Mortgage Lenders and Brokers in Woodcrest, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodcrest, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, Rize Federal Credit UnionRize Federal Credit Union12701 Schabarum Ave, Irwindale, CA 91706A5.0 ★Texas Ratio: 6.24%, Royal Business BankRoyal Business Bank901 S Baldwin Ave, Arcadia, CA 91007A5.0 ★Texas Ratio: 7.57%, American First Credit UnionAmerican First Credit Union6 Pointe Dr Ste 400, Brea, CA 92821 6322A+5.0 ★Texas Ratio: 1.26%, and Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodcrest, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodcrest are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodcrest, California
Market share is the lender's share of all home loans closed in Woodcrest, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 7 | 3.4% | 100% | $975,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 5 +9 HELOCs |
2.4% | 100% | $229,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
1.5% | 100% | $551,666 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1% | 100% | $865,000 | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $265,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 50% | $965,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.5% | 100% | $775,000 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.5% | 50% | $715,000 | View |
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1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
MortgageOne, Inc
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Conventional, Jumbo | 7 | 3.4% | 70% | $1,122,142 | |
Kind Lending, LLC
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Conventional, Jumbo | 5 | 2.4% | 100% | $783,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 5 | 2.4% | 100% | $905,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 4 | 2% | 71.4% | $760,000 | View |
ML Mortgage Corp.
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Conventional | 3 | 1.5% | 100% | $221,666 | |
Royal Pacific Funding
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Conventional, Jumbo | 3 | 1.5% | 100% | $1,005,000 | |
AmWest Funding Corp
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Conventional | 2 | 1% | 100% | $410,000 | |
Ahl Funding
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Conventional, FHA, Jumbo | 2 | 1% | 100% | $895,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 2 | 1% | 100% | $795,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 1% | 100% | $755,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Residential Wholesale Mortgage
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,255,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.5% | 100% | $765,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,505,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $105,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.5% | 100% | $425,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,045,000 | |
Bay-Valley Mortgage Group
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Conventional, Jumbo | 1 | 0.5% | 100% | $3,005,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 50% | $1,155,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $935,000 | |
Greenbox Loans
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Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $735,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 50% | $795,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $595,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $855,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 16.7% | $625,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 24 +3 HELOCs |
11.7% | 88.9% | $792,500 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 16 | 7.8% | 94.1% | $1,095,625 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 16 | 7.8% | 70.8% | $477,500 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 3.9% | 100% | $763,750 | |
21St Mortgage
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Conventional | 7 | 3.4% | 31.8% | $130,714 | |
Newrez LLC
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Conventional, Jumbo | 6 | 2.9% | 75% | $550,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 5 | 2.4% | 71.4% | $771,000 | |
DHI Mortgage Company, LTD.
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Conventional | 5 | 2.4% | 71.4% | $783,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +2 HELOCs |
1% | 50% | $615,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $240,000 | |
Primelending
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Conventional | 2 | 1% | 100% | $260,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 1% | 100% | $750,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1% | 52.4% | $230,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 2 | 1% | 100% | $1,010,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $90,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 1% | 100% | $365,000 | |
HomeBridge Financial Services, Inc
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $825,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $875,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $775,000 | View |
Milo Credit, LLC
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Conventional | 1 | 0.5% | 100% | $785,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $365,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $105,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,395,000 | |
Community Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.5% | 60% | $135,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Servis One, Inc
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.5% | 100% | $445,000 | View |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 0.5% | 100% | $845,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,155,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $715,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,445,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $735,000 | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodcrest Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodcrest, California
Looking for mortgage lenders near me or mortgage brokers near me in Woodcrest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodcrest in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodcrest, CA
Use these to narrow the list above. Each category shows how many Woodcrest, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Woodcrest, CA
Independent mortgage companies closed 82 percent of home loans in Woodcrest, California in 2025, banks 10.2 percent and credit unions 7.8 percent. MortgageOne, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodcrest, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Woodcrest, California with 7 loans, about 3.4 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Woodcrest, California in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 17 credit unions closed home loans in Woodcrest, California in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodcrest, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodcrest, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodcrest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
