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Mortgage Lenders and Brokers in Bartow, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bartow, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association1375 N Broadway Ave, Bartow, FL 33830A+5.0 ★Texas Ratio: 2.27%, Citizens Bank and TrustCitizens Bank and Trust1450 N Broadway Ave, Bartow, FL 33830D2.1 ★Texas Ratio: 5.22%, Wells Fargo Bank NAWells Fargo Bank NA205 S Broadway Ave, Bartow, FL 33830A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank255 W Main St, Bartow, FL 33830A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union105 E Van Fleet Dr, Bartow, FL 33830A+5.0 ★Texas Ratio: 3.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Crews Bank & TrustCrews Bank & Trust400 N Brevard Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 0.31%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bartow, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bartow are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bartow, Florida

Market share is the lender's share of all home loans closed in Bartow, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Bartow 1375 N Broadway Ave, Bartow, FL 33830 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	14 +6 HELOCs	1.9%	73.7%	$170,714	View
Citizens Bank and Trust 1 office in Bartow 1450 N Broadway Ave, Bartow, FL 33830 D2.1 ★Texas Ratio: 5.22%	Conventional	7	0.9%	76.9%	$173,571	View
Wells Fargo Bank NA 1 office in Bartow 205 S Broadway Ave, Bartow, FL 33830 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	66.7%	$220,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Bartow 255 W Main St, Bartow, FL 33830 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	3 +4 HELOCs	0.4%	60%	$145,000	View
Midflorida Credit Union ★ 1 stars, 1 review 105 E Van Fleet Dr, Bartow, FL 33830 A+5.0 ★Texas Ratio: 3.18%	Conventional, Jumbo, HELOC	69 +22 HELOCs	9.3%	69.2%	$219,927	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional	7	0.9%	88.9%	$185,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional, HELOC	6 +1 HELOCs	0.8%	100%	$171,666	View
Crews Bank & Trust 400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31%	Conventional	5	0.7%	83.3%	$159,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	4 +8 HELOCs	0.5%	83.3%	$247,500	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	3 +1 HELOCs	0.4%	100%	$358,333	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	2	0.3%	77.8%	$105,000	View
Bank Of Central Florida 101 South Florida Avenue, Lakeland, FL 33801 A+5.0 ★Texas Ratio: 1.81%	Conventional	2	0.3%	100%	$140,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.3%	100%	$510,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional	2	0.3%	100%	$265,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$135,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	33.3%	$85,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$165,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$65,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	100%	$295,000	View
Prime Meridian Bank 2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17%	Conventional	1	0.1%	100%	$405,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	VA	1	0.1%	100%	$255,000	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +2 HELOCs	0%	20%		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	0%		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	HELOC	0 +1 HELOCs	0%	n/a		View
Acrisure Mortgage, LLC	Conventional, FHA, VA	17	2.3%	100%	$325,588
Freedom Mortgage Corporation	FHA, VA	15	2%	90.5%	$296,333
Lennar Mortgage, LLC	Conventional, FHA, VA	12	1.6%	70.6%	$297,500
Lakeview Loan Servicing, LLC	FHA, VA	8	1.1%	36.4%	$270,000
The Mortgage Firm	Conventional, FHA	5	0.7%	100%	$211,000
Alkan Mortgage Corporation	FHA, VA	2	0.3%	100%	$245,000
New Day Financial, LLC.	VA	2	0.3%	50%	$210,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$235,000	View
PHH Mortgage Corporation	FHA	1	0.1%	100%	$205,000
American Bancshares Mortgage, LLC	FHA	1	0.1%	100%	$285,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA	99	13.3%	88.6%	$322,777
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	56 +2 HELOCs	7.5%	79.2%	$288,571
Rocket Mortgage	Conventional, FHA, VA	52	7%	79.4%	$208,269
Kbhs Home Loans, LLC	Conventional, FHA, VA	28	3.8%	87.5%	$316,428
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, USDA, Jumbo	22	3%	95.7%	$309,545	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	15	2%	78.9%	$237,666	View
Pennymac Loan Services LLC	Conventional, FHA, VA	14	1.9%	82.4%	$257,857
Equity Prime Mortgage LLC	FHA, VA, USDA	13	1.8%	100%	$225,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	12	1.6%	92.3%	$285,833	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	11	1.5%	100%	$320,454
New American Funding, LLC.	Conventional, FHA, HELOC	10 +1 HELOCs	1.3%	90.9%	$239,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +2 HELOCs	1.2%	90.9%	$262,777
Mortgage Research Center	FHA, VA	8	1.1%	44.4%	$285,000
Movement Mortgage, LLC	Conventional, FHA	7	0.9%	100%	$215,000
Union Home Mortgage Corp.	Conventional, FHA, VA	7	0.9%	87.5%	$340,714
Fairway Independent Mort Corp	Conventional, FHA, VA	7	0.9%	100%	$250,714
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, USDA, HELOC	6 +1 HELOCs	0.8%	66.7%	$155,000	View
Gardner Financial Services	Conventional, FHA	6	0.8%	88.9%	$366,666
Nationstar Mortgage	Conventional, FHA	6	0.8%	100%	$148,333
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.7%	71.4%	$227,000
Everett Financial, Inc.	Conventional, VA	5	0.7%	83.3%	$283,000
American Financial Network, Inc.	Conventional, FHA, VA	5	0.7%	100%	$271,000
American Liberty Mortgage Inco	Conventional, FHA	5	0.7%	100%	$261,000
DHI Mortgage Company, LTD.	Conventional, FHA	5	0.7%	100%	$273,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.7%	100%	$211,000
Guild Mortgage Company	FHA	4	0.5%	80%	$275,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA	4	0.5%	100%	$87,500	View
Ark-La-Tex Financial Services LLC	FHA, VA	4	0.5%	100%	$297,500
Neighborhood Loans, Inc	Conventional	3	0.4%	27.3%	$15,000
Goodleap, LLC	Conventional, FHA	3	0.4%	80%	$301,666
Kind Lending, LLC	FHA	3	0.4%	60%	$355,000
