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Mortgage Lenders and Brokers in Washington, District of Columbia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Washington, District of Columbia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1212 18th St Nw, Washington, DC 20036A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA5700 Connecticut Ave Nw, Washington, DC 20015A+5.0 ★Texas Ratio: 2.82%, M&T BankM&T Bank1350 I St Nw, Washington, DC 20005A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA1300 I St Nw, Washington, DC 20005A+5.0 ★Texas Ratio: 5.36%, Capital Bank, N.A.Capital Bank, N.A.1400 W St Nw, Washington, DC 20009A-5.0 ★Texas Ratio: 15.49%, Bank of America NABank of America NA700 13th St Nw, Washington, DC 20005A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1099 New York Ave Nw Ste 100, Washington, DC 20001A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va1100 Connecticut Ave Nw, Washington, DC 20036A+5.0 ★Texas Ratio: 2.15%, First National Bank of PAFirst National Bank of PA900 19th St Nw, Washington, DC 20006A+5.0 ★Texas Ratio: 1.62%, and Atlantic Union BankAtlantic Union Bank1025 Connecticut Ave Nw Fl 1, Washington, DC 20036A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Washington, District of Columbia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Washington are listed first, then lenders elsewhere in District of Columbia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Washington, District of Columbia

Market share is the lender's share of all home loans closed in Washington, District of Columbia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 23 offices in Washington 1212 18th St Nw, Washington, DC 20036 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	263 +6 HELOCs	3.7%	90%	$874,619	View
Citibank, NA 15 offices in Washington 5700 Connecticut Ave Nw, Washington, DC 20015 A+5.0 ★Texas Ratio: 2.82%	Conventional, VA, Jumbo, HELOC	260 +19 HELOCs	3.7%	92.1%	$940,538	View
M&T Bank 8 offices in Washington 1350 I St Nw, Washington, DC 20005 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA, Jumbo, HELOC	140 +22 HELOCs	2%	94.6%	$744,000	View
Wells Fargo Bank NA 24 offices in Washington 1300 I St Nw, Washington, DC 20005 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	127	1.8%	75.7%	$856,889	View
Capital Bank, N.A. 1 office in Washington 1400 W St Nw, Washington, DC 20009 A-5.0 ★Texas Ratio: 15.49%	Conventional, FHA, VA, Jumbo	119	1.7%	96.7%	$394,495	View
Bank of America NA 22 offices in Washington 700 13th St Nw, Washington, DC 20005 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	118 +116 HELOCs	1.7%	87.4%	$939,661	View
Truist Bank ★ 1 stars, 1 review 17 offices in Washington 1099 New York Ave Nw Ste 100, Washington, DC 20001 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	115 +115 HELOCs	1.6%	85.8%	$897,521	View
United Bank Va 7 offices in Washington 1100 Connecticut Ave Nw, Washington, DC 20036 A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA, VA, Jumbo, HELOC	90 +12 HELOCs	1.3%	92.9%	$723,333	View
First National Bank of PA 1 office in Washington 900 19th St Nw, Washington, DC 20006 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	65 +27 HELOCs	0.9%	80.2%	$751,769	View
Atlantic Union Bank 2 offices in Washington 1025 Connecticut Ave Nw Fl 1, Washington, DC 20036 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, VA, Jumbo, HELOC	59 +18 HELOCs	0.8%	93.8%	$740,423	View
TD Bank 7 offices in Washington 1611 Wisconsin Ave Nw, Washington, DC 20007 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	49 +47 HELOCs	0.7%	83.1%	$774,387	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 19 offices in Washington 1331 Pennsylvania Ave Nw, Washington, DC 20004 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, Jumbo, HELOC	48 +160 HELOCs	0.7%	85%	$613,958	View
Citizens Bank, NA 1 office in Washington 1401 I St Nw, Washington, DC 20005 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	44 +47 HELOCs	0.6%	91.7%	$1,090,681	View
Idb Global Federal Credit Union 1300 New York Ave NW, Washington, DC 20577 0001 A+5.0 ★Texas Ratio: 0.67%	Conventional, Jumbo	37	0.5%	100%	$547,702	View
