Mortgage Lenders and Brokers in Middletown, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middletown, Connecticut mortgage lenders include Liberty BankLiberty Bank460 S Main St, Middletown, CT 06457A+5.0 ★Texas Ratio: 1.90%, Citizens Bank, NACitizens Bank, NA834 Washington St, Middletown, CT 06457A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank911 Washington St, Middletown, CT 06457A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank416 E Main St, Middletown, CT 06457A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA111 Washington St, Middletown, CT 06457A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA267 Main St, Middletown, CT 06457A+5.0 ★Texas Ratio: 4.14%, Ellafi Federal Credit Union FKA Seasons Federal Credit UnionEllafi Federal Credit Union FKA Seasons Federal Credit UnionMiddletown, CT, American Eagle FCUAmerican Eagle FCU427 W Avon Rd, Avon, CT 06001 2520A+5.0 ★Texas Ratio: 3.67%, Nutmeg State FCUNutmeg State FCU25 North St, Bristol, CT 06010A+5.0 ★Texas Ratio: 4.90%, and Webster Bank, N.A.Webster Bank, N.A.363 Main St, Middletown, CT 06457A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middletown, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middletown are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middletown, Connecticut
Market share is the lender's share of all home loans closed in Middletown, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 2 reviews 460 S Main St, Middletown, CT 06457 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 31 +50 HELOCs |
4.2% | 93.9% | $235,322 | View |
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2 offices in Middletown 834 Washington St, Middletown, CT 06457 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 9 +36 HELOCs |
1.2% | 64.3% | $267,222 | View |
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1 office in Middletown 911 Washington St, Middletown, CT 06457 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +2 HELOCs |
0.7% | 100% | $197,000 | View |
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1 office in Middletown 416 E Main St, Middletown, CT 06457 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 4 +10 HELOCs |
0.5% | 100% | $240,000 | View |
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1 office in Middletown 111 Washington St, Middletown, CT 06457 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 66.7% | $160,000 | View |
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1 office in Middletown 267 Main St, Middletown, CT 06457 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
Ellafi Federal Credit Union FKA Seasons Federal Credit Union
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Conventional | 26 | 3.5% | 81.2% | $88,846 | |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 19 +9 HELOCs |
2.6% | 76% | $133,947 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 11 | 1.5% | 57.9% | $94,090 | View |
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363 Main St, Middletown, CT 06457 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 7 +3 HELOCs |
0.9% | 100% | $205,000 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 0.9% | 100% | $213,571 | View |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 5 | 0.7% | 100% | $237,000 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 5 | 0.7% | 62.5% | $109,000 | View |
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156 Willimantic Rd, Baltic, CT 06330 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 4 | 0.5% | 100% | $255,000 | View |
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73 Main St S, Bethlehem, CT 06751 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $358,333 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 3 | 0.4% | 100% | $385,000 | View |
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182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $310,000 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
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279 New Britain Rd, Berlin, CT 06037 A-5.0 ★Texas Ratio: 14.09% |
Conventional | 2 | 0.3% | 40% | $55,000 | View |
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232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 33.3% | $265,000 | View |
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964 Asylum Ave, Hartford, CT 06105 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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40 Grassy Plain St, Bethel, CT 06801 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
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888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
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139 S Main St, Colchester, CT 06415 A+5.0 ★Texas Ratio: 1.37% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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1089 Madison Ave, Bridgeport, CT 06606 A+5.0 ★Texas Ratio: 0.27% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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377 Cottage Grove Rd, Bloomfield, CT 06002 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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75 Holly Hill Ln, Greenwich, CT 06830 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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616 Burnside Ave, East Hartford, CT 06108 A+5.0 ★Texas Ratio: 5.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 60 | 8.1% | 98.4% | $240,666 | |
First World Mortgage Corporaton
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Conventional, FHA | 52 | 7% | 98.1% | $188,461 | |
William Raveis Mortgage, LLC
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Conventional | 19 | 2.6% | 82.6% | $203,421 | |
Norwich Commercial Group Inc
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Conventional | 12 | 1.6% | 100% | $116,666 | |
Sheri Motola
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Conventional | 8 | 1.1% | 80% | $136,250 | |
CSE Credit Union, Inc.
