Mortgage Lenders and Brokers in Callaway, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Callaway, Florida mortgage lenders include Regions BankRegions Bank730 N Tyndall Pkwy, Callaway, FL 32404A+5.0 ★Texas Ratio: 4.37%, Tyndall Federal Credit UnionTyndall Federal Credit Union1601 Ohio Ave, Lynn Haven, FL 32444 3746A+5.0 ★Texas Ratio: 0.96%, Trustmark BankTrustmark Bank993 Us Highway 31 South, Defuniak Springs, FL 32435A+5.0 ★Texas Ratio: 2.40%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Innovations Financial Credit UnionInnovations Financial Credit Union402 N Waukesha ST, Bonifay, FL 32425 2014A+5.0 ★Texas Ratio: 1.14%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, and Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Callaway, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Callaway are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Callaway, Florida
Market share is the lender's share of all home loans closed in Callaway, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Callaway 730 N Tyndall Pkwy, Callaway, FL 32404 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1.5% | 53.8% | $135,000 | View |
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1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96% |
Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
8.8% | 75.6% | $111,470 | View |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 18 +4 HELOCs |
4.6% | 94.7% | $215,555 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 4 | 1% | 80% | $172,500 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 50% | $298,333 | View |
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402 N Waukesha ST, Bonifay, FL 32425 2014 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 2 | 0.5% | 50% | $165,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $305,000 | View |
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1912 S Highway 77, Lynn Haven, FL 32444 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.3% | 50% | $25,000 | View |
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345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $215,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.3% | 85.7% | $295,000 | |
New Day Financial, LLC.
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VA | 4 | 1% | 83.3% | $267,500 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 0.5% | 36.4% | $320,000 | |
American Bancshares Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $130,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $185,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 10.1% | 90.9% | $203,717 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 38 | 9.8% | 88.6% | $307,894 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 7.5% | 86.1% | $256,724 | |
Mortgage Research Center
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Conventional, VA | 25 | 6.4% | 75.8% | $302,200 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 22 | 5.7% | 88% | $245,000 | |
Point Mortgage Corp
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Conventional, FHA, VA | 17 | 4.4% | 100% | $284,411 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +1 HELOCs |
2.6% | 83.3% | $301,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 1.8% | 100% | $160,714 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 6 | 1.5% | 50% | $238,333 | View |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 6 | 1.5% | 100% | $170,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 1.3% | 100% | $227,000 | |
T2 Financial LLC
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FHA, VA | 4 | 1% | 100% | $240,000 | |
21St Mortgage
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Conventional | 4 | 1% | 57.1% | $122,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $205,000 | View |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.8% | 100% | $308,333 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 3 | 0.8% | 100% | $198,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.8% | 60% | $168,333 | |
Mid-Continent Funding, Inc.
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VA | 3 | 0.8% | 100% | $308,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.8% | 100% | $378,333 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 3 | 0.8% | 100% | $381,666 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 3 | 0.8% | 100% | $201,666 | View |
Village Capital & Investment
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FHA, VA | 3 | 0.8% | 80% | $288,333 | |
Primelending
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Conventional, VA | 2 | 0.5% | 100% | $340,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.5% | 66.7% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
FHA | 2 | 0.5% | 100% | $290,000 | View |
Sun West Mortgage Company, Inc
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VA | 2 | 0.5% | 66.7% | $345,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $105,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.5% | 100% | $160,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.5% | 50% | $140,000 | |
Fairway Independent Mort Corp
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FHA, VA | 2 | 0.5% | 100% | $300,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 50% | $65,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.3% | 100% | $335,000 | View |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.3% | 100% | $255,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $225,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Kind Lending, LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
Infinity Equity Group, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
Dart Bank
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VA | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.3% | 100% | $185,000 | View |
Amerisave Mortgage Company
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VA | 1 | 0.3% | 12.5% | $255,000 | |
American Financial Network, Inc.
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VA | 1 | 0.3% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.3% | 100% | $235,000 | View |
Mortgage 1 Incorporated
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VA | 1 | 0.3% | 100% | $335,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Nfm, Inc
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VA | 1 | 0.3% | 100% | $265,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $295,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.3% | 100% | $285,000 | |
Truliant Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.3% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.3% | 100% | $315,000 | |
Three Rivers Federal Crediit U
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 11.98% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Pentagon Federal Credit Union
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FHA | 1 | 0.3% | 100% | $315,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $255,000 | |
First Port City Bank
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.3% | 50% | $375,000 | View |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.3% | 100% | $275,000 | |
Cadence Bank
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Peoplessouth Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Callaway Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Callaway, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Callaway? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Callaway in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Callaway, FL
Use these to narrow the list above. Each category shows how many Callaway, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Callaway, FL
Independent mortgage companies closed 72.4 percent of home loans in Callaway, Florida in 2025, banks 14.7 percent and credit unions 12.9 percent. Freedom Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Tyndall Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Tyndall Federal Credit Union led with 34 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Callaway, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Callaway, Florida with 6 loans, about 1.5 percent of the market. The largest lender headquartered in Florida was Tyndall Federal Credit Union with 34 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Callaway, Florida in 2025, led by Point Mortgage Corp with 12. 49 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Callaway, Florida in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Callaway, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Callaway, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Callaway. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
