Mortgage Lenders and Brokers in Vail, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vail, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA141 E Meadow Dr, Vail, CO 81657A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.2161 N Frontage Rd W, Vail, CO 81657A+5.0 ★Texas Ratio: 2.85%, Alpine BankAlpine Bank141 E Meadow Dr, Vail, CO 81657A+5.0 ★Texas Ratio: 1.98%, PNC Bank N.A.PNC Bank N.A.6450 Indiana St, Arvada, CO 80007A+5.0 ★Texas Ratio: 4.24%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, First Western Trust BankFirst Western Trust Bank201 N Mill St, Aspen, CO 81611A+5.0 ★Texas Ratio: 5.16%, and The Northern Trust CoThe Northern Trust Co1401 Lawrence St, Denver, CO 80202A4.7 ★Texas Ratio: 0.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vail, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vail are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vail, Colorado
Market share is the lender's share of all home loans closed in Vail, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vail 141 E Meadow Dr, Vail, CO 81657 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
7.1% | 100% | $4,908,333 | View |
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1 office in Vail 2161 N Frontage Rd W, Vail, CO 81657 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 4 | 3.2% | 100% | $1,295,000 | View |
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1 office in Vail 141 E Meadow Dr, Vail, CO 81657 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0.8% | 100% | $1,685,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Vail 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.8% | 100% | $855,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo, HELOC | 19 +15 HELOCs |
15.1% | 90.9% | $703,947 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 5 | 4% | 83.3% | $2,015,000 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
3.2% | 100% | $1,162,500 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 3.2% | 80% | $3,417,500 | View |
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201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional, Jumbo | 3 | 2.4% | 100% | $2,265,000 | View |
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1401 Lawrence St, Denver, CO 80202 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 2 | 1.6% | 100% | $5,925,000 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 1.6% | 66.7% | $1,210,000 | View |
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100 Saint Paul St, Denver, CO 80206 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.8% | 100% | $3,005,000 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,305,000 | View |
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325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,295,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.8% | 33.3% | $865,000 | View |
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1210 E 1st Ave, Broomfield, CO 80020 A5.0 ★Texas Ratio: 13.05% |
Conventional | 1 | 0.8% | 100% | $1,035,000 | View |
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211 1 North Frontage Rd West Suite A, Vail, CO 81657 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6980 S Holly Cir, Centennial, CO 80112 1018 A+5.0 ★Texas Ratio: 0.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 2.4% | 100% | $1,195,000 | View |
Megastar Finanacial Corp
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,505,000 | |
United Wholesale Mortgage
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Conventional, Jumbo | 9 | 7.1% | 90% | $590,555 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
5.6% | 87.5% | $3,710,714 | View |
Guaranteed Rate, Inc.
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Conventional | 4 | 3.2% | 80% | $375,000 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, Jumbo | 4 | 3.2% | 66.7% | $707,500 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 1.6% | 100% | $5,385,000 | View |
Newrez LLC
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Conventional | 2 | 1.6% | 66.7% | $570,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1.6% | 100% | $1,085,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 1.6% | 100% | $2,755,000 | View |
JMAC Lending, Inc.
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Conventional, Jumbo | 2 | 1.6% | 100% | $1,835,000 | |
Home Mortgage Advisors, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $505,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $355,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,965,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.8% | 100% | $675,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $885,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 100% | $665,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $635,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.8% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.8% | 100% | $1,005,000 | View |
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A5.0 ★Texas Ratio: 8.20% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,835,000 | View |
West Texas National Bank
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Conventional | 1 | 0.8% | 100% | $655,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.8% | 100% | $465,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $4,005,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $525,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $715,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,205,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.8% | 50% | $995,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $1,055,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $1,025,000 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional | 1 | 0.8% | 100% | $1,055,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $1,005,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.8% | 20% | $6,015,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,175,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $565,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,585,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 1 | 0.8% | 100% | $3,315,000 | View |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Vail Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vail, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Vail? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vail in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vail, CO
Use these to narrow the list above. Each category shows how many Vail, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Vail, CO
Independent mortgage companies closed 48.4 percent of home loans in Vail, Colorado in 2025, banks 45.2 percent and credit unions 6.3 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vail, CO
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Vail, Colorado with 9 loans, about 7.1 percent of the market. The largest lender headquartered in Colorado was Alpine Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 6 credit unions closed home loans in Vail, Colorado in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vail, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vail, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vail. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
