Old Saybrook Center, Connecticut mortgage lenders include Liberty BankLiberty Bank27 Dale Rd, Avon, CT 06001A+5.0 ★Texas Ratio: 1.90%, Ascend BankAscend Bank61 N Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 3.87%, TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank100 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union589 Hartford Pike, Dayville, CT 06241A+5.0 ★Texas Ratio: 1.98%, Essex BankEssex Bank203 Middlesex Ave, Chester, CT 06412A5.0 ★Texas Ratio: 6.13%, Chelsea Groton BankChelsea Groton Bank156 Willimantic Rd, Baltic, CT 06330A+5.0 ★Texas Ratio: 2.28%, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, and Webster Bank, N.A.Webster Bank, N.A.200 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Old Saybrook Center, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Old Saybrook Center are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Old Saybrook Center, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional, Jumbo, HELOC | 11 +21 HELOCs |
10.6% | 92.3% | $570,454 | View |
|
61 N Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 4 | 3.8% | 66.7% | $520,000 | View |
|
255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 3 | 2.9% | 100% | $368,333 | View |
|
100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
1.9% | 100% | $335,000 | View |
|
382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.9% | 100% | $360,000 | View |
|
589 Hartford Pike, Dayville, CT 06241 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $365,000 | View |
|
203 Middlesex Ave, Chester, CT 06412 A5.0 ★Texas Ratio: 6.13% |
Conventional | 2 | 1.9% | 100% | $250,000 | View |
|
156 Willimantic Rd, Baltic, CT 06330 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 1.9% | 100% | $565,000 | View |
|
332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +9 HELOCs |
1% | 100% | $535,000 | View |
|
200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1% | 100% | $815,000 | View |
|
211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 100% | $1,205,000 | View |
|
73 Main St S, Bethlehem, CT 06751 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $185,000 | View |
|
427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 1 | 1% | 100% | $285,000 | View |
|
205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $475,000 | View |
|
75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 1% | 100% | $255,000 | View |
|
159 E Main St, Clinton, CT 06413 2111 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 1% | 100% | $155,000 | View |
|
624 Franklin Ave, Hartford, CT 06114 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 1% | 100% | $75,000 | View |
|
211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $315,000 | View |
|
182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27% |
Conventional, Jumbo | 1 | 1% | 100% | $1,705,000 | View |
Scient Federal Credit Union
60 Colver Ave, Groton, CT 06340 3808 |
Conventional | 1 | 1% | 100% | $45,000 | |
|
620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 1% | 33.3% | $225,000 | View |
|
25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 1% | 100% | $145,000 | View |
|
24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
|
Conventional | 3 | 2.9% | 100% | $551,666 | |
Ellafi Federal Credit Union FKA Seasons Federal Credit Union
|
Conventional | 2 | 1.9% | 100% | $100,000 | |
William Raveis Mortgage, LLC
|
Conventional | 2 | 1.9% | 100% | $470,000 | |
First World Mortgage Corporaton
|
Conventional | 1 | 1% | 100% | $745,000 | |
Rocket Mortgage
|
Conventional | 9 | 8.7% | 64.3% | $393,888 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
3.8% | 100% | $490,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 4 +1 HELOCs |
3.8% | 100% | $320,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.9% | 100% | $478,333 | |
Newrez LLC
|
Conventional | 2 | 1.9% | 100% | $410,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 1.9% | 100% | $600,000 | |
Leader Bank NA
|
Conventional | 2 | 1.9% | 100% | $300,000 | |
Washington Trust Mortgage Company LLC
|
Conventional | 2 | 1.9% | 100% | $450,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $445,000 | View |
Equity Resources Inc
|
Conventional | 1 | 1% | 100% | $255,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 1% | 100% | $405,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1% | 100% | $505,000 | |
American Financial Resources LLC
|
Conventional | 1 | 1% | 100% | $255,000 | |
Charles Schwab Bank, Ssb
|
Conventional, Jumbo | 1 | 1% | 100% | $995,000 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 1 | 1% | 100% | $1,005,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1% | 100% | $505,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $405,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 1% | 100% | $355,000 | |
Reliant Home Funding, Inc
|
Conventional | 1 | 1% | 100% | $465,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1% | 100% | $265,000 | |
First Federal Bank
|
VA | 1 | 1% | 100% | $575,000 | |
Mortgage Equity Partners LLC
|
Conventional, Jumbo | 1 | 1% | 100% | $825,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1% | 100% | $45,000 | |
GuardHill Financial LLC
|
Conventional | 1 | 1% | 100% | $655,000 | |
V.I.P. Mortgage, Inc.
|
Conventional, Jumbo | 1 | 1% | 100% | $945,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $285,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 1% | 100% | $405,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 1% | 100% | $475,000 | View |
Morgan Stanley Private Bank NA
|
Conventional | 1 | 1% | 100% | $515,000 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 1 | 1% | 100% | $1,145,000 | |
Ubs Bank USA
|
Conventional, Jumbo | 1 | 1% | 100% | $1,005,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1% | 100% | $55,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 1% | 100% | $455,000 | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baycoast Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Old Saybrook Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Old Saybrook Center in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Old Saybrook Center, CT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 44.2 percent of home loans in Old Saybrook Center, Connecticut in 2025, banks 43.3 percent and credit unions 12.5 percent. Total Mortgage Services, LLC was the largest mortgage company, Liberty Bank the largest bank and Charter Oak Federal Credit Union the largest credit union. Among lenders headquartered in Connecticut, Liberty Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
By home loans closed in 2025, Liberty Bank was the largest mortgage lender in Old Saybrook Center, Connecticut with 11 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Old Saybrook Center, Connecticut in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Old Saybrook Center, Connecticut in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Old Saybrook Center, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Old Saybrook Center, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Old Saybrook Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.