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Home / Mortgage Lenders / Connecticut / Milford city
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Milford city, Connecticut

Milford city, Connecticut mortgage lenders include Sikorksy Financial Credit UnionSikorksy Financial Credit Union1201 South Ave, Bridgeport, CT 06604 5246A+5.0 ★Texas Ratio: 1.38%, The Milford BankThe Milford Bank295 Boston Post Rd, Milford, CT 06460A+5.0 ★Texas Ratio: 4.41%, Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%, Connex Credit UnionConnex Credit Union620 W Main St, Branford, CT 06405 3420A+5.0 ★Texas Ratio: 4.74%, Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, Nutmeg State FCUNutmeg State FCU25 North St, Bristol, CT 06010A+5.0 ★Texas Ratio: 4.90%, Wells Fargo Bank NAWells Fargo Bank NA211 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 5.36%, and TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Milford city, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milford city are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Milford city, Connecticut

Market share is the lender's share of all home loans closed in Milford city, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1201 South Ave, Bridgeport, CT 06604 5246
A+5.0 ★Texas Ratio: 1.38%
Conventional, HELOC 68
+42 HELOCs
7.9% 81.4% $207,647 View
295 Boston Post Rd, Milford, CT 06460
A+5.0 ★Texas Ratio: 4.41%
Conventional, Jumbo 41 4.7% 71.9% $245,487 View
211 Greenwood Ave, Bethel, CT 06801
A+5.0 ★Texas Ratio: 3.03%
Conventional, FHA, HELOC 17
+3 HELOCs
2% 94.4% $392,647 View
620 W Main St, Branford, CT 06405 3420
A+5.0 ★Texas Ratio: 4.74%
Conventional 11 1.3% 73.3% $95,000 View
382 Main St, Ansonia, CT 06401
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 9
+22 HELOCs
1% 100% $418,333 View
205 W Main St, Avon, CT 06001
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 9
+2 HELOCs
1% 75% $451,666 View
332 E Main St, Branford, CT 06405
A+5.0 ★Texas Ratio: 5.44%
Conventional, Jumbo, HELOC 7
+44 HELOCs
0.8% 100% $409,285 View
25 North St, Bristol, CT 06010
A+5.0 ★Texas Ratio: 4.90%
Conventional 7 0.8% 70% $147,857 View
211 Main St, Ansonia, CT 06401
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 6 0.7% 85.7% $460,000 View
255 W Main St, Avon, CT 06001
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 5
+14 HELOCs
0.6% 83.3% $267,000 View
★ 5 stars, 2 reviews
27 Dale Rd, Avon, CT 06001
A+5.0 ★Texas Ratio: 1.90%
Conventional, Jumbo, HELOC 5
+7 HELOCs
0.6% 100% $511,000 View
75 Tremont St, Ansonia, CT 06401
A5.0 ★Texas Ratio: 10.40%
Conventional, Jumbo 5 0.6% 100% $529,000 View
★ 1 stars, 1 review
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
A5.0 ★Texas Ratio: 8.00%
Conventional 5 0.6% 83.3% $161,000 View
100 Division St, Ansonia, CT 06401
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 4
+52 HELOCs
0.5% 71.4% $312,500 View
200 Division St, Ansonia, CT 06401
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 4
+12 HELOCs
0.5% 80% $252,500 View
427 W Avon Rd, Avon, CT 06001 2520
A+5.0 ★Texas Ratio: 3.67%
Conventional, HELOC 3
+3 HELOCs
0.3% 100% $271,666 View
24 Grassy Plain St, Bethel, CT 06801
A+5.0 ★Texas Ratio: 2.11%
Conventional 3 0.3% 100% $488,333 View
232 W Main St, Avon, CT 06001
A+5.0 ★Texas Ratio: 4.81%
Conventional, HELOC 2
+3 HELOCs
0.2% 100% $350,000 View
73 Main St S, Bethlehem, CT 06751
A+5.0 ★Texas Ratio: 5.17%
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $200,000 View
Citibank, NA
939 Main St, Bridgeport, CT 06604
Conventional, Jumbo, HELOC 2
+1 HELOCs
0.2% 100% $675,000
40 Grassy Plain St, Bethel, CT 06801
A5.0 ★Texas Ratio: 8.25%
Conventional 2 0.2% 100% $505,000 View
75 Holly Hill Ln, Greenwich, CT 06830
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.1% 100% $595,000 View
203 Middlesex Ave, Chester, CT 06412
A5.0 ★Texas Ratio: 6.13%
Conventional 1 0.1% 100% $575,000 View
888 Farmington Ave, Bristol, CT 06010
A+5.0 ★Texas Ratio: 0.61%
Conventional 1 0.1% 100% $465,000 View
★ 5 stars, 1 review
97 NEWTOWN RD, DANBURY, CT 06810
