Mortgage Lenders and Brokers in Bayshore Gardens, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bayshore Gardens, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bayshore Gardens, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bayshore Gardens are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bayshore Gardens, Florida
Market share is the lender's share of all home loans closed in Bayshore Gardens, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 9 +4 HELOCs |
3.4% | 75% | $113,888 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 7 +18 HELOCs |
2.7% | 87.5% | $172,142 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.9% | 83.3% | $265,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $175,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.8% | 50% | $1,075,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $235,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $135,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 28.6% | $165,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 0.8% | 100% | $570,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $305,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $115,000 | View |
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12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 50% | $335,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 2.7% | 57.1% | $269,285 | |
Fairway Funding Group, Inc
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Conventional, FHA | 3 | 1.1% | 100% | $261,666 | |
Neal Communities Funding, LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 33.3% | $345,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Americas Mortgage Professionals, LLC
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FHA | 1 | 0.4% | 100% | $335,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
The Mortgage Firm
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FHA | 1 | 0.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 32 +1 HELOCs |
12.2% | 75% | $309,062 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 7.6% | 70% | $155,500 | |
Guild Mortgage Company
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Conventional, FHA | 9 | 3.4% | 100% | $206,111 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 3% | 61.5% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 7 | 2.7% | 75% | $187,857 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 7 | 2.7% | 100% | $152,142 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 6 | 2.3% | 100% | $203,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 6 | 2.3% | 100% | $356,666 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 5 | 1.9% | 100% | $203,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 1.9% | 100% | $181,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 5 | 1.9% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
1.5% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional | 4 | 1.5% | 66.7% | $137,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.5% | 100% | $270,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $241,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 1.1% | 75% | $411,666 | View |
Nfm, Inc
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Conventional, FHA | 3 | 1.1% | 100% | $328,333 | |
T2 Financial LLC
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Conventional, FHA | 3 | 1.1% | 75% | $265,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 60% | $291,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.1% | 100% | $101,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 66.7% | $65,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $215,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.8% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.8% | 66.7% | $210,000 | |
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A5.0 ★Texas Ratio: 8.10% |
VA | 2 | 0.8% | 50% | $325,000 | View |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.8% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.8% | 50% | $345,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $295,000 | |
My Mortgage, Inc
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FHA | 2 | 0.8% | 100% | $410,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $150,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.8% | 100% | $170,000 | View |
Vista Point Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $535,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.8% | 100% | $150,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $415,000 | |
New American Funding, LLC.
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $275,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.4% | 100% | $85,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.4% | 66.7% | $375,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.4% | 100% | $355,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 14.3% | $185,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 50% | $285,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.4% | 100% | $195,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 100% | $275,000 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $215,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 50% | $205,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.4% | 100% | $15,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.4% | 50% | $175,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Capital Center LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 50% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.4% | 50% | $275,000 | View |
Bank Ozk
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Self Help Credit Union
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $165,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.4% | 50% | $325,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bayshore Gardens Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bayshore Gardens, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Bayshore Gardens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bayshore Gardens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bayshore Gardens, FL
Use these to narrow the list above. Each category shows how many Bayshore Gardens, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Bayshore Gardens, FL
Independent mortgage companies closed 80.2 percent of home loans in Bayshore Gardens, Florida in 2025, banks 14.1 percent and credit unions 5.7 percent. Freedom Mortgage Corporation was the largest mortgage company, Southstate Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bayshore Gardens, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Bayshore Gardens, Florida with 9 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Bayshore Gardens, Florida in 2025, led by United Wholesale Mortgage with 11. 13 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Bayshore Gardens, Florida in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bayshore Gardens, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bayshore Gardens, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bayshore Gardens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
