Mortgage Lenders and Brokers in Bay Hill, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bay Hill, Florida mortgage lenders include Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, and PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bay Hill, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bay Hill are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bay Hill, Florida
Market share is the lender's share of all home loans closed in Bay Hill, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 5 +8 HELOCs |
6.2% | 100% | $1,029,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.5% | 66.7% | $1,180,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 2.5% | 100% | $720,000 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $575,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $505,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.2% | 100% | $1,505,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $595,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $185,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $775,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 1 | 1.2% | 50% | $905,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,995,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $705,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,655,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $645,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 1.2% | 100% | $495,000 | |
The Mortgage Firm
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Conventional | 1 | 1.2% | 100% | $395,000 | |
Rocket Mortgage
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Conventional | 7 | 8.8% | 66.7% | $276,428 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 7.5% | 85.7% | $590,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 5% | 83.3% | $535,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 3.8% | 100% | $248,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 2.5% | 100% | $515,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.5% | 40% | $470,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.5% | 100% | $95,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 2 | 2.5% | 100% | $870,000 | |
Champions Funding, LLC
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Conventional | 2 | 2.5% | 100% | $530,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $105,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 1.2% | 100% | $845,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 1.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,085,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,875,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1.2% | 100% | $645,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $685,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.2% | 50% | $425,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.2% | 100% | $515,000 | |
AmWest Funding Corp
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Conventional | 1 | 1.2% | 100% | $255,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.2% | 100% | $485,000 | View |
Prysma Lending Group, LLC
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,255,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $685,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.2% | 100% | $485,000 | |
Provident Funding Associates
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Conventional | 1 | 1.2% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 1.2% | 100% | $695,000 | View |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,655,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,405,000 | View |
Fairway Independent Mort Corp
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VA, Jumbo | 1 | 1.2% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.2% | 100% | $805,000 | View |
Geneva Financial LLC
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Conventional | 1 | 1.2% | 100% | $355,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $765,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.2% | 100% | $665,000 | |
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bay Hill Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bay Hill, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Bay Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bay Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bay Hill, FL
Use these to narrow the list above. Each category shows how many Bay Hill, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Bay Hill, FL
Independent mortgage companies closed 62.5 percent of home loans in Bay Hill, Florida in 2025, banks 30 percent and credit unions 7.5 percent. A&D Mortgage LLC was the largest mortgage company, Truist Bank the largest bank and Partners Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Partners Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bay Hill, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Bay Hill, Florida with 5 loans, about 6.2 percent of the market. The largest lender headquartered in Florida was Partners Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Bay Hill, Florida in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 6 credit unions closed home loans in Bay Hill, Florida in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bay Hill, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bay Hill, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bay Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