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Conventional | 7 | 0.9% | 53.8% | $112,142 | |
Warshaw Capital, LLC
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Conventional | 2 | 0.3% | 100% | $205,000 | |
Mortgage Markets CUSO, LLC
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Crosspoint Federal Credit Unio
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Conventional | 1 | 0.1% | 50% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 53 | 7.2% | 79.4% | $205,566 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 40 +2 HELOCs |
5.4% | 91.3% | $299,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 29 | 3.9% | 96.8% | $237,413 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 29 | 3.9% | 96.8% | $210,517 | |
Nationstar Mortgage
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Conventional, FHA | 12 | 1.6% | 100% | $153,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 11 | 1.5% | 91.7% | $275,909 | |
Mortgage Research Center
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VA | 10 | 1.3% | 50% | $299,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 9 | 1.2% | 90.9% | $255,000 | |
Newrez LLC
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Conventional | 9 | 1.2% | 69.2% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +2 HELOCs |
1.1% | 66.7% | $305,000 | |
Nfm, Inc
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Conventional, FHA | 8 | 1.1% | 100% | $320,000 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +2 HELOCs |
0.9% | 58.3% | $97,857 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 7 | 0.9% | 77.8% | $287,857 | View |
Primary Residential Mortgage, INC.
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Conventional | 7 | 0.9% | 100% | $242,142 | |
Amerisave Mortgage Company
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Conventional, FHA | 7 | 0.9% | 50% | $90,714 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 7 | 0.9% | 87.5% | $307,857 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 6 +3 HELOCs |
0.8% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +2 HELOCs |
0.8% | 85.7% | $398,333 | |
loanDepot.com LLC
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Conventional, HELOC | 6 +1 HELOCs |
0.8% | 66.7% | $180,000 | |
Homestead Funding Corp.
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Conventional | 6 | 0.8% | 100% | $293,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 6 | 0.8% | 100% | $420,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 6 | 0.8% | 100% | $203,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 0.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.14% |
Conventional | 6 | 0.8% | 100% | $263,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 0.7% | 85.7% | $307,000 | |
T2 Financial LLC
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Conventional, VA | 5 | 0.7% | 100% | $287,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 5 | 0.7% | 100% | $281,000 | View |
Provident Funding Associates
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Conventional | 4 | 0.5% | 100% | $407,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.5% | 100% | $222,500 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 0.5% | 66.7% | $280,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $271,666 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.4% | 100% | $311,666 | |
Kind Lending, LLC
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Conventional | 3 | 0.4% | 100% | $298,333 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 0.4% | 100% | $388,333 | |
Mortgage Equity Partners LLC
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Conventional, FHA | 3 | 0.4% | 100% | $188,333 | |
Province Mortgage Associates, Inc.
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Conventional, FHA | 3 | 0.4% | 100% | $345,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 0.4% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.4% | 100% | $308,333 | View |
Village Capital & Investment
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FHA, VA | 3 | 0.4% | 100% | $348,333 | |
Equity Resources Inc
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Conventional, FHA | 2 | 0.3% | 100% | $280,000 | |
Primelending
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Conventional, FHA | 2 | 0.3% | 100% | $270,000 | |
Goodleap, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $205,000 | |
Contour Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $435,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.3% | 27.3% | $130,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 100% | $285,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
Dart Bank
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FHA, VA | 2 | 0.3% | 100% | $295,000 | |
Bay Equity LLC
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Conventional | 2 | 0.3% | 100% | $180,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.3% | 100% | $435,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $300,000 | View |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.3% | 100% | $280,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.3% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 66.7% | $225,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $290,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.3% | 100% | $150,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.3% | 30.8% | $205,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $215,000 | |
Ocmbc, Inc.
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $125,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $515,000 | |
Lower, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | |
EMM Loans LLC
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Conventional | 1 | 0.1% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Premia Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
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★ 5 stars, 2 reviews A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Bank of Hope
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $525,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Reliant Home Funding, Inc
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FHA | 1 | 0.1% | 100% | $365,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $305,000 | |
Navigant Credit Union
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $405,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 33.3% | $365,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Harvard Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.1% | 100% | $355,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Member Advantage Mortgage
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
PNC Bank N.A.
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Washington Trust Mortgage Company LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Morgan Stanley Private Bank NA
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Metro City Bank
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 50% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Berkshire Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baxter Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Third Federal Savings and Loan
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
WSFS bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Middletown Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middletown, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Middletown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middletown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middletown, CT
Use these to narrow the list above. Each category shows how many Middletown, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Middletown, CT
Independent mortgage companies closed 71.8 percent of home loans in Middletown, Connecticut in 2025, banks 14.7 percent and credit unions 13.5 percent. Total Mortgage Services, LLC was the largest mortgage company, Liberty Bank the largest bank and Ellafi Federal Credit Union FKA Seasons Federal Credit Union the largest credit union. Among lenders headquartered in Connecticut, Liberty Bank led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middletown, CT
By home loans closed in 2025, Liberty Bank was the largest mortgage lender in Middletown, Connecticut with 31 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Middletown, Connecticut, Total Mortgage Services, LLC approved the highest share of completed applications in 2025 at 98.4 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Middletown, Connecticut in 2025, led by United Wholesale Mortgage with 13. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 20 credit unions closed home loans in Middletown, Connecticut in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middletown, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middletown, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middletown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