Trustar Bank 1 office in Washington 1701 Pennsylvania Ave Nw, Washington, DC 20006 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo	13	0.2%	100%	$975,769	View
Presidential Bank, FSB 1 office in Washington 1660 K St Nw, Washington, DC 20006 A-4.9 ★Texas Ratio: 16.48%	Conventional, VA, Jumbo	12	0.2%	100%	$600,000	View
City National Bank 1 office in Washington 2001 M St Nw, Washington, DC 20036 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	10 +2 HELOCs	0.1%	100%	$1,450,000	View
Industrial Bank 3 offices in Washington 4812 Georgia Ave Nw, Washington, DC 20011 C+4.2 ★Texas Ratio: 24.57%	Conventional	10	0.1%	38.5%	$265,000	View
MainStreet Bank 1 office in Washington 1130 Connecticut Ave Nw, Washington, DC 20036 B-4.4 ★Texas Ratio: 22.15%	Conventional, Jumbo	9	0.1%	81.8%	$963,888	View
Founders Bank 5225 Wisconsin Ave Nw, Washington, DC 20015 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	7	0.1%	87.5%	$847,857	View
The National Capital Bank of Washington 1 office in Washington 5228 44th St Nw, Washington, DC 20015 A-5.0 ★Texas Ratio: 14.51%	Conventional	6	0.1%	100%	$351,666	View
Bny Mellon, N.A. 1 office in Washington 1250 H St Nw, Washington, DC 20005 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	6	0.1%	85.7%	$855,000	View
John Marshall Bank 1 office in Washington 1625 K St Nw, Washington, DC 20006 A+5.0 ★Texas Ratio: 0.00%	Conventional	5	0.1%	100%	$681,000	View
Agriculture Federal Credit Union 1400 Independence Ave SW, Washington, DC 20250 A+5.0 ★Texas Ratio: 2.37%	Conventional, HELOC	4 +1 HELOCs	0.1%	57.1%	$87,500	View
Hsbc Bank USA, NA 1 office in Washington 802 7th St Nw, Washington, DC 20001 A+5.0 ★Texas Ratio: 4.86%	Conventional, HELOC	3 +2 HELOCs	0%	100%	$401,666	View
Bank Fund Staff Federal Credit	Conventional, Jumbo, HELOC	119 +101 HELOCs	1.7%	95.4%	$701,554
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	468 +1 HELOCs	6.7%	77.7%	$377,094
First Savings Mortgage Corporation	Conventional, FHA, VA, Jumbo	451	6.4%	98.9%	$764,379
First Home Mortgage	Conventional, FHA, VA, Jumbo	280	4%	96.9%	$503,392
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	210	3%	97.2%	$636,047
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	192 +100 HELOCs	2.7%	64.8%	$452,552
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	163 +3 HELOCs	2.3%	97.1%	$757,085
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	158 +13 HELOCs	2.2%	83.6%	$577,151
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA, Jumbo	138	2%	98.7%	$591,956
Vellum Mortgage, Inc.	Conventional, FHA, VA, Jumbo	124	1.8%	98.4%	$708,709
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	120 +1 HELOCs	1.7%	97.8%	$585,750
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	111	1.6%	96.6%	$631,126
Newrez LLC	Conventional, FHA, VA, Jumbo	101	1.4%	56.4%	$457,673
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	95 +4 HELOCs	1.4%	89.1%	$702,368
Loansteady LLC	Conventional, FHA, VA, Jumbo	91	1.3%	94.3%	$555,989
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	91	1.3%	78.2%	$519,835
First Heritage Mortgage, LLC	Conventional, FHA, VA, Jumbo	81	1.2%	96.4%	$584,753
Freedom Mortgage Corporation	Conventional, FHA, VA	79	1.1%	89.5%	$526,645
loanDepot.com LLC	Conventional, FHA, VA	79	1.1%	64%	$315,253
Nfm, Inc	Conventional, FHA, VA, Jumbo	72	1%	94.9%	$539,583
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	69 +3 HELOCs	1%	98.6%	$555,724
Mortgage Research Center	Conventional, FHA, VA, Jumbo	63	0.9%	65.3%	$596,111
Fulton Bank, National Association A+5.0 ★Texas Ratio: 4.85%	Conventional, VA, Jumbo, HELOC	61 +7 HELOCs	0.9%	88.6%	$889,918	View
Intercoastal Mortgage, LLC	Conventional, FHA, VA, Jumbo	61	0.9%	94.5%	$700,573
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	60	0.9%	92.5%	$670,666
Lower, LLC	Conventional, FHA, VA, HELOC	59 +2 HELOCs	0.8%	95.2%	$505,338
Originpoint, LLC	Conventional, FHA, VA, Jumbo, HELOC	57 +1 HELOCs	0.8%	98.3%	$781,491
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	55 +3 HELOCs	0.8%	96.5%	$1,314,090	View
Congressional Federal Credit Union	Conventional, Jumbo	55	0.8%	84.6%	$316,454
SWBC Mortgage Corporation	Conventional, FHA, VA, Jumbo	50	0.7%	98.1%	$728,200
Embrace Home Loans, Inc.	Conventional, FHA, VA, Jumbo	48	0.7%	94.8%	$649,375