A+5.0 ★Texas Ratio: 3.26%
Conventional 1 0.1% 100% $335,000 View
1089 Madison Ave, Bridgeport, CT 06606
A+5.0 ★Texas Ratio: 0.27%
Conventional 1 0.1% 100% $275,000 View
182 West Main Street, Avon, CT 06001
A+5.0 ★Texas Ratio: 5.27%
HELOC 0
+1 HELOCs
0% n/a View
Total Mortgage Services, LLC
Conventional, FHA, Jumbo, HELOC 64
+1 HELOCs
7.4% 98.5% $366,250
William Raveis Mortgage, LLC
Conventional 5 0.6% 100% $281,000
First World Mortgage Corporaton
Conventional, FHA 5 0.6% 100% $375,000
Crosspoint Federal Credit Unio
Conventional 5 0.6% 100% $101,000
Ellafi Federal Credit Union FKA Seasons Federal Credit Union
Conventional 2 0.2% 100% $90,000
Waterbury Ct Teachers FCU
Conventional 2 0.2% 100% $50,000
Warshaw Capital, LLC
Conventional 2 0.2% 100% $335,000
CSE Credit Union, Inc.
Conventional 2 0.2% 100% $95,000
Norwich Commercial Group Inc
VA 1 0.1% 100% $315,000
Mortgage Markets CUSO, LLC
Conventional 1 0.1% 100% $235,000
Planet Home Lending, LLC
VA 1 0.1% 100% $395,000
America'S First Network Credit
Conventional 1 0.1% 100% $225,000
Rocket Mortgage
Conventional, FHA, VA 91 10.5% 89.6% $250,824
Guaranteed Rate Affinity, LLC
Conventional, FHA, VA, Jumbo, HELOC 49
+3 HELOCs
5.7% 96.1% $376,632
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 29
+3 HELOCs
3.3% 100% $450,517
Newrez LLC
Conventional, FHA, VA 29 3.3% 61.7% $344,655
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 25
+5 HELOCs
2.9% 79.4% $376,600
Cmg Mortgage Inc
Conventional, FHA, USDA 22 2.5% 90% $360,000
Nationstar Mortgage
Conventional, FHA 20 2.3% 91.7% $137,500
Primelending
Conventional 17 2% 95% $371,470
Union Home Mortgage Corp.
Conventional 15 1.7% 88.2% $368,333
Guaranteed Rate, Inc.
Conventional, FHA, HELOC 13
+1 HELOCs
1.5% 92.9% $427,307
loanDepot.com LLC
Conventional, FHA, HELOC 10
+2 HELOCs
1.2% 83.3% $311,000
EMM Loans LLC
Conventional, FHA 10 1.2% 100% $436,000
T2 Financial LLC
Conventional, FHA 9 1% 100% $406,111
Prosperity Home Mortgage, LLC
Conventional, FHA 9 1% 90% $411,666
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 8
+3 HELOCs
0.9% 100% $410,000 View
Mutual of Omaha Mortgage
Conventional, FHA 7 0.8% 80% $353,571
American Neighborhood Mortgage Acceptance Company
Conventional, FHA 7 0.8% 100% $365,000
Kind Lending, LLC
Conventional, HELOC 6
+2 HELOCs
0.7% 66.7% $448,333
Pennymac Loan Services LLC
Conventional, FHA, VA 6 0.7% 66.7% $446,666
Amerisave Mortgage Company
Conventional 6 0.7% 27.3% $95,000
Provident Funding Associates
Conventional 6 0.7% 100% $528,333
Spring Eq, LLC
Conventional, HELOC 5
+1 HELOCs
0.6% 42.9% $79,000
Movement Mortgage, LLC
Conventional 5 0.6% 100% $319,000
Nfm, Inc
Conventional, FHA 5 0.6% 100% $363,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 4
+2 HELOCs
0.5% 100% $395,000
Arc Home LLC
Conventional 4 0.5% 100% $395,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 4 0.5% 100% $512,500 View
Equity Resources Inc
Conventional 4 0.5% 100% $440,000
Primary Residential Mortgage, INC.
Conventional 4 0.5% 100% $410,000
Freedom Mortgage Corporation
Conventional, FHA 4 0.5% 66.7% $432,500
PHH Mortgage Corporation
Conventional, FHA 4 0.5% 100% $387,500
Mortgage Research Center
VA 4 0.5% 80% $630,000
Nations Direct Mortgage, LLC
Conventional 4 0.5% 80% $325,000
A+5.0 ★Texas Ratio: 2.14%
Conventional 4 0.5% 100% $350,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.5% 57.1% $190,000 View
Guild Mortgage Company
Conventional 3 0.3% 100% $315,000
Ocmbc, Inc.
Conventional, FHA 3 0.3% 100% $398,333
Province Mortgage Associates, Inc.
Conventional 3 0.3% 100% $368,333
Mission Loans, LLC
Conventional 3 0.3% 100% $291,666
New American Funding, LLC.
Conventional 3 0.3% 60% $528,333
A+5.0 ★Texas Ratio: 5.14%
Conventional 3 0.3% 60% $308,333 View
Tomo Mortgage LLC
Conventional 3 0.3% 100% $528,333
Pentagon Federal Credit Union
VA, HELOC 2
+2 HELOCs
0.2% 66.7% $370,000
Originpoint, LLC
Conventional 2 0.2% 100% $310,000
Charles Schwab Bank, Ssb
Conventional, Jumbo 2 0.2% 100% $775,000
Sage Home Loans Corporation
