Mortgage Lenders and Brokers in Southwood Acres, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Southwood Acres, Connecticut mortgage lenders include American Eagle FCUAmerican Eagle FCU427 W Avon Rd, Avon, CT 06001 2520A+5.0 ★Texas Ratio: 3.67%, 360 Federal Credit Union360 Federal Credit Union159 E Main St, Clinton, CT 06413 2111A+5.0 ★Texas Ratio: 3.94%, M&T BankM&T Bank100 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.11%, PeoplesBankPeoplesBank182 West Main Street, Avon, CT 06001A+5.0 ★Texas Ratio: 5.27%, Westfield BankWestfield Bank377 Cottage Grove Rd, Bloomfield, CT 06002A+5.0 ★Texas Ratio: 2.93%, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, Keybank National AssociationKeybank National Association232 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 4.81%, Windsor Federal BankWindsor Federal Bank5 Huckleberry Ln, Bloomfield, CT 06002A5.0 ★Texas Ratio: 8.88%, Webster Bank, N.A.Webster Bank, N.A.200 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.34%, and TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Southwood Acres, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southwood Acres are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Southwood Acres, Connecticut
Market share is the lender's share of all home loans closed in Southwood Acres, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 11 +6 HELOCs |
4.1% | 100% | $75,909 | View |
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159 E Main St, Clinton, CT 06413 2111 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 10 | 3.7% | 73.3% | $60,000 | View |
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100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 5 +6 HELOCs |
1.9% | 100% | $231,000 | View |
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182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 5 +2 HELOCs |
1.9% | 100% | $165,000 | View |
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377 Cottage Grove Rd, Bloomfield, CT 06002 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 4 +3 HELOCs |
1.5% | 80% | $280,000 | |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $320,000 | View |
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232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 2 | 0.7% | 50% | $365,000 | View |
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5 Huckleberry Ln, Bloomfield, CT 06002 A5.0 ★Texas Ratio: 8.88% |
Conventional | 2 | 0.7% | 100% | $320,000 | View |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 50% | $215,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $105,000 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $335,000 | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.4% | 50% | $305,000 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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516 Spring St, Windsor Locks, CT 06096 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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350 Salem Tpke, Bozrah, CT 06334 1518 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 100% | $95,000 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 0.4% | 33.3% | $25,000 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
First World Mortgage Corporaton
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Conventional, FHA, VA | 28 | 10.4% | 100% | $205,357 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 10 | 3.7% | 100% | $248,000 | |
Norwich Commercial Group Inc
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Conventional | 6 | 2.2% | 100% | $138,333 | |
CSE Credit Union, Inc.
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 10.4% | 87.9% | $227,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 17 | 6.3% | 100% | $207,352 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.8% | 73.7% | $275,769 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
3.7% | 83.3% | $185,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 10 | 3.7% | 100% | $168,000 | |
Movement Mortgage, LLC
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Conventional, VA, HELOC | 6 +2 HELOCs |
2.2% | 100% | $233,333 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 6 | 2.2% | 54.5% | $213,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 6 | 2.2% | 100% | $283,333 | View |
Semper Home Loans, Inc
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Conventional, FHA | 4 | 1.5% | 100% | $297,500 | |
Newrez LLC
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Conventional | 4 | 1.5% | 66.7% | $292,500 | |
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A+5.0 ★Texas Ratio: 5.14% |
Conventional | 4 | 1.5% | 100% | $277,500 | View |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.1% | 100% | $351,666 | |
loanDepot.com LLC
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Conventional | 3 | 1.1% | 80% | $191,666 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.1% | 100% | $208,333 | |
Mortgage Research Center
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VA | 3 | 1.1% | 50% | $301,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 1.1% | 60% | $171,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $355,000 | |
EMM Loans LLC
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Conventional | 2 | 0.7% | 100% | $240,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.7% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.7% | 50% | $220,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 100% | $240,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.7% | 100% | $225,000 | View |
Embrace Home Loans, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $420,000 | |
First Federal Bank
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Conventional | 2 | 0.7% | 100% | $395,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $55,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.7% | 100% | $110,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 0.7% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $315,000 | View |
Baycoast Mortgage Company, LLC
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VA | 1 | 0.4% | 100% | $485,000 | |
Arrha Credit Union
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Premia Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 20% | $275,000 | |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $325,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Valon Mortgage
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $195,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $295,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $215,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $235,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.4% | 100% | $345,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
MassMutual FCU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Berkshire Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Southwood Acres Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Southwood Acres, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Southwood Acres? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southwood Acres in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Southwood Acres, CT
Use these to narrow the list above. Each category shows how many Southwood Acres, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Southwood Acres, CT
Independent mortgage companies closed 75.9 percent of home loans in Southwood Acres, Connecticut in 2025, banks 13.7 percent and credit unions 10.4 percent. First World Mortgage Corporaton was the largest mortgage company, M&T Bank the largest bank and American Eagle FCU the largest credit union. Among lenders headquartered in Connecticut, American Eagle FCU led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Southwood Acres, CT
By home loans closed in 2025, American Eagle FCU was the largest mortgage lender in Southwood Acres, Connecticut with 11 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Southwood Acres, Connecticut in 2025, led by Rocket Mortgage with 5. 15 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Southwood Acres, Connecticut in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Southwood Acres, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southwood Acres, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southwood Acres. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