Amerisave Mortgage Company	Conventional, FHA, VA	42	0.6%	33.6%	$190,952
Zillow Home Loans, LLC	Conventional, VA	41	0.6%	93.2%	$484,512
Direct Mortgage Loans, LLC	Conventional, FHA	39	0.6%	93.8%	$397,051
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	36	0.5%	92.3%	$623,611
New American Funding, LLC.	Conventional, FHA, VA, HELOC	34 +6 HELOCs	0.5%	70.8%	$409,411
Credit Union Mortgage Associat	Conventional, Jumbo	34	0.5%	87.5%	$597,058
National Cooperative Bank, N.A. A5.0 ★Texas Ratio: 6.04%	Conventional	34	0.5%	91.9%	$326,470	View
TowneBank	Conventional, FHA, VA, Jumbo	33	0.5%	97.1%	$611,969
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	31 +9 HELOCs	0.4%	71.1%	$845,645	View
United Nations Federal CU	Conventional, Jumbo	29	0.4%	85.3%	$695,689
Nationstar Mortgage	Conventional, FHA, VA	28	0.4%	70%	$421,785
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	28	0.4%	68.3%	$396,071	View
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo, HELOC	27 +2 HELOCs	0.4%	70%	$664,259
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	27	0.4%	96.4%	$1,092,037	View
Sage Home Loans Corporation	Conventional	27	0.4%	91.7%	$629,074
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	27	0.4%	96.4%	$533,888
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	27	0.4%	93.3%	$299,074	View
Spring Eq, LLC	Conventional, HELOC	23 +12 HELOCs	0.3%	34.2%	$148,913
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	23	0.3%	95.8%	$1,271,521	View
Bay Equity LLC	Conventional, VA	22	0.3%	91.7%	$587,272
State Employees Credit Union of MD	Conventional, Jumbo, HELOC	21 +22 HELOCs	0.3%	95.5%	$938,333
Nbkc Bank	Conventional, FHA, VA	21	0.3%	96%	$568,333
State Departmenet Federal Credit Union	Conventional, Jumbo, HELOC	20 +18 HELOCs	0.3%	74.1%	$343,500
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	20 +3 HELOCs	0.3%	56.4%	$499,000
Pentagon Federal Credit Union A5.0 ★Texas Ratio: 6.53%	Conventional, VA, HELOC	19 +63 HELOCs	0.3%	40.8%	$434,473	View
Tomo Mortgage LLC	Conventional	18	0.3%	90.9%	$624,444
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	15	0.2%	33.9%	$392,333
Fidelity Direct Mortgage, LLC	Conventional, FHA	15	0.2%	100%	$437,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	14	0.2%	100%	$562,857	View
Envoy Mortgage, Ltd	Conventional, FHA, VA, Jumbo	14	0.2%	66.7%	$725,000
Planet Home Lending, LLC	Conventional, FHA, VA	13	0.2%	92.9%	$808,076
American Financial Resources LLC	Conventional, FHA, VA	12	0.2%	85.7%	$508,333
ALCOVA Mortgage, LLC	Conventional, FHA, VA, Jumbo	12	0.2%	100%	$699,166
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional, VA, HELOC	11 +5 HELOCs	0.2%	84.6%	$435,000	View
The Loan Store, Inc	Conventional, FHA, VA, HELOC	11 +2 HELOCs	0.2%	100%	$461,363
Cardinal Financial Company, Li	Conventional, FHA, VA	11	0.2%	72.2%	$529,545
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	11	0.2%	42.3%	$392,272	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	11	0.2%	100%	$635,000	View
Nvr Mortgage Finance, Inc.	Conventional, FHA	11	0.2%	100%	$595,909
Ussfcu	Conventional, HELOC	10 +11 HELOCs	0.1%	81.2%	$96,000
Primary Residential Mortgage, INC.	Conventional, FHA	10	0.1%	90.9%	$471,000
Watermark Capital, Inc.	Conventional, FHA, VA	10	0.1%	85.7%	$638,000
Nih Federal Credit Union	Conventional	10	0.1%	71.4%	$240,000
Union Home Mortgage Corp.	Conventional, FHA, VA	10	0.1%	100%	$473,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	9	0.1%	81.8%	$496,111	View
Dart Bank	Conventional, VA	9	0.1%	78.6%	$508,333
Carrington Mortgage Services LLC	Conventional, FHA, VA, Jumbo	9	0.1%	25.6%	$730,555
Plaza Home Mortgage, Inc	Conventional, FHA	9	0.1%	42.9%	$379,444
Tower Federal Credit Union	Conventional, Jumbo, HELOC	8 +59 HELOCs	0.1%	53.3%	$380,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	8 +6 HELOCs	0.1%	69.2%	$175,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, FHA, HELOC	8 +1 HELOCs	0.1%	80%	$383,750	View
American Portfolio Mortgage Corporation	Conventional, VA	8	0.1%	100%	$718,750
Deephaven Mortgage LLC	Conventional, Jumbo	8	0.1%	80%	$1,018,750
ResMac Inc	Conventional	8	0.1%	100%	$352,500
Sun West Mortgage Company, Inc	Conventional, FHA	8	0.1%	85.7%	$497,500
Tri Pointe Connect, LLC	Conventional	8	0.1%	100%	$786,250
