Mortgage Lenders and Brokers in Cape Canaveral, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cape Canaveral, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA7801 N Atlantic Ave, Cape Canaveral, FL 32920A+5.0 ★Texas Ratio: 5.36%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Community Credit Union of FloridaCommunity Credit Union of Florida660 West Ave, Cocoa, FL 32927 4971A+5.0 ★Texas Ratio: 1.43%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Climate First BankClimate First Bank2755 E Orange Ave, Eustis, FL 32726A+5.0 ★Texas Ratio: 1.15%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, and Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cape Canaveral, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cape Canaveral are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cape Canaveral, Florida
Market share is the lender's share of all home loans closed in Cape Canaveral, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cape Canaveral 7801 N Atlantic Ave, Cape Canaveral, FL 32920 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2.4% | 100% | $185,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +12 HELOCs |
2.4% | 100% | $411,666 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $180,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 50% | $530,000 | View |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $25,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $85,000 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.8% | 44.4% | $155,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
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970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, VA | 8 | 6.5% | 100% | $293,750 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.4% | 75% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $575,000 | View |
DYBN Financial Corporation dba Morgan Financial
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Mortgage Lenders Investment Tr
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA | 14 | 11.3% | 80% | $155,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 9.7% | 86.7% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 9 +2 HELOCs |
7.3% | 100% | $321,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 4 | 3.2% | 100% | $292,500 | View |
loanDepot.com LLC
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Conventional | 4 | 3.2% | 100% | $265,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 3.2% | 100% | $350,000 | |
Semper Home Loans, Inc
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Conventional | 2 | 1.6% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.6% | 100% | $660,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.6% | 100% | $290,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1.6% | 100% | $265,000 | |
Mortgage Research Center
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VA | 2 | 1.6% | 50% | $285,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.6% | 100% | $60,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.6% | 100% | $360,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
VA | 2 | 1.6% | 100% | $480,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 1.6% | 100% | $175,000 | |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Southwest Airlines FCU
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.8% | 50% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.8% | 100% | $785,000 | View |
Fed Ex Employees Credit Association
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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B4.6 ★Texas Ratio: 19.57% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $45,000 | |
Police and Fire Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
Pioneer Appalachia Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $395,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.8% | 100% | $325,000 | |
Nfm, Inc
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Conventional | 1 | 0.8% | 100% | $585,000 | |
T2 Financial LLC
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Conventional | 1 | 0.8% | 100% | $735,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.8% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
DFCU Financial
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Conventional | 1 | 0.8% | 100% | $225,000 | |
City & County Credit Union
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 50% | $435,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.8% | 100% | $285,000 | View |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cape Canaveral Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cape Canaveral, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Cape Canaveral? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cape Canaveral in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cape Canaveral, FL
Use these to narrow the list above. Each category shows how many Cape Canaveral, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Cape Canaveral, FL
Independent mortgage companies closed 75.8 percent of home loans in Cape Canaveral, Florida in 2025, banks 14.5 percent and credit unions 9.7 percent. The Mortgage Firm was the largest mortgage company, Wells Fargo Bank NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cape Canaveral, FL
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Cape Canaveral, Florida with 3 loans, about 2.4 percent of the market. The largest lender headquartered in Florida was Space Coast Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Cape Canaveral, Florida in 2025, led by United Wholesale Mortgage with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 12 credit unions closed home loans in Cape Canaveral, Florida in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cape Canaveral, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cape Canaveral, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cape Canaveral. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
