Mortgage Lenders and Brokers in Bayfield, Colorado
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Bayfield, Colorado mortgage lenders include TBK Bank, SSBTBK Bank, SSB351 Bayfield Center Dr, Bayfield, CO 81122A5.0 ★Texas Ratio: 8.52%, NBH BankNBH Bank301 Commerce Dr, Bayfield, CO 81122A+5.0 ★Texas Ratio: 2.90%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Glacier BankGlacier Bank105 Centennial Plaza, Buena Vista, CO 81211A+5.0 ★Texas Ratio: 1.87%, Alpine BankAlpine Bank119 Aspen Airport Business Ctr, Aspen, CO 81611A+5.0 ★Texas Ratio: 1.98%, Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bayfield, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bayfield are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bayfield, Colorado
Market share is the lender's share of all home loans closed in Bayfield, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Bayfield 351 Bayfield Center Dr, Bayfield, CO 81122 A5.0 ★Texas Ratio: 8.52% |
Conventional | 6 | 2.1% | 100% | $383,333 | View |
|
1 office in Bayfield 301 Commerce Dr, Bayfield, CO 81122 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 4 | 1.4% | 100% | $705,000 | View |
|
5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 17 +5 HELOCs |
6% | 100% | $372,058 | View |
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 10 +4 HELOCs |
3.5% | 90.9% | $411,000 | View |
|
105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 6 +4 HELOCs |
2.1% | 66.7% | $305,000 | View |
|
119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 5 +5 HELOCs |
1.8% | 100% | $363,000 | View |
|
8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 4 +10 HELOCs |
1.4% | 100% | $125,000 | View |
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $405,000 | View |
|
5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $395,000 | View |
|
9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
|
201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
|
6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 33.3% | $365,000 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional | 1 | 0.4% | 100% | $225,000 | |
|
534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ent Credit Union (68671)
|
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $505,000 | |
American Financing Corporation
|
Conventional | 1 | 0.4% | 25% | $525,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.4% | 100% | $595,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 69 +4 HELOCs |
24.4% | 87.5% | $442,246 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 32 | 11.3% | 94.1% | $258,750 | View |
|
A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 10 | 3.5% | 83.3% | $345,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 8 | 2.8% | 88.9% | $447,500 | |
The Loan Store, Inc
|
Conventional, HELOC | 7 +1 HELOCs |
2.5% | 100% | $323,571 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 7 | 2.5% | 63.6% | $416,428 | |
Nationstar Mortgage
|
Conventional | 7 | 2.5% | 100% | $72,142 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 6 | 2.1% | 85.7% | $356,666 | |
21St Mortgage
|
Conventional | 4 | 1.4% | 57.1% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
1.1% | 100% | $521,666 | |
|
A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $378,333 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 1.1% | 60% | $385,000 | |
Discover Bank
|
Conventional | 3 | 1.1% | 75% | $165,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 1.1% | 100% | $491,666 | View |
New American Funding, LLC.
|
Conventional, VA | 3 | 1.1% | 100% | $471,666 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 3 | 1.1% | 100% | $751,666 | |
American Financial Resources LLC
|
Conventional | 2 | 0.7% | 100% | $320,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.7% | 66.7% | $230,000 | |
Freedom Mortgage Corporation
|
FHA, VA, Jumbo | 2 | 0.7% | 66.7% | $620,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 0.7% | 66.7% | $205,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.7% | 50% | $140,000 | |
Cmg Mortgage Inc
|
Conventional, USDA | 2 | 0.7% | 66.7% | $95,000 | |
Click n' Close, Inc.
|
FHA, USDA | 2 | 0.7% | 100% | $395,000 | |
Mortgage Research Center
|
VA | 2 | 0.7% | 66.7% | $645,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.7% | 100% | $495,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 0.7% | 50% | $45,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.7% | 100% | $260,000 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $595,000 | |
Originpoint, LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Liberty Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
Primelending
|
VA | 1 | 0.4% | 100% | $435,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,535,000 | View |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $675,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $495,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $235,000 | View |
|
A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Castle & Cooke Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $405,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $775,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.4% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
Blue Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Everett Financial, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Firefighters First Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Bayfield Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bayfield, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Bayfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bayfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bayfield, CO
Use these to narrow the list above. Each category shows how many Bayfield, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Bayfield, CO
Independent mortgage companies closed 67.5 percent of home loans in Bayfield, Colorado in 2025, banks 27.9 percent and credit unions 4.6 percent. American Financing Corporation was the largest mortgage company, TBK Bank, SSB the largest bank and Credit Union of Colorado, A Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, NBH Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bayfield, CO
By home loans closed in 2025, TBK Bank, SSB was the largest mortgage lender in Bayfield, Colorado with 6 loans, about 2.1 percent of the market. The largest lender headquartered in Colorado was NBH Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bayfield, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.5 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Bayfield, Colorado in 2025, led by United Wholesale Mortgage with 8. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 11 credit unions closed home loans in Bayfield, Colorado in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bayfield, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bayfield, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bayfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