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	8	0.1%	61.5%	$440,000	View
Kind Lending, LLC	Conventional, VA, HELOC	7 +1 HELOCs	0.1%	77.8%	$599,285
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	7	0.1%	100%	$2,547,857	View
PHH Mortgage Corporation	Conventional, VA	7	0.1%	87.5%	$583,571
Churchill Mortgage Corporation	Conventional, VA, Jumbo	7	0.1%	100%	$640,714
Waterstone Mortgage Corporation	Conventional	7	0.1%	100%	$526,428
Keystone Funding, Inc	Conventional, FHA	7	0.1%	100%	$603,571
Paramount Residential Mortgage	Conventional	7	0.1%	87.5%	$632,142
Village Capital & Investment	FHA, VA	7	0.1%	92.3%	$586,428
Justice Federal Credit Union	Conventional, HELOC	6 +10 HELOCs	0.1%	77.8%	$330,000
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.1%	85.7%	$1,161,666	View
First Community Mortgage, Inc.	Conventional, Jumbo	6	0.1%	100%	$616,666
CommonWealth One Federal Credit Union A5.0 ★Texas Ratio: 10.04%	Conventional	6	0.1%	37.5%	$70,000
Equity Prime Mortgage LLC	FHA, VA	6	0.1%	60%	$536,666
American Financial Network, Inc.	Conventional, FHA, VA	6	0.1%	66.7%	$401,666
Select Lending Services, LLC	Conventional, FHA	6	0.1%	100%	$391,666
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	6	0.1%	100%	$670,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	6	0.1%	100%	$405,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	6	0.1%	100%	$570,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	6	0.1%	100%	$1,398,333	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	5 +20 HELOCs	0.1%	83.3%	$251,000	View
FedChoice Federal Credit Union	Conventional, HELOC	5 +1 HELOCs	0.1%	71.4%	$123,000
AmeriHome Mortgage Company, LLC	FHA	5	0.1%	100%	$585,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	5	0.1%	100%	$457,000	View
Homestead Funding Corp.	Conventional	5	0.1%	100%	$547,000
American Financing Corporation	Conventional, FHA	5	0.1%	54.5%	$327,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	5	0.1%	100%	$441,000
Calcon Mutual Mortgage LLC	Conventional, FHA	5	0.1%	83.3%	$463,000
Capital Center LLC	Conventional	5	0.1%	71.4%	$475,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	5	0.1%	100%	$545,000	View
T2 Financial LLC	Conventional	5	0.1%	71.4%	$527,000
Shore United Bank, N.A. A5.0 ★Texas Ratio: 9.61%	Conventional, Jumbo	5	0.1%	100%	$1,129,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	5	0.1%	100%	$451,000
Lafayette Federal Credit Union A5.0 ★Texas Ratio: 7.96%	Conventional, HELOC	4 +25 HELOCs	0.1%	75%	$502,500	View
Nasa Federal Credit Union	Conventional, HELOC	4 +10 HELOCs	0.1%	100%	$195,000
First Option Mortgage, LLC	Conventional, FHA, HELOC	4 +1 HELOCs	0.1%	100%	$432,500
Transportation Federal Credit Union	Conventional, HELOC	4 +1 HELOCs	0.1%	44.4%	$155,000
EMM Loans LLC	Conventional, FHA	4	0.1%	66.7%	$630,000
Guidance Residential, LLC	Conventional	4	0.1%	80%	$255,000
Geneva Financial LLC	Conventional, VA	4	0.1%	100%	$317,500
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	4	0.1%	100%	$615,000	View
Hometown Equity Mortgage, LLC	Conventional	4	0.1%	66.7%	$610,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	4	0.1%	100%	$560,000	View
Andrews Federal Credit Union	Conventional	4	0.1%	50%	$240,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.1%	100%	$392,500	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	4	0.1%	80%	$917,500	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	4	0.1%	80%	$292,500	View
Nexera Holding LLC	Conventional	4	0.1%	100%	$335,000
Library of Congress Federal Credit Union A+5.0 ★Texas Ratio: 1.72%	Conventional, HELOC	3 +13 HELOCs	0%	100%	$115,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	3 +6 HELOCs	0%	100%	$1,135,000	View
Alliant Credit Union	Conventional, Jumbo, HELOC	3 +5 HELOCs	0%	100%	$845,000
Ocmbc, Inc.	Conventional, HELOC	3 +2 HELOCs	0%	50%	$411,666
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, VA, HELOC	3 +1 HELOCs	0%	100%	$541,666	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	3 +1 HELOCs	0%	80%	$1,231,666
Arc Home LLC	Conventional	3	0%	60%	$541,666
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	3	0%	100%	$808,333	View
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	3	0%	80%	$578,333	View
