Mortgage Lenders and Brokers in South El Monte, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South El Monte, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Pcb BankPcb Bank17709 Pioneer Blvd, Artesia, CA 90701A+5.0 ★Texas Ratio: 2.25%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, First Entertainment CUFirst Entertainment CU2520 W Olive Ave, Burbank, CA 91505 4527A+5.0 ★Texas Ratio: 4.47%, Cathay BankCathay Bank590 W Main St, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.57%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Royal Business BankRoyal Business Bank901 S Baldwin Ave, Arcadia, CA 91007A5.0 ★Texas Ratio: 7.57%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South El Monte, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South El Monte are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South El Monte, California
Market share is the lender's share of all home loans closed in South El Monte, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 5% | 100% | $505,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 3 +2 HELOCs |
2.5% | 50% | $471,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.5% | 75% | $351,666 | View |
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17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 3 | 2.5% | 100% | $531,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 66.7% | $460,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $365,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.8% | 100% | $695,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.8% | 100% | $845,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.8% | 100% | $585,000 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.8% | 100% | $535,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.8% | 50% | $235,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Emet Lending Group, Inc.
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Conventional | 7 | 5.8% | 100% | $633,571 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 3.3% | 100% | $620,000 | View |
AmWest Funding Corp
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Conventional, FHA | 3 | 2.5% | 75% | $445,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 1.7% | 100% | $560,000 | |
Fidelity Lending Solutions Inc
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Conventional | 2 | 1.7% | 100% | $615,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 1.7% | 100% | $620,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Fundloans Capital
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Conventional | 1 | 0.8% | 100% | $435,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $595,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.8% | 100% | $865,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $905,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 1 | 0.8% | 100% | $575,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Royal Pacific Funding
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FHA | 1 | 0.8% | 100% | $845,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.8% | 100% | $395,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $565,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.8% | 100% | $405,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $515,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $125,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.8% | 100% | $605,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $905,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Southland Credit Uniom
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kbhs Home Loans, LLC
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Conventional | 20 | 16.7% | 95.2% | $445,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
6.7% | 100% | $632,500 | |
Rocket Mortgage
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Conventional | 5 | 4.2% | 77.8% | $253,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 1.7% | 100% | $570,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.7% | 50% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.7% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.8% | 25% | $355,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $695,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $605,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $515,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.8% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 50% | $895,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.8% | 100% | $485,000 | View |
21St Mortgage
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Conventional | 1 | 0.8% | 100% | $95,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 33.3% | $585,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
South El Monte Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South El Monte, California
Looking for mortgage lenders near me or mortgage brokers near me in South El Monte? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South El Monte in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South El Monte, CA
Use these to narrow the list above. Each category shows how many South El Monte, CA lenders fit and what that kind of lender is usually best for.
Who Lends in South El Monte, CA
Independent mortgage companies closed 74.2 percent of home loans in South El Monte, California in 2025, banks 22.5 percent and credit unions 3.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Entertainment CU the largest credit union. Among lenders headquartered in California, East West Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South El Monte, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South El Monte, California with 6 loans, about 5 percent of the market. The largest lender headquartered in California was East West Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in South El Monte, California in 2025, led by United Wholesale Mortgage with 2. 4 lenders closed VA loans, led by Sun West Mortgage Company, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 10 credit unions closed home loans in South El Monte, California in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South El Monte, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South El Monte, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South El Monte. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