Conventional 2 0.2% 100% $565,000
Equity Prime Mortgage LLC
Conventional 2 0.2% 100% $660,000
Bond Street Mortgage, LLC
Conventional 2 0.2% 100% $520,000
American Financial Network, Inc.
FHA 2 0.2% 100% $390,000
Homestead Funding Corp.
Conventional 2 0.2% 100% $355,000
Discover Bank
Conventional 2 0.2% 28.6% $155,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.2% 100% $345,000 View
V.I.P. Mortgage, Inc.
Conventional 2 0.2% 100% $490,000
The Loan Store, Inc
Conventional 2 0.2% 100% $395,000
Morgan Stanley Private Bank NA
Conventional, Jumbo 2 0.2% 100% $1,320,000
Fairway Independent Mort Corp
Conventional 2 0.2% 100% $360,000
Carrington Mortgage Services LLC
Conventional 2 0.2% 60% $180,000
Reliance First Capital, LLC
Conventional, FHA 2 0.2% 66.7% $295,000
Village Capital & Investment
VA 2 0.2% 100% $405,000
Better Mortgage Corporation
Conventional, HELOC 1
+5 HELOCs
0.1% 33.3% $395,000
HomeBridge Financial Services, Inc
Conventional, HELOC 1
+4 HELOCs
0.1% 100% $405,000
Third Federal Savings and Loan
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $85,000
Alliant Credit Union
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $705,000
A5.0 ★Texas Ratio: 8.11%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $295,000
Goodleap, LLC
FHA 1 0.1% 100% $225,000
A-4.9 ★Texas Ratio: 16.48%
Conventional 1 0.1% 100% $485,000 View
Lakeview Loan Servicing, LLC
FHA 1 0.1% 23.1% $385,000
Allied Mortgage Group, Inc
FHA 1 0.1% 100% $265,000
AmeriHome Mortgage Company, LLC
Conventional 1 0.1% 100% $395,000
Triad Financial Services, Inc.
Conventional 1 0.1% 50% $95,000
Dart Bank
Conventional 1 0.1% 100% $445,000
Loanunited.Com, LLC
VA 1 0.1% 100% $415,000
Filo Mortgage, LLC
Conventional 1 0.1% 100% $405,000
Reliant Home Funding, Inc
Conventional 1 0.1% 100% $525,000
AmWest Funding Corp
Conventional 1 0.1% 100% $125,000
East Coast Capital Corp.
Conventional 1 0.1% 100% $505,000
Ballston Spa National Bank
Conventional 1 0.1% 100% $135,000
Securitynational Mortgage Company
Conventional 1 0.1% 100% $225,000
First Intercontinental Bank
Conventional 1 0.1% 100% $305,000
First Colony Mortgage Corporat
Conventional 1 0.1% 100% $285,000
Honda Federal Credit Union
Conventional 1 0.1% 100% $255,000
Service Federal Credit Union
Conventional 1 0.1% 100% $635,000
Churchill Mortgage Corporation
FHA 1 0.1% 100% $295,000
First Federal Bank
Conventional 1 0.1% 100% $755,000
Mortgage Equity Partners LLC
Conventional 1 0.1% 100% $455,000
Harborone Mortgage, LLC
Conventional 1 0.1% 100% $715,000
Armed Forces Bank, N.A.
FHA 1 0.1% 100% $535,000
First Credit Corporation of Ny, Inc.
Conventional 1 0.1% 50% $135,000
Hometown Equity Mortgage, LLC
Conventional 1 0.1% 50% $215,000
Barrington Bank & Trust Company, N.A.
Conventional 1 0.1% 100% $315,000
Saygo Home Loans, LLC
Conventional 1 0.1% 50% $355,000
University Bank
Conventional, Jumbo 1 0.1% 100% $1,605,000
Citadel Servicing Corporation
Conventional 1 0.1% 100% $405,000
1St 2Nd Mortgage Company of N.J., Inc.
Conventional 1 0.1% 100% $625,000
Nationwide Mortgage Bankers, Inc.
FHA 1 0.1% 100% $365,000
Meadowbrook Financial Mortgage Bankers Corp.
FHA 1 0.1% 100% $505,000
Valley National Bank
Conventional 1 0.1% 100% $275,000
A-5.0 ★Texas Ratio: 14.97%
FHA 1 0.1% 100% $515,000 View
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.1% 100% $325,000 View
Angel Oak Mortgage Solutions LLC
Conventional, Jumbo 1 0.1% 100% $965,000
Nexera Holding LLC
Conventional 1 0.1% 100% $585,000
Plaza Home Mortgage, Inc
Conventional 1 0.1% 100% $485,000
Top Flite Financial, Inc.
FHA 1 0.1% 100% $305,000
Champions Funding, LLC
Conventional 1 0.1% 50% $395,000
Figure Lending LLC
HELOC 0
+9 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+7 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Justice Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Affinity Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
PNC Bank N.A.
HELOC 0
+1 HELOCs
0% n/a
First American Bank
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Milford city, Connecticut

