Mortgage Lenders and Brokers in Walnut Grove, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Walnut Grove, California mortgage lenders include Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce14211 River Rd, Walnut Grove, CA 95690A+5.0 ★Texas Ratio: 0.87%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walnut Grove, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walnut Grove are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Walnut Grove, California
Market share is the lender's share of all home loans closed in Walnut Grove, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Walnut Grove 14211 River Rd, Walnut Grove, CA 95690 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 1.2% | 100% | $475,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.3% | 66.7% | $685,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 33.3% | $535,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 33.3% | $565,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 1.2% | 100% | $615,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 33.3% | $455,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1.2% | 100% | $535,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 1.2% | 100% | $505,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 1.2% | 100% | $525,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional | 3 | 3.5% | 100% | $555,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.3% | 100% | $230,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 1.2% | 100% | $255,000 | |
Kind Lending, LLC
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FHA | 1 | 1.2% | 50% | $335,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.2% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 1.2% | 100% | $545,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $525,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.2% | 100% | $485,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $265,000 | |
Mason-McDuffie Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $355,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $95,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 39 | 45.3% | 95.1% | $490,384 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 7 +1 HELOCs |
8.1% | 100% | $477,857 | |
Rocket Mortgage
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Conventional | 4 | 4.7% | 50% | $392,500 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 2.3% | 100% | $285,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 1.2% | 100% | $285,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $485,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.2% | 100% | $405,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 1.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $55,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.2% | 100% | $455,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.2% | 100% | $705,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Walnut Grove Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Walnut Grove, California
Looking for mortgage lenders near me or mortgage brokers near me in Walnut Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walnut Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Walnut Grove, CA
Use these to narrow the list above. Each category shows how many Walnut Grove, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Walnut Grove, CA
Independent mortgage companies closed 83.7 percent of home loans in Walnut Grove, California in 2025, banks 11.6 percent and credit unions 4.7 percent. Pennymac Loan Services LLC was the largest mortgage company, Farmers & Merchants Bank of Ce the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Farmers & Merchants Bank of Ce led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Walnut Grove, CA
By home loans closed in 2025, Farmers & Merchants Bank of Ce was the largest mortgage lender in Walnut Grove, California with 1 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Walnut Grove, California in 2025, led by Kbhs Home Loans, LLC with 10. 5 lenders closed VA loans, led by Kbhs Home Loans, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Walnut Grove, California in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walnut Grove, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walnut Grove, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walnut Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
