Mortgage Lenders and Brokers in Crystal River, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Crystal River, Florida mortgage lenders include Brannen BankBrannen Bank865 Ne Ushy 19, Crystal River, FL 34429D1.6 ★Texas Ratio: 7.63%, Regions BankRegions Bank6730 W Gulf To Lake Hwy, Crystal River, FL 34429A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank1502 Se Us Highway 19, Crystal River, FL 34429A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1100 Southeast Highway 19, Crystal River, FL 34429A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA450 Se Us Highway 19, Crystal River, FL 34429A+5.0 ★Texas Ratio: 4.14%, Seacoast National BankSeacoast National Bank1160 N Suncoast Blvd, Crystal River, FL 34429A+5.0 ★Texas Ratio: 2.72%, Suncoast Credit UnionSuncoast Credit Union1039 NE 5th St, Crystal River, FL 34429 4519A5.0 ★Texas Ratio: 6.26%, Gte Federal Credit UnionGte Federal Credit Union5700 N Suncoast Blvd, Crystal River, FL 34428A5.0 ★Texas Ratio: 7.65%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, and Cogent BankCogent Bank1001 3rd Ave W, Bradenton, FL 34205A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crystal River, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crystal River are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Crystal River, Florida
Market share is the lender's share of all home loans closed in Crystal River, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Crystal River 865 Ne Ushy 19, Crystal River, FL 34429 D1.6 ★Texas Ratio: 7.63% |
Conventional, Jumbo | 25 | 12.8% | 92.9% | $420,600 | View |
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1 office in Crystal River 6730 W Gulf To Lake Hwy, Crystal River, FL 34429 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 40% | $70,000 | View |
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★ 1 stars, 1 review 1 office in Crystal River 1502 Se Us Highway 19, Crystal River, FL 34429 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $85,000 | View |
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1 office in Crystal River 1100 Southeast Highway 19, Crystal River, FL 34429 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.5% | 50% | $235,000 | View |
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1 office in Crystal River 450 Se Us Highway 19, Crystal River, FL 34429 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 1 office in Crystal River 1160 N Suncoast Blvd, Crystal River, FL 34429 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1039 NE 5th St, Crystal River, FL 34429 4519 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 6 +21 HELOCs |
3.1% | 85.7% | $253,333 | View |
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5700 N Suncoast Blvd, Crystal River, FL 34428 A5.0 ★Texas Ratio: 7.65% |
Conventional | 4 | 2% | 100% | $247,500 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 4 | 2% | 40% | $422,500 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 1% | 100% | $655,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1% | 100% | $550,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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331 Raintree Dr, Altoona, FL 32702 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.5% | 100% | $315,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.5% | 33.3% | $265,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
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482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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7515 Sw 24th Ave, Gainesville, FL 32607 A5.0 ★Texas Ratio: 7.27% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,405,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $765,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional | 2 | 1% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 66.7% | $35,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $295,000 | |
Mortgage Financial Group Inc
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FHA | 1 | 0.5% | 100% | $195,000 | |
Metroplex Mortgage Services
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Conventional | 1 | 0.5% | 100% | $135,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 8.7% | 81% | $394,411 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 6.1% | 81.2% | $225,833 | |
Everett Financial, Inc.
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Conventional, FHA | 7 | 3.6% | 100% | $173,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 6 | 3.1% | 100% | $253,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 4 | 2% | 100% | $177,500 | View |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 4 | 2% | 100% | $412,500 | View |
Mortgage Research Center
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VA | 4 | 2% | 100% | $327,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2% | 100% | $277,500 | |
21St Mortgage
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Conventional | 4 | 2% | 40% | $167,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $221,666 | |
ALCOVA Mortgage, LLC
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FHA, VA | 3 | 1.5% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.5% | 100% | $161,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.5% | 100% | $188,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 1% | 100% | $85,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 1% | 60% | $75,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 1% | 100% | $215,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 1% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 1% | 100% | $515,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 1% | 50% | $220,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $35,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $105,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.5% | 50% | $1,025,000 | |
EMM Loans LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Goodleap, LLC
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VA | 1 | 0.5% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 8.3% | $155,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.5% | 50% | $245,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 100% | $455,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $85,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $325,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $405,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $195,000 | |
Milend, Inc
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FHA | 1 | 0.5% | 100% | $235,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $285,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $205,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 0.5% | 100% | $535,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.5% | 100% | $255,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.5% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 100% | $25,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $285,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Crystal River Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Crystal River, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Crystal River? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crystal River in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Crystal River, FL
Use these to narrow the list above. Each category shows how many Crystal River, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Crystal River, FL
Independent mortgage companies closed 59.7 percent of home loans in Crystal River, Florida in 2025, banks 26.5 percent and credit unions 13.8 percent. The Mortgage Firm was the largest mortgage company, Brannen Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Brannen Bank led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Crystal River, FL
By home loans closed in 2025, Brannen Bank was the largest mortgage lender in Crystal River, Florida with 25 loans, about 12.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Crystal River, Florida in 2025, led by Everett Financial, Inc. with 4. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 17 credit unions closed home loans in Crystal River, Florida in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crystal River, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crystal River, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crystal River. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
