Ellicott, Colorado mortgage lenders include Farmers State Bank of CalhanFarmers State Bank of Calhan445 N Ellicott Hwy, Calhan, CO 80808A-4.3 ★Texas Ratio: 3.71%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, Integrity Bank & TrustIntegrity Bank & Trust702 S Nevada Ave, Colorado Spgs, CO 80903A5.0 ★Texas Ratio: 7.47%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, First National Bank ColoradoFirst National Bank Colorado2768 N Gate Blvd, Colorado Springs, CO 80921A+5.0 ★Texas Ratio: 0.00%, Bellco Credit UnionBellco Credit Union13700 E Colfax Ave Unit O, Aurora, CO 80011A5.0 ★Texas Ratio: 9.71%, Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%, Umb Bank NAUmb Bank NA12501 W 52nd Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 1.78%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.534 E Hyman Ave, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ellicott, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ellicott are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ellicott, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
445 N Ellicott Hwy, Calhan, CO 80808 A-4.3 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 8 | 2.7% | 72.7% | $276,250 | View |
|
5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, Jumbo, HELOC | 6 +1 HELOCs |
2% | 85.7% | $558,333 | View |
|
702 S Nevada Ave, Colorado Spgs, CO 80903 A5.0 ★Texas Ratio: 7.47% |
Conventional | 3 | 1% | 75% | $431,666 | View |
|
15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, VA | 3 | 1% | 100% | $335,000 | View |
|
2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
VA | 1 | 0.3% | 33.3% | $285,000 | View |
|
2768 N Gate Blvd, Colorado Springs, CO 80921 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Ent Credit Union (68671)
|
Conventional, FHA, VA, HELOC | 10 +35 HELOCs |
3.4% | 72.2% | $370,000 | |
Integrity Mortgage & Financial Inc.
|
Conventional, VA | 2 | 0.7% | 100% | $590,000 | |
Mortgage Solutions of Colorado
|
VA, Jumbo | 2 | 0.7% | 75% | $520,000 | |
Loan Simple, Inc.
|
Conventional, FHA | 2 | 0.7% | 100% | $195,000 | |
Peak Financial LLC
|
VA | 1 | 0.3% | 100% | $475,000 | |
American Liberty Mortgage Inco
|
Conventional | 1 | 0.3% | 50% | $365,000 | |
Climb Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 51 +3 HELOCs |
17.3% | 81.2% | $474,215 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA, Jumbo | 20 | 6.8% | 91.3% | $513,000 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 13 | 4.4% | 81.2% | $368,846 | |
Freedom Mortgage Corporation
|
FHA, VA | 10 | 3.4% | 90.9% | $385,000 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 10 | 3.4% | 83.3% | $552,000 | |
Mortgage Research Center
|
Conventional, VA, Jumbo | 9 | 3.1% | 76.9% | $590,555 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
2.4% | 87.5% | $419,285 | |
|
A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA, VA | 7 | 2.4% | 87.5% | $329,285 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
2% | 75% | $445,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 2% | 70% | $545,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 6 | 2% | 100% | $451,666 | |
loanDepot.com LLC
|
Conventional, VA, Jumbo | 5 | 1.7% | 83.3% | $363,000 | |
Flat Branch Mortgage, Inc.
|
FHA, VA, USDA, Jumbo | 5 | 1.7% | 100% | $513,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 1.7% | 100% | $287,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 5 | 1.7% | 83.3% | $323,000 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 4 | 1.4% | 100% | $432,500 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 3 | 1% | 100% | $265,000 | |
Cmg Mortgage Inc
|
VA | 3 | 1% | 100% | $511,666 | |
|
A5.0 ★Texas Ratio: 6.66% |
VA | 3 | 1% | 100% | $448,333 | View |
|
A-4.9 ★Texas Ratio: 16.23% |
FHA, VA | 3 | 1% | 100% | $421,666 | View |
V.I.P. Mortgage, Inc.
|
Conventional | 3 | 1% | 100% | $508,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 1% | 100% | $428,333 | View |
Carrington Mortgage Services LLC
|
Conventional, VA | 3 | 1% | 57.1% | $231,666 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 3 | 1% | 100% | $495,000 | |
Village Capital & Investment
|
FHA, VA | 3 | 1% | 100% | $508,333 | |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $65,000 | |
American Financial Resources LLC
|
VA | 2 | 0.7% | 100% | $200,000 | |
Residential Wholesale Mortgage
|
FHA, VA, Jumbo | 2 | 0.7% | 100% | $740,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0.7% | 100% | $215,000 | View |
Allied Mortgage Group, Inc
|
FHA, VA | 2 | 0.7% | 100% | $440,000 | |
Mid-Continent Funding, Inc.
|
VA | 2 | 0.7% | 100% | $310,000 | |
Nfm, Inc
|
Conventional, VA, Jumbo | 2 | 0.7% | 100% | $700,000 | |
BoxCar Mortgage, LLC
|
FHA, VA | 2 | 0.7% | 66.7% | $405,000 | |
American Pacific Mortgage Corporation
|
FHA, VA | 2 | 0.7% | 100% | $495,000 | |
Keystone Funding, Inc
|
Conventional | 2 | 0.7% | 100% | $350,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.7% | 66.7% | $225,000 | |
The Loan Store, Inc
|
FHA, VA | 2 | 0.7% | 50% | $465,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 2 | 0.7% | 100% | $420,000 | View |
Southwest Stage Funding LLC
|
Conventional | 2 | 0.7% | 100% | $100,000 | |
Liberty Federal Credit Union
|
Conventional, Jumbo | 1 | 0.3% | 50% | $1,075,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $15,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 50% | $165,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 50% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.63% |
VA | 1 | 0.3% | 100% | $425,000 | View |
PHH Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $475,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $295,000 | View |
United Trust Bank
|
VA | 1 | 0.3% | 100% | $385,000 | |
Resicentral LLC
|
VA | 1 | 0.3% | 100% | $475,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.3% | 100% | $425,000 | |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.3% | 100% | $305,000 | |
Builders Choice Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $475,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.3% | 100% | $415,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $395,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 33.3% | $505,000 | View |
Shoreham Bank
|
FHA | 1 | 0.3% | 100% | $25,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.3% | 50% | $555,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Hunt Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 25% | $75,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 16.7% | $145,000 | |
Texana Bank
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ellicott? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ellicott in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ellicott, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82 percent of home loans in Ellicott, Colorado in 2025, banks 11.5 percent and credit unions 6.4 percent. FirstBank was the largest mortgage company, Farmers State Bank of Calhan the largest bank and Bellco Credit Union the largest credit union. Among lenders headquartered in Colorado, Farmers State Bank of Calhan led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, Farmers State Bank of Calhan was the largest mortgage lender in Ellicott, Colorado with 8 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ellicott, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 81.2 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Ellicott, Colorado in 2025, led by United Wholesale Mortgage with 6. 50 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 9 credit unions closed home loans in Ellicott, Colorado in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ellicott, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ellicott, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ellicott. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.