Mortgage Lenders and Brokers in Upper Bear Creek, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Upper Bear Creek, Colorado mortgage lenders include Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, ANB BankANB Bank325 E Main St, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.70%, Commerce BankCommerce Bank15305 E Colfax Ave, Aurora, CO 80011A+5.0 ★Texas Ratio: 0.89%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, On Tap Credit UnionOn Tap Credit Union5675 Olde Wadsworth Blvd, Arvada, CO 80002A5.0 ★Texas Ratio: 9.06%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, and Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Upper Bear Creek, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Upper Bear Creek are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Upper Bear Creek, Colorado
Market share is the lender's share of all home loans closed in Upper Bear Creek, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 3 | 4.7% | 100% | $671,666 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +2 HELOCs |
3.1% | 100% | $340,000 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.6% | 100% | $3,475,000 | View |
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325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 1.6% | 100% | $1,005,000 | View |
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15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.6% | 100% | $525,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.6% | 100% | $55,000 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1.6% | 100% | $685,000 | View |
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5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06% |
Conventional | 1 | 1.6% | 100% | $265,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financing Corporation
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Conventional | 1 | 1.6% | 50% | $185,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 1.6% | 100% | $165,000 | |
Ent Credit Union (68671)
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA, Jumbo | 7 | 10.9% | 100% | $707,857 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional | 4 | 6.2% | 100% | $470,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 3 | 4.7% | 100% | $608,333 | |
Guild Mortgage Company
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Conventional | 3 | 4.7% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 4.7% | 100% | $411,666 | View |
SWBC Mortgage Corporation
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Conventional, Jumbo | 2 | 3.1% | 100% | $725,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 2 | 3.1% | 100% | $1,010,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 3.1% | 100% | $660,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 3.1% | 100% | $510,000 | |
Mutual of Omaha Mortgage
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Conventional, VA, Jumbo | 2 | 3.1% | 100% | $1,155,000 | |
The Loan Store, Inc
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Conventional | 2 | 3.1% | 100% | $515,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $765,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.6% | 100% | $395,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 1.6% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,015,000 | View |
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A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 1.6% | 100% | $505,000 | View |
Union Home Mortgage Corp.
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VA | 1 | 1.6% | 100% | $585,000 | |
Nfm, Inc
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Conventional, Jumbo | 1 | 1.6% | 100% | $1,065,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.6% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.6% | 100% | $435,000 | View |
Provident Funding Associates
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Conventional | 1 | 1.6% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.43% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,245,000 | View |
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A-4.9 ★Texas Ratio: 16.23% |
VA | 1 | 1.6% | 100% | $625,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.6% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.6% | 100% | $745,000 | View |
New American Funding, LLC.
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FHA | 1 | 1.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,235,000 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 1.6% | 100% | $1,245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.6% | 100% | $75,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Upper Bear Creek Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Upper Bear Creek, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Upper Bear Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Upper Bear Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Upper Bear Creek, CO
Use these to narrow the list above. Each category shows how many Upper Bear Creek, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Upper Bear Creek, CO
Independent mortgage companies closed 71.9 percent of home loans in Upper Bear Creek, Colorado in 2025, banks 20.3 percent and credit unions 7.8 percent. FirstBank was the largest mortgage company, BMO Harris Bank NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Elevations Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Upper Bear Creek, CO
By home loans closed in 2025, Elevations Credit Union was the largest mortgage lender in Upper Bear Creek, Colorado with 3 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Upper Bear Creek, Colorado in 2025, led by Synergy One Lending, Inc. with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 11 credit unions closed home loans in Upper Bear Creek, Colorado in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Upper Bear Creek, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Upper Bear Creek, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Upper Bear Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