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	3	0%	100%	$855,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	3	0%	100%	$728,333	View
City Lending Inc.	Conventional, FHA	3	0%	75%	$411,666
Universal Mortgage & Finance, Inc	Conventional, FHA	3	0%	75%	$375,000
Discover Bank	Conventional	3	0%	11.1%	$105,000
Strong Home Mortgage, LLC	Conventional, VA, Jumbo	3	0%	100%	$971,666
Linkbank	Conventional	3	0%	100%	$1,275,000
Southern Trust Mortgage, LLC	Conventional	3	0%	100%	$518,333
American Pacific Mortgage Corporation	Conventional, FHA	3	0%	50%	$301,666
Nations Direct Mortgage, LLC	Conventional, FHA, VA, Jumbo	3	0%	100%	$1,125,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	3	0%	75%	$625,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	3	0%	75%	$175,000
Apple Federal Credit Union	Conventional, HELOC	2 +5 HELOCs	0%	50%	$405,000
AmWest Funding Corp	Conventional, HELOC	2 +1 HELOCs	0%	100%	$695,000
Equity Resources Inc	Conventional	2	0%	100%	$435,000
Tidewater Mortgage Services, Inc	Conventional	2	0%	100%	$1,525,000
Primelending	Conventional	2	0%	100%	$540,000
Affordable Mortgage Advisors	FHA	2	0%	100%	$1,100,000
Everett Financial, Inc.	Conventional	2	0%	71.4%	$270,000
Go Mortgage, LLC	Conventional	2	0%	100%	$390,000
All Credit Considered Mortgage, Inc.	Conventional	2	0%	100%	$585,000
Bank of Clarke A5.0 ★Texas Ratio: 7.27%	Conventional, Jumbo	2	0%	100%	$3,260,000	View
Norwich Commercial Group Inc	Conventional, FHA	2	0%	100%	$815,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	2	0%	66.7%	$595,000	View
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo	2	0%	100%	$1,200,000	View
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0%	100%	$905,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0%	100%	$340,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	2	0%	100%	$760,000	View
Instamortgage, Inc	Conventional	2	0%	100%	$655,000
HomeXpress Mortgage Corp.	Conventional	2	0%	66.7%	$250,000
Obsidian Financial Services	Conventional	2	0%	100%	$415,000
MortgageCountry	Conventional	2	0%	100%	$485,000
Success Mortgage Partners, Inc	Conventional	2	0%	100%	$305,000
Bayshore Mortgage Funding	Conventional, FHA	2	0%	100%	$310,000
First Alliance Home Mortgage, LLC	Conventional	2	0%	66.7%	$615,000
Das Acquisition Company, LLC	VA	2	0%	100%	$685,000
First Colony Mortgage Corporat	Conventional, FHA	2	0%	100%	$660,000
My Mortgage, Inc	FHA	2	0%	66.7%	$245,000
American Internet Mortgage, Inc.	Conventional	2	0%	66.7%	$555,000
New Day Financial, LLC.	VA	2	0%	33.3%	$210,000
Land Home Financial Services,	Conventional, FHA	2	0%	100%	$315,000
Encompass Lending Group, L.P.	Conventional	2	0%	100%	$750,000
Mortgage Equity Partners LLC	Conventional	2	0%	100%	$305,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	2	0%	100%	$1,530,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0%	100%	$545,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	2	0%	100%	$665,000	View
Bay Capital Mortgage Corporation	Conventional	2	0%	66.7%	$815,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	2	0%	100%	$555,000	View
Towne Mortgage Company	Conventional, FHA	2	0%	100%	$350,000
Geo-Corp, Inc.	FHA	2	0%	100%	$430,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0%	100%	$305,000
Hingham Institution For Savings A5.0 ★Texas Ratio: 6.98%	Conventional, Jumbo	2	0%	100%	$3,590,000
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	2	0%	100%	$560,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	2	0%	100%	$2,740,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0%	75%	$710,000	View
Texana Bank	Conventional, VA	2	0%	75%	$335,000
The Mortgage Link, Inc.	Conventional, FHA	2	0%	100%	$700,000
Champions Funding, LLC	Conventional	2	0%	50%	$680,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +11 HELOCs	0%	33.3%	$395,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +10 HELOCs	0%	100%	$325,000
Educational Systems FCU	Conventional, HELOC	1 +6 HELOCs	0%	40%	$255,000
Usalliance Federal Credit Union	Conventional, HELOC	1 +6 HELOCs	0%	100%	$255,000
Quorum Federal Credit Union	Conventional, HELOC	1 +6 HELOCs	0%	100%	$85,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$935,000	View
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$205,000	View
