Mortgage Lenders and Brokers in Shafter, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shafter, California mortgage lenders include Bank of America NABank of America NA261 Central Ave, Shafter, CA 93263A+5.0 ★Texas Ratio: 4.14%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, Safe 1 Credit UnionSafe 1 Credit Union1400 Mill Rock Way, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 1.69%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Strata Credit UnionStrata Credit Union1717 Truxtun Ave, Bakersfield, CA 93301 5102A+5.0 ★Texas Ratio: 1.08%, ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shafter, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shafter are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shafter, California
Market share is the lender's share of all home loans closed in Shafter, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shafter 261 Central Ave, Shafter, CA 93263 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $395,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional, Jumbo, HELOC | 8 +13 HELOCs |
1.4% | 57.1% | $343,750 | View |
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1400 Mill Rock Way, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 7 | 1.3% | 70% | $43,571 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 1.1% | 85.7% | $366,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 0.9% | 83.3% | $125,000 | View |
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1717 Truxtun Ave, Bakersfield, CA 93301 5102 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 5 | 0.9% | 100% | $55,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 2 | 0.4% | 100% | $285,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
FHA | 2 | 0.4% | 100% | $395,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $65,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional, FHA, VA, USDA | 20 | 3.6% | 78.6% | $398,500 | |
New American Funding, LLC.
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Conventional, FHA | 17 | 3.1% | 100% | $290,294 | |
Flexpoint, Inc.
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Conventional, FHA, VA | 11 | 2% | 100% | $333,181 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 9 | 1.6% | 100% | $233,888 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.6% | 71.4% | $372,777 | |
JMAC Lending, Inc.
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Conventional, FHA | 8 | 1.4% | 100% | $348,750 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 6 | 1.1% | 100% | $255,000 | View |
Dignified Home Loans LLC
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Conventional, FHA | 6 | 1.1% | 100% | $231,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 0.9% | 83.3% | $385,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 37.5% | $268,333 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.4% | 100% | $280,000 | |
Royal Pacific Funding
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Conventional | 2 | 0.4% | 100% | $440,000 | |
Alameda Mortgage Corporation
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VA | 1 | 0.2% | 100% | $325,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.2% | 100% | $365,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 211 | 38.1% | 88.3% | $366,516 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 76 +4 HELOCs |
13.7% | 96.2% | $367,894 | |
Rocket Mortgage
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Conventional, FHA | 36 | 6.5% | 88.1% | $236,388 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 17 | 3.1% | 89.5% | $363,235 | |
Peoples Mortgage Company
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Conventional, FHA, VA | 12 | 2.2% | 100% | $283,333 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 2% | 86.7% | $403,181 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 5 | 0.9% | 30% | $247,000 | |
Castle & Cooke Mortgage, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $243,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 28.6% | $40,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 0.4% | 100% | $285,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $250,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $380,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 42.9% | $120,000 | |
First Colony Mortgage Corporat
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Conventional, VA | 2 | 0.4% | 100% | $350,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.4% | 100% | $360,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.4% | 66.7% | $240,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 33.3% | $375,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.4% | 100% | $260,000 | |
Union Home Mortgage Corp.
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | |
Genisys Credit Union
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.2% | 100% | $355,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 0.2% | 100% | $175,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Shafter Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shafter, California
Looking for mortgage lenders near me or mortgage brokers near me in Shafter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shafter in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shafter, CA
Use these to narrow the list above. Each category shows how many Shafter, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Shafter, CA
Independent mortgage companies closed 92.8 percent of home loans in Shafter, California in 2025, banks 3.4 percent and credit unions 3.8 percent. ClearPath Lending was the largest mortgage company, Bank of America NA the largest bank and Valley Strong Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shafter, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Shafter, California with 1 loans, about 0.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Shafter, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 96.2 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Shafter, California in 2025, led by Lennar Mortgage, LLC with 111. 14 lenders closed VA loans, led by Lennar Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Shafter, California in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shafter, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shafter, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shafter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
