Mortgage Lenders and Brokers in Susanville, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Susanville, California mortgage lenders include US Bank, N.A.US Bank, N.A.901 Main St, Susanville, CA 96130A+5.0 ★Texas Ratio: 2.85%, Sierra Central Credit UnionSierra Central Credit Union3005 Riverside Dr, Susanville, CA 96130A+5.0 ★Texas Ratio: 3.22%, The Golden 1 Credit UnionThe Golden 1 Credit Union2942 Main St, Susanville, CA 96130 4730A+5.0 ★Texas Ratio: 5.50%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2416 Central Ave, Alameda, CA 94501A+5.0 ★Texas Ratio: 3.22%, Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and Summit Funding.IncSummit Funding.IncSacramento, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Susanville, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Susanville are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Susanville, California
Market share is the lender's share of all home loans closed in Susanville, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Susanville 901 Main St, Susanville, CA 96130 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.5% | 28.6% | $130,000 | View |
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3005 Riverside Dr, Susanville, CA 96130 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +1 HELOCs |
2.9% | 80% | $167,500 | View |
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2942 Main St, Susanville, CA 96130 4730 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +3 HELOCs |
1.5% | 100% | $205,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.5% | 66.7% | $110,000 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Funding.Inc
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Conventional, FHA | 6 | 4.4% | 66.7% | $206,666 | |
Infinity Equity Group, Inc.
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Conventional, FHA, VA | 5 | 3.6% | 100% | $213,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 4 | 2.9% | 80% | $135,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.2% | 75% | $98,333 | |
Guild Mortgage Company
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FHA | 2 | 1.5% | 100% | $270,000 | |
Community Mortgage Funding, LLC
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Conventional | 2 | 1.5% | 100% | $140,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.5% | 100% | $110,000 | |
MortgageOne, Inc
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VA | 1 | 0.7% | 100% | $195,000 | |
Watermark Capital, Inc.
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VA | 1 | 0.7% | 100% | $265,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $305,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.7% | 100% | $255,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 30 | 21.9% | 100% | $180,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 10.9% | 93.8% | $176,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 13 | 9.5% | 88.2% | $230,384 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA, HELOC | 7 +2 HELOCs |
5.1% | 100% | $242,142 | |
Newrez LLC
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Conventional, VA, USDA | 4 | 2.9% | 83.3% | $182,500 | |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 2.9% | 85.7% | $130,000 | |
Mortgage Research Center
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VA | 4 | 2.9% | 50% | $402,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.2% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, USDA | 2 | 1.5% | 100% | $90,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 1.5% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.7% | 100% | $365,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 50% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.7% | 100% | $245,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 50% | $315,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 50% | $45,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Susanville Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Susanville, California
Looking for mortgage lenders near me or mortgage brokers near me in Susanville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Susanville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Susanville, CA
Use these to narrow the list above. Each category shows how many Susanville, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Susanville, CA
Independent mortgage companies closed 87.6 percent of home loans in Susanville, California in 2025, banks 5.8 percent and credit unions 6.6 percent. Summit Funding.Inc was the largest mortgage company, US Bank, N.A. the largest bank and Sierra Central Credit Union the largest credit union. Among lenders headquartered in California, Sierra Central Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Susanville, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Susanville, California with 2 loans, about 1.5 percent of the market. The largest lender headquartered in California was Sierra Central Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Susanville, California in 2025, led by Premier Mortgage Resources, LLC with 9. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Susanville, California in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Susanville, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Susanville, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Susanville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
