2%	60%	$178,333
AdvantageFirst Lending Inc	FHA, VA	3	0.2%	100%	$388,333
Sun West Mortgage Company, Inc	FHA, VA	3	0.2%	100%	$428,333
Ross Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$185,000
ClearPath Lending	VA	3	0.2%	100%	$278,333
Lendsure Mortgage Corp.	Conventional	3	0.2%	75%	$338,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA	3	0.2%	75%	$218,333	View
Mortgage Solutions of Colorado	FHA, VA	3	0.2%	100%	$401,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	3	0.2%	100%	$168,333
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	3	0.2%	42.9%	$195,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	3	0.2%	100%	$308,333	View
Village Capital & Investment	FHA, VA	3	0.2%	88.9%	$465,000
Goodleap, LLC	FHA, VA, HELOC	2 +2 HELOCs	0.2%	60%	$310,000
New American Funding, LLC.	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	40%	$245,000
EMM Loans LLC	Conventional	2	0.2%	100%	$250,000
First Community Mortgage, Inc.	Conventional, FHA	2	0.2%	66.7%	$235,000
MortgageOne, Inc	Conventional, FHA	2	0.2%	100%	$230,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$215,000
American Financial Network, Inc.	FHA, VA	2	0.2%	66.7%	$180,000
Loyal Trust Bank	Conventional	2	0.2%	100%	$250,000
Fidelity Lending Solutions Inc	Conventional	2	0.2%	100%	$465,000
HomeXpress Mortgage Corp.	Conventional	2	0.2%	100%	$150,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	100%	$275,000	View
Nextmortgage, LLC	Conventional, FHA	2	0.2%	100%	$300,000
VanDyk Mortgage Corporation	Conventional, FHA	2	0.2%	66.7%	$195,000
Cardinal Financial Company, Li	Conventional	2	0.2%	100%	$95,000
T2 Financial LLC	Conventional	2	0.2%	100%	$265,000
Mortgage Equity Partners LLC	Conventional, FHA	2	0.2%	100%	$305,000
Waterstone Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$240,000
Better Mortgage Corporation	Conventional	2	0.2%	66.7%	$370,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$580,000	View
JMAC Lending, Inc.	FHA	2	0.2%	100%	$225,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +4 HELOCs	0.1%	33.3%	$555,000
Wings Financial Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Cadence Bank	Conventional	1	0.1%	100%	$535,000
Genisys Credit Union	Conventional	1	0.1%	100%	$435,000
Ruoff Mortgage Company	VA	1	0.1%	100%	$155,000
Alameda Mortgage Corporation	FHA	1	0.1%	100%	$175,000
RMC Home Mortgage, LLC	VA	1	0.1%	100%	$595,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$435,000	View
Fourleaf Federal Credit Union	Conventional	1	0.1%	100%	$245,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$355,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	50%	$215,000
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	VA	1	0.1%	100%	$385,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$285,000
Skyone Federal Credit Union	Conventional	1	0.1%	100%	$295,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$155,000
ALCOVA Mortgage, LLC	VA	1	0.1%	100%	$355,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$255,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$455,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$85,000
United Trust Bank	VA	1	0.1%	100%	$805,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$305,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$515,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$165,000
Homestead Funding Corp.	VA	1	0.1%	100%	$545,000
AmWest Funding Corp	Conventional	1	0.1%	50%	$255,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	33.3%	$125,000	View
Mortgage 1 Incorporated	Conventional	1	0.1%	100%	$205,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$105,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	50%	$425,000
Advisors Mortgage Group, LLC	FHA	1	0.1%	100%	$145,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$105,000
Capital Partners Mortgage Services, LLC	Conventional	1	0.1%	100%	$175,000
First Savings Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$185,000
American Financing Corporation	Conventional	1	0.1%	25%	$295,000
Bay Equity LLC	Conventional	1	0.1%	100%	$75,000
Nfm, Inc	Conventional	1	0.1%	100%	$345,000
BLC Community Bank A+5.0 ★Texas Ratio: 0.19%	Conventional	1	0.1%	100%	$405,000	View
Stg Mortgage Inc	Conventional	1	0.1%	100%	$185,000
Southeast Mortgage of Georgia, Inc.	Conventional	1	0.1%	100%	$555,000
The Paducah Bank and Trust Company A+5.0 ★Texas Ratio: 1.48%	Conventional	1	0.1%	100%	$255,000	View
Churchill Mortgage Corporation	VA	1	0.1%	100%	$265,000
First National Bank A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$265,000	View
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$395,000
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	1	0.1%	100%	$1,705,000	View
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$125,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$375,000	View
Community Financial Services Bank A+5.0 ★Texas Ratio: 3.65%	Conventional	1	0.1%	100%	$595,000	View
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$315,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$145,000	View
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$205,000
Self Help Credit Union	Conventional	1	0.1%	50%	$175,000
American Heritage Federal Credit Union A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$235,000	View
Geo-Corp, Inc.	FHA	1	0.1%	100%	$335,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$225,000
Leaders Credit Union A+5.0 ★Texas Ratio: 0.22%	VA	1	0.1%	100%	$335,000	View
Veritas Funding, LLC	VA	1	0.1%	100%	$285,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$105,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$235,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$335,000	View
Cfbank NA ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$165,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0.1%	100%	$365,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$565,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$515,000	View
Ascend Federal Credit Union	Conventional	1	0.1%	100%	$285,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$105,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$335,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	9.1%	$85,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$295,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$265,000
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.1%	100%	$115,000	View
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$405,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$135,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +5 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Cnb Bank A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Communityamerica Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Daytona Beach Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Daytona Beach, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Daytona Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Daytona Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Daytona Beach, FL

Use these to narrow the list above. Each category shows how many Daytona Beach, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 123 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 64 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 58 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 36 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Daytona Beach, FL

Independent mortgage companies closed 75.5 percent of home loans in Daytona Beach, Florida in 2025, banks 17.3 percent and credit unions 7.3 percent. Lennar Mortgage, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 4 loans.

75.5%

Mortgage companies

17.3%

Banks

7.3%

Credit unions

20%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Daytona Beach, FL

Who is the largest mortgage lender in Daytona Beach, FL?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Daytona Beach, Florida with 18 loans, about 1.4 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Daytona Beach, FL have the highest approval rates?

Among lenders with meaningful volume in Daytona Beach, Florida, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 96.7 percent, against a 76.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Daytona Beach, FL mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Daytona Beach, Florida in 2025, led by Lennar Mortgage, LLC with 39. 58 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Daytona Beach, FL lender list?

Yes. 64 banks and 26 credit unions closed home loans in Daytona Beach, Florida in 2025, alongside 123 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Daytona Beach, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Daytona Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Daytona Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Daytona Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.