Mortgage Lenders and Brokers in Alachua, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alachua, Florida mortgage lenders include Capital City BankCapital City Bank15000 Nw 140th St, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.55%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Radiant Credit UnionRadiant Credit Union14520 NW US Highway 441, Alachua, FL 32615 8204A+5.0 ★Texas Ratio: 3.03%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, and Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alachua, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alachua are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alachua, Florida
Market share is the lender's share of all home loans closed in Alachua, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alachua 15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional, HELOC | 44 +13 HELOCs |
7.9% | 95.7% | $204,545 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 18 | 3.2% | 95% | $330,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 9 +11 HELOCs |
1.6% | 50% | $179,444 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, VA, Jumbo, HELOC | 9 +1 HELOCs |
1.6% | 69.2% | $236,111 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 6 | 1.1% | 45% | $68,333 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 6 | 1.1% | 75% | $286,666 | View |
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14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03% |
Conventional, HELOC | 5 +5 HELOCs |
0.9% | 63.6% | $359,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 3 | 0.5% | 100% | $218,333 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
0.4% | 100% | $685,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $665,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $560,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 2 | 0.4% | 100% | $225,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $305,000 | View |
Florida Capital Bank, N.A
241 Sw 7th Ter, Gainesville, FL 32601 |
Conventional | 2 | 0.4% | 100% | $180,000 | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $125,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 33.3% | $435,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $135,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 50% | $365,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 69 | 12.4% | 83.1% | $297,463 | |
Mortgage Lenders Investment Tr
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Conventional, FHA | 17 | 3.1% | 94.4% | $355,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.1% | 85.7% | $280,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.5% | 100% | $271,666 | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional | 3 | 0.5% | 100% | $241,666 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.4% | 44.4% | $200,000 | |
American Bancshares Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $105,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 40% | $290,000 | |
The Mortgage Firm
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Conventional, VA | 2 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Alkan Mortgage Corporation
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VA | 1 | 0.2% | 100% | $345,000 | |
Mortgage Financial Group Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 54 | 9.7% | 85.9% | $357,592 | |
Rocket Mortgage
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Conventional, FHA, VA | 46 | 8.3% | 92.2% | $246,956 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +1 HELOCs |
5.6% | 84.2% | $309,838 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 24 | 4.3% | 100% | $278,750 | |
American Financial Network, Inc.
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Conventional, FHA | 18 | 3.2% | 94.7% | $312,777 | |
Advisors Mortgage Group, LLC
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Conventional, FHA, VA | 11 | 2% | 100% | $322,272 | |
Mortgage Research Center
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VA | 11 | 2% | 63.2% | $337,727 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 10 | 1.8% | 76.9% | $343,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 1.6% | 81.8% | $189,444 | |
Zippy Loans, LLC
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Conventional | 5 | 0.9% | 50% | $51,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.9% | 100% | $363,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA, VA | 5 | 0.9% | 100% | $227,000 | View |
Guaranteed Rate, Inc.
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FHA, USDA | 4 | 0.7% | 80% | $357,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 0.7% | 100% | $407,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.5% | 100% | $201,666 | |
HomeXpress Mortgage Corp.
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Conventional | 3 | 0.5% | 100% | $335,000 | |
Nfm, Inc
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FHA | 3 | 0.5% | 100% | $218,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.5% | 100% | $401,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 3 | 0.5% | 100% | $221,666 | View |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 50% | $235,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $290,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.4% | 66.7% | $235,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 0.4% | 66.7% | $305,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $240,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 28.6% | $90,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.4% | 75% | $470,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 66.7% | $455,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.4% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 2 | 0.4% | 100% | $270,000 | View |
Leaderone Financial Corp.
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Conventional | 2 | 0.4% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $55,000 | |
EMM Loans LLC
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VA | 1 | 0.2% | 50% | $305,000 | |
Genisys Credit Union
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Conventional | 1 | 0.2% | 100% | $285,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.2% | 100% | $315,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 50% | $155,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $305,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $545,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $165,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
Valon Mortgage
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Capital Partners Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $345,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $25,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $475,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Altra Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $465,000 | View |
Nasa Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 50% | $65,000 | |
Purdue Federal Cu
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $405,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.2% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $295,000 | |
Loan Simple, Inc.
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USDA | 1 | 0.2% | 100% | $215,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $255,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Alachua Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alachua, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Alachua? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alachua in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alachua, FL
Use these to narrow the list above. Each category shows how many Alachua, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Alachua, FL
Independent mortgage companies closed 72.3 percent of home loans in Alachua, Florida in 2025, banks 10.1 percent and credit unions 17.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Capital City Bank the largest bank and Campus USA Credit Union the largest credit union. Among lenders headquartered in Florida, Capital City Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alachua, FL
By home loans closed in 2025, Capital City Bank was the largest mortgage lender in Alachua, Florida with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Alachua, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 85.9 percent, against a 82.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Alachua, Florida in 2025, led by Lennar Mortgage, LLC with 29. 27 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 24 credit unions closed home loans in Alachua, Florida in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alachua, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alachua, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alachua. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
