Mortgage Lenders and Brokers in Twentynine Palms, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Twentynine Palms, California mortgage lenders include US Bank, N.A.US Bank, N.A.6325 Adobe Rd, Twentynine Palms, CA 92277A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Frontwave Credit UnionFrontwave Credit UnionBldg 1515 MCAGCC, Twentynine Palms, CA 92278A+5.0 ★Texas Ratio: 5.74%, ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%, The First Financial Federal Credit UnionThe First Financial Federal Credit Union1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%, Kinecta Federal Credit UnionKinecta Federal Credit Union1040 E Imperial Hwy Ste F3, Brea, CA 92821A+5.0 ★Texas Ratio: 3.82%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, and Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Twentynine Palms, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Twentynine Palms are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Twentynine Palms, California
Market share is the lender's share of all home loans closed in Twentynine Palms, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Twentynine Palms 6325 Adobe Rd, Twentynine Palms, CA 92277 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.8% | 60% | $121,666 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 7 +1 HELOCs |
1.8% | 100% | $200,714 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 3 | 0.8% | 60% | $195,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, VA | 3 | 0.8% | 80% | $335,000 | View |
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Bldg 1515 MCAGCC, Twentynine Palms, CA 92278 A+5.0 ★Texas Ratio: 5.74% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 33.3% | $95,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 2 | 0.5% | 66.7% | $255,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 2 | 0.5% | 100% | $75,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.3% | 50% | $225,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $135,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Nations Home Finance Corporation
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Conventional, FHA, VA, USDA | 31 | 8.2% | 81.4% | $238,548 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 27 | 7.1% | 84.4% | $281,296 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 1.8% | 87.5% | $237,857 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 6 +1 HELOCs |
1.6% | 66.7% | $231,666 | |
ML Mortgage Corp.
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Conventional, FHA, VA | 5 | 1.3% | 100% | $237,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 5 | 1.3% | 85.7% | $163,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, USDA | 5 | 1.3% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $249,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $185,000 | |
Stg Mortgage Inc
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Conventional | 3 | 0.8% | 75% | $238,333 | |
Franklin Loan Corporation
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Conventional, FHA, VA | 3 | 0.8% | 100% | $241,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $118,333 | |
Kind Lending, LLC
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VA, USDA | 2 | 0.5% | 66.7% | $320,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.5% | 100% | $275,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.5% | 100% | $170,000 | |
Flexpoint, Inc.
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 0.5% | 50% | $295,000 | |
Pacific Lending LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
Mortgage Capital Partners, INC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Guild Mortgage Company
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VA | 1 | 0.3% | 100% | $345,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 33.3% | $495,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
ResMac Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 33.3% | $475,000 | |
Ahl Funding
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Conventional | 1 | 0.3% | 100% | $195,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Ez Fundings Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $245,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 50% | $345,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 42 +1 HELOCs |
11.1% | 87.5% | $315,952 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 10.3% | 69.5% | $210,128 | |
Mortgage Research Center
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VA | 22 | 5.8% | 79.3% | $312,727 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 18 +7 HELOCs |
4.7% | 64.3% | $203,888 | |
Freedom Mortgage Corporation
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VA | 12 | 3.2% | 93.3% | $300,000 | |
Newrez LLC
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Conventional, VA | 12 | 3.2% | 80% | $273,333 | |
Mortgage Solutions of Colorado
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FHA, VA | 6 | 1.6% | 100% | $301,666 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 1.1% | 100% | $260,000 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 3 +2 HELOCs |
0.8% | 83.3% | $491,666 | |
Amerisave Mortgage Company
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 18.8% | $85,000 | |
Lakeview Loan Servicing, LLC
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VA | 3 | 0.8% | 60% | $381,666 | |
Nbkc Bank
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VA, Jumbo | 3 | 0.8% | 100% | $501,666 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 0.8% | 100% | $285,000 | |
Movement Mortgage, LLC
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VA | 3 | 0.8% | 100% | $268,333 | |
Tomo Mortgage LLC
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Conventional | 3 | 0.8% | 100% | $201,666 | |
Village Capital & Investment
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VA | 3 | 0.8% | 88.9% | $335,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $45,000 | |
American Financial Resources LLC
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Conventional, USDA | 2 | 0.5% | 100% | $245,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $115,000 | |
Securitynational Mortgage Company
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VA | 2 | 0.5% | 100% | $240,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $290,000 | View |
Nationstar Mortgage
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VA | 2 | 0.5% | 66.7% | $215,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.5% | 60% | $195,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $565,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 100% | $315,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
United Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Bay Equity LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 20% | $95,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 50% | $275,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.3% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.3% | 100% | $405,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 50% | $345,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.3% | 100% | $235,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Gold Coast Bank
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Twentynine Palms Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Twentynine Palms, California
Looking for mortgage lenders near me or mortgage brokers near me in Twentynine Palms? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Twentynine Palms in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Twentynine Palms, CA
Use these to narrow the list above. Each category shows how many Twentynine Palms, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Twentynine Palms, CA
Independent mortgage companies closed 85 percent of home loans in Twentynine Palms, California in 2025, banks 6.3 percent and credit unions 8.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Twentynine Palms, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Twentynine Palms, California with 3 loans, about 0.8 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Twentynine Palms, California in 2025, led by United Wholesale Mortgage with 10. 38 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Twentynine Palms, California in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Twentynine Palms, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Twentynine Palms, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Twentynine Palms. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