Chevron Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$785,000
Service Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$845,000
Northrop Grumman Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$125,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$3,445,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$1,025,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$285,000
Cazle Mortgage, Inc.	Conventional	1	0%	100%	$325,000
North Shore Trust & Savings A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$555,000	View
Hartford Funding, Ltd.	Conventional	1	0%	50%	$205,000
Self Reliance (NY) FCU	Conventional	1	0%	100%	$115,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$575,000	View
Liberty Federal Credit Union	Conventional	1	0%	100%	$685,000
Chain Bridge Bank, N.A. A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$1,105,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$415,000	View
Harford Bank	Conventional	1	0%	100%	$605,000
Citizens and Farmers Bank A+5.0 ★Texas Ratio: 0.62%	Conventional	1	0%	100%	$1,155,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$385,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	50%	$485,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$115,000
MortgageOne, Inc	VA	1	0%	100%	$1,195,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$425,000
Allied Mortgage Group, Inc	FHA	1	0%	100%	$325,000
Delmar Financial Company	VA	1	0%	100%	$355,000
Loanunited.Com, LLC	VA	1	0%	100%	$465,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$545,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0%	100%	$685,000	View
Resicentral LLC	Conventional	1	0%	100%	$395,000
Chartway FCU	Conventional	1	0%	100%	$815,000
Michigan Mutual, Inc	Conventional	1	0%	100%	$395,000
Nqm Funding, LLC	Conventional	1	0%	66.7%	$295,000
Suma Federal Credit Union	Conventional	1	0%	100%	$1,505,000
Flexpoint, Inc.	Conventional	1	0%	100%	$1,445,000
East Coast Capital Corp.	Conventional	1	0%	100%	$235,000
Network Capital Funding Corporation	Conventional	1	0%	100%	$895,000
Bank of Whittier, Na A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$235,000	View
VanDyk Mortgage Corporation	Conventional	1	0%	100%	$795,000
Democracy Federal Credit Union	Conventional	1	0%	50%	$235,000
Legend Lending Corporation	Conventional	1	0%	100%	$485,000
Total Mortgage Services, LLC	Conventional	1	0%	33.3%	$335,000
Bank of Colorado A+5.0 ★Texas Ratio: 3.16%	Conventional, Jumbo	1	0%	100%	$1,905,000	View
Aurora Financial, LLC	Conventional	1	0%	100%	$775,000
Weichert Financial Services	FHA	1	0%	100%	$435,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0%	100%	$375,000	View
Johns Hopkins FCU	Conventional	1	0%	100%	$285,000
Delta Community Credit Union	Conventional	1	0%	100%	$575,000
Stg Mortgage Inc	Conventional	1	0%	50%	$325,000
Shoreham Bank	Conventional	1	0%	100%	$375,000
Servis One, Inc	Conventional	1	0%	100%	$295,000
CityWorth Mortgage LLC	Conventional	1	0%	100%	$325,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$1,055,000	View
BayVanguard Bank A+5.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$315,000	View
Securityplus FCU	Conventional	1	0%	100%	$325,000
Mid-Atlantic FCU	Conventional	1	0%	100%	$145,000
1st Financial, Inc.	FHA	1	0%	50%	$355,000
The Bank of Fayette County	Conventional	1	0%	100%	$465,000
Nicolet National Bank A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo	1	0%	100%	$1,765,000	View
Old Dominion National Bank A5.0 ★Texas Ratio: 6.07%	Conventional	1	0%	100%	$455,000	View
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional	1	0%	100%	$225,000	View
Together Credit Union	Conventional	1	0%	100%	$475,000
Inb, National Association A5.0 ★Texas Ratio: 9.74%	Conventional	1	0%	100%	$275,000	View
Ithink Financial Credit Union	Conventional, Jumbo	1	0%	100%	$1,685,000
Affinity Federal Credit Union	Conventional	1	0%	100%	$315,000
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$775,000	View
Evolve Bank & Trust	FHA	1	0%	100%	$295,000
Southstate Bank, National Association ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0%	100%	$755,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$355,000	View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Washington Mortgage Rate Trends

