Mortgage Lenders and Brokers in Cypress Lake, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cypress Lake, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Sanibel Captiva Community BankSanibel Captiva Community Bank1533 Hendry St, Fort Myers, FL 33901A5.0 ★Texas Ratio: 8.97%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, The Central Trust BankThe Central Trust Bank3701 Tamiami Trl N, Naples, FL 34103A+5.0 ★Texas Ratio: 3.12%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association12830 University Dr, Fort Myers, FL 33907A+5.0 ★Texas Ratio: 4.81%, and Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cypress Lake, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cypress Lake are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cypress Lake, Florida
Market share is the lender's share of all home loans closed in Cypress Lake, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 8 +25 HELOCs |
4.2% | 66.7% | $203,750 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +6 HELOCs |
2.6% | 85.7% | $199,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.1% | 66.7% | $190,000 | View |
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1533 Hendry St, Fort Myers, FL 33901 A5.0 ★Texas Ratio: 8.97% |
Conventional | 3 | 1.6% | 100% | $185,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +7 HELOCs |
1.1% | 66.7% | $100,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $200,000 | View |
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3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12% |
FHA | 2 | 1.1% | 100% | $270,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $105,000 | View |
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12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FineMark National Bank & Trust
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Conventional | 3 | 1.6% | 100% | $195,000 | |
The Mortgage Warehouse, LLC
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Conventional | 2 | 1.1% | 66.7% | $255,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 50% | $115,000 | |
Rocket Mortgage
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Conventional, FHA | 26 | 13.7% | 66.7% | $137,692 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
10.5% | 69% | $198,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 5.3% | 90.9% | $236,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 3.7% | 100% | $180,714 | |
Lake Michigan Credit Union
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Conventional, HELOC | 4 +3 HELOCs |
2.1% | 100% | $177,500 | |
Mortgage Research Center
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VA | 4 | 2.1% | 100% | $295,000 | |
Primelending
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Conventional, FHA | 3 | 1.6% | 100% | $268,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 3 | 1.6% | 37.5% | $308,333 | View |
Guild Mortgage Company
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Conventional | 3 | 1.6% | 100% | $205,000 | |
Mortgage 1 Incorporated
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Conventional | 3 | 1.6% | 100% | $251,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 1.6% | 100% | $311,666 | |
New American Funding, LLC.
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Conventional | 3 | 1.6% | 71.4% | $351,666 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.6% | 100% | $285,000 | |
Spring Eq, LLC
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Conventional | 3 | 1.6% | 50% | $38,333 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $120,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 1.1% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
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Conventional | 2 | 1.1% | 100% | $190,000 | |
VanDyk Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $225,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 1.1% | 100% | $250,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.1% | 100% | $170,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.1% | 100% | $130,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 2 | 1.1% | 100% | $155,000 | View |
Village Capital & Investment
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VA | 2 | 1.1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
Msu Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.5% | 100% | $275,000 | View |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 33.3% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 11.1% | $95,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.5% | 50% | $175,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.5% | 100% | $175,000 | |
The Equitable Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $495,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Lafcu
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Conventional | 1 | 0.5% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 20% | $85,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DFCU Financial
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
NorthCountry Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cypress Lake Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cypress Lake, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Cypress Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cypress Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cypress Lake, FL
Use these to narrow the list above. Each category shows how many Cypress Lake, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Cypress Lake, FL
Independent mortgage companies closed 70.5 percent of home loans in Cypress Lake, Florida in 2025, banks 20 percent and credit unions 9.5 percent. The Mortgage Warehouse, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cypress Lake, FL
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Cypress Lake, Florida with 8 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Cypress Lake, Florida in 2025, led by Rocket Mortgage with 4. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Cypress Lake, Florida in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cypress Lake, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cypress Lake, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cypress Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