Preferred Lending Services, LLC	Conventional, FHA	3	0.4%	100%	$255,000
Mid-Continent Funding, Inc.	VA	3	0.4%	100%	$261,666
American Pacific Mortgage Corporation	Conventional, FHA	3	0.4%	75%	$298,333
21St Mortgage	Conventional	3	0.4%	42.9%	$191,666
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	3	0.4%	40%	$205,000	View
Spring Eq, LLC	Conventional	3	0.4%	30%	$71,666
JMAC Lending, Inc.	Conventional, FHA	3	0.4%	100%	$248,333
Amerisave Mortgage Company	Conventional, FHA, HELOC	2 +1 HELOCs	0.3%	16.7%	$165,000
Guaranteed Rate, Inc.	Conventional	2	0.3%	66.7%	$335,000
Primary Residential Mortgage, INC.	FHA, VA	2	0.3%	100%	$315,000
Gold Star Mortgage Financial Group, Corporation	VA	2	0.3%	100%	$305,000
Countryplace Mortgage, Ltd.	Conventional, FHA	2	0.3%	100%	$355,000
AdvantageFirst Lending Inc	FHA, VA	2	0.3%	66.7%	$230,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	2	0.3%	100%	$200,000	View
Nfm, Inc	Conventional	2	0.3%	100%	$345,000
Cardinal Financial Company, Li	FHA, VA	2	0.3%	100%	$325,000
Premier Lending Inc.	Conventional, FHA	2	0.3%	100%	$105,000
Planet Home Lending, LLC	FHA, VA	2	0.3%	66.7%	$205,000
Waterstone Mortgage Corporation	Conventional, FHA	2	0.3%	100%	$135,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.3%	100%	$170,000
Reliance First Capital, LLC	Conventional, FHA	2	0.3%	100%	$120,000
Texana Bank	Conventional, FHA	2	0.3%	100%	$210,000
Champions Funding, LLC	Conventional	2	0.3%	100%	$410,000
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	50%	$455,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$265,000
First Community Mortgage, Inc.	VA	1	0.1%	100%	$505,000
American Financial Resources LLC	FHA	1	0.1%	100%	$275,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$435,000
RMC Home Mortgage, LLC	FHA	1	0.1%	100%	$365,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$375,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Nbkc Bank	Conventional	1	0.1%	100%	$215,000
Loansteady LLC	Conventional	1	0.1%	100%	$135,000
Resicentral LLC	FHA	1	0.1%	100%	$225,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$405,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$185,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$425,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	50%	$235,000
Bayshore Mortgage Funding	VA	1	0.1%	100%	$155,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$315,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$155,000
Americu Credit Union A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$105,000	View
Das Acquisition Company, LLC	FHA	1	0.1%	100%	$245,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$75,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$315,000
My Mortgage, Inc	Conventional	1	0.1%	100%	$255,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$255,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$195,000	View
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$195,000
Provident Funding Associates	Conventional	1	0.1%	100%	$365,000
T2 Financial LLC	FHA	1	0.1%	100%	$215,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$235,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$135,000	View
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$335,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$175,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$325,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$235,000
Nations Direct Mortgage, LLC	VA	1	0.1%	100%	$315,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$75,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$155,000
Liberty Home Mortgage Corp	FHA	1	0.1%	100%	$275,000
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$165,000
Central State Bank A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$75,000	View
Paramount Residential Mortgage	FHA	1	0.1%	50%	$105,000
Geneva Financial LLC	FHA	1	0.1%	100%	$185,000
Top Flite Financial, Inc.	FHA	1	0.1%	50%	$345,000
Village Capital & Investment	VA	1	0.1%	66.7%	$365,000
Coastal Community Bank	HELOC	0 +6 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bartow Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bartow, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Bartow? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bartow in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bartow, FL

Use these to narrow the list above. Each category shows how many Bartow, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 103 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 32 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 10 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 40 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 25 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Bartow, FL

Independent mortgage companies closed 75.2 percent of home loans in Bartow, Florida in 2025, banks 12.5 percent and credit unions 12.3 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 14 loans.

75.2%

Mortgage companies

12.5%

Banks

12.3%

Credit unions

37%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Bartow, FL

Who is the largest mortgage lender in Bartow, FL?

By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Bartow, Florida with 14 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bartow, FL have the highest approval rates?

Among lenders with meaningful volume in Bartow, Florida, loanDepot.com LLC approved the highest share of completed applications in 2025 at 88.6 percent, against a 79.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bartow, FL mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Bartow, Florida in 2025, led by loanDepot.com LLC with 52. 40 lenders closed VA loans, led by loanDepot.com LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bartow, FL lender list?

Yes. 32 banks and 10 credit unions closed home loans in Bartow, Florida in 2025, alongside 103 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bartow, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bartow, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bartow, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bartow. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.