Daily average mortgage rates for District of Columbia compared with the national average, updated every evening.

30-Year Fixed DC Avg

7.440%

▲ 0.063 vs 7 days ago

15-Year Fixed DC Avg

6.895%

▲ 0.060 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Washington, District of Columbia

Looking for mortgage lenders near me or mortgage brokers near me in Washington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Washington in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Washington, DC

Use these to narrow the list above. Each category shows how many Washington, DC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 152 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 102 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 46 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 94 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 85 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 86 lenders. Loans above the conforming limit for higher priced homes Local lenders based in DC 6 lenders headquartered in District of Columbia, the closest thing to a mortgage lender near you

Who Lends in Washington, DC

Independent mortgage companies closed 60.3 percent of home loans in Washington, District of Columbia in 2025, banks 30.7 percent and credit unions 9 percent. Rocket Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Idb Global Federal Credit Union the largest credit union. Among lenders headquartered in District of Columbia, Idb Global Federal Credit Union led with 37 loans.

60.3%

Mortgage companies

30.7%

Banks

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in District of Columbia. Deed recordation tax and deed transfer tax of 1.1 percent each (2.2 percent total) for residential transfers under $400,000 and 1.45 percent each (2.9 percent total) at or above $400,000; deeds of trust pay the same recordation tax except purchase money loans recorded with the deed, and qualifying first-time buyers pay a reduced 0.725 percent recordation rate.

More District of Columbia Mortgage Lender Pages

All District of Columbia lenders 328 lenders

Frequently Asked Questions About Mortgage Lenders in Washington, DC

Who is the largest mortgage lender in Washington, DC?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Washington, District of Columbia with 263 loans, about 3.7 percent of the market. The largest lender headquartered in District of Columbia was Idb Global Federal Credit Union with 37 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Washington, DC have the highest approval rates?

Among lenders with meaningful volume in Washington, District of Columbia, First Savings Mortgage Corporation approved the highest share of completed applications in 2025 at 98.9 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Washington, DC mortgage lenders offer FHA, VA and USDA loans?

94 lenders closed FHA loans in Washington, District of Columbia in 2025, led by Rocket Mortgage with 43. 85 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Washington, DC lender list?

Yes. 102 banks and 46 credit unions closed home loans in Washington, District of Columbia in 2025, alongside 152 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Washington, DC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Washington, District of Columbia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Washington, District of Columbia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Washington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.