Mortgage Lenders and Brokers in Ukiah, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ukiah, California mortgage lenders include Columbia BankColumbia Bank607 S State St, Ukiah, CA 95482A+5.0 ★Texas Ratio: 2.28%, Wells Fargo Bank NAWells Fargo Bank NA717 S State St, Ukiah, CA 95482A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 S State St, Ukiah, CA 95482A+5.0 ★Texas Ratio: 3.68%, Redwood Credit UnionRedwood Credit Union195 Orchard Plz, Ukiah, CA 95482 5013A+5.0 ★Texas Ratio: 4.20%, Community First Credit UnionCommunity First Credit Union526 S State St, Ukiah, CA 95482A5.0 ★Texas Ratio: 8.05%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, University Credit UnionUniversity Credit Union1500 S Sepulveda Blvd, Los Angeles, CA 90025A+5.0 ★Texas Ratio: 3.82%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, North Bay Credit UnionNorth Bay Credit Union1357 Healdsburg Ave, Healdsburg, CA 95448 3246, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ukiah, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ukiah are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ukiah, California
Market share is the lender's share of all home loans closed in Ukiah, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ukiah 607 S State St, Ukiah, CA 95482 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 4 +2 HELOCs |
1.9% | 100% | $420,000 | View |
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1 office in Ukiah 717 S State St, Ukiah, CA 95482 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1% | 50% | $335,000 | View |
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1 office in Ukiah 700 S State St, Ukiah, CA 95482 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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195 Orchard Plz, Ukiah, CA 95482 5013 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 25 +20 HELOCs |
12% | 78.8% | $208,600 | View |
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526 S State St, Ukiah, CA 95482 A5.0 ★Texas Ratio: 8.05% |
Conventional | 3 | 1.4% | 75% | $58,333 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.5% | 100% | $225,000 | |
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1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
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1357 Healdsburg Ave, Healdsburg, CA 95448 3246 |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA | 18 | 8.7% | 100% | $297,222 | |
Kind Lending, LLC
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Conventional, FHA, VA | 15 | 7.2% | 93.8% | $383,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 7 | 3.4% | 100% | $359,285 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 2.9% | 100% | $346,666 | |
Stg Mortgage Inc
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Conventional | 4 | 1.9% | 83.3% | $390,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.4% | 75% | $441,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.4% | 100% | $411,666 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 1% | 66.7% | $295,000 | View |
Nmsi, Inc.
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Conventional | 2 | 1% | 100% | $430,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $525,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1% | 100% | $315,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.5% | 100% | $305,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 50% | $35,000 | |
Land Home Financial Services,
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FHA | 1 | 0.5% | 100% | $555,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.5% | 100% | $425,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $495,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $295,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 33 +3 HELOCs |
15.9% | 97.1% | $419,242 | |
Rocket Mortgage
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Conventional, VA | 20 | 9.6% | 83.3% | $231,000 | |
The Loan Store, Inc
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Conventional, FHA | 9 | 4.3% | 91.7% | $379,444 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.4% | 100% | $573,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1.9% | 88.9% | $115,000 | |
Mortgage Research Center
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VA | 4 | 1.9% | 80% | $467,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1.4% | 75% | $381,666 | |
Newrez LLC
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Conventional, VA | 3 | 1.4% | 75% | $248,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $440,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 2 | 1% | 66.7% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $875,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.5% | 100% | $475,000 | |
Fairwinds Credit Union
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Premier Lending Inc.
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FHA | 1 | 0.5% | 100% | $355,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $395,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.5% | 50% | $435,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.5% | 100% | $415,000 | View |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ukiah Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ukiah, California
Looking for mortgage lenders near me or mortgage brokers near me in Ukiah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ukiah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ukiah, CA
Use these to narrow the list above. Each category shows how many Ukiah, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Ukiah, CA
Independent mortgage companies closed 79.8 percent of home loans in Ukiah, California in 2025, banks 4.8 percent and credit unions 15.4 percent. Synergy One Lending, Inc. was the largest mortgage company, Columbia Bank the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ukiah, CA
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Ukiah, California with 4 loans, about 1.9 percent of the market. The largest lender headquartered in California was Redwood Credit Union with 25 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Ukiah, California in 2025, led by United Wholesale Mortgage with 16. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 8 credit unions closed home loans in Ukiah, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ukiah, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ukiah, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ukiah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