Looking for mortgage lenders near me or mortgage brokers near me in Milford city? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milford city in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Milford city, CT

Use these to narrow the list above. Each category shows how many Milford city, CT lenders fit and what that kind of lender is usually best for.

Who Lends in Milford city, CT

Independent mortgage companies closed 65.5 percent of home loans in Milford city, Connecticut in 2025, banks 20.9 percent and credit unions 13.6 percent. Total Mortgage Services, LLC was the largest mortgage company, The Milford Bank the largest bank and Sikorksy Financial Credit Union the largest credit union. Among lenders headquartered in Connecticut, Sikorksy Financial Credit Union led with 68 loans.

65.5%
Mortgage companies
20.9%
Banks
13.6%
Credit unions
9%
FHA loans
2%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.

More Connecticut Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Milford city, CT

Who is the largest mortgage lender in Milford city, CT?

By home loans closed in 2025, Sikorksy Financial Credit Union was the largest mortgage lender in Milford city, Connecticut with 68 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Milford city, CT have the highest approval rates?

Among lenders with meaningful volume in Milford city, Connecticut, Total Mortgage Services, LLC approved the highest share of completed applications in 2025 at 98.5 percent, against a 84.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Milford city, CT mortgage lenders offer FHA, VA and USDA loans?

33 lenders closed FHA loans in Milford city, Connecticut in 2025, led by Rocket Mortgage with 7. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Milford city, CT lender list?

Yes. 45 banks and 22 credit unions closed home loans in Milford city, Connecticut in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Milford city, CT ranked on this page?

Lenders are ranked only by the number of home loans they closed in Milford city, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milford city, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milford city. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.