Mortgage Lenders and Brokers in San Luis Obispo, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Luis Obispo, California mortgage lenders include Sesloc Credit UnionSesloc Credit Union3807 Broad St, San Luis Obispo, CA 93401, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1235 Chorro St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.995 Higuera St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA665 Marsh St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1102 Higuera St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 4.14%, Community West Bank, A California Banking CorporationCommunity West Bank, A California Banking Corporation4464 Broad St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 4.14%, Mechanics BankMechanics Bank2276 Broad St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 1.81%, American Riviera BankAmerican Riviera Bank1085 Higuera St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 5.04%, Umb Bank NAUmb Bank NA3211 Broad St, San Luis Obispo, CA 93401A+5.0 ★Texas Ratio: 1.78%, and Coastal Funding SLC, Inc.Coastal Funding SLC, Inc.San Luis Obispo, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Luis Obispo, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Luis Obispo are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Luis Obispo, California
Market share is the lender's share of all home loans closed in San Luis Obispo, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3807 Broad St, San Luis Obispo, CA 93401 |
Conventional, Jumbo, HELOC | 32 +38 HELOCs |
5.5% | 74.4% | $405,000 | View |
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1 office in San Luis Obispo 1235 Chorro St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 10 | 1.7% | 100% | $767,000 | View |
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1 office in San Luis Obispo 995 Higuera St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +3 HELOCs |
1.4% | 66.7% | $632,500 | View |
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1 office in San Luis Obispo 665 Marsh St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 1.4% | 80% | $700,000 | View |
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1 office in San Luis Obispo 1102 Higuera St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
1% | 75% | $876,666 | View |
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1 office in San Luis Obispo 4464 Broad St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 0.7% | 100% | $190,000 | View |
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2 offices in San Luis Obispo 2276 Broad St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $1,495,000 | View |
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1 office in San Luis Obispo 1085 Higuera St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 2 | 0.3% | 100% | $490,000 | View |
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1 office in San Luis Obispo 3211 Broad St, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Coastal Funding SLC, Inc.
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Conventional, FHA, VA, Jumbo | 46 | 7.9% | 100% | $767,173 | |
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892 Aerovista Pl, San Luis Obispo, CA 93401 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 5 | 0.9% | 100% | $189,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 100% | $120,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $561,666 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 100% | $1,291,666 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 75% | $815,000 | View |
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852 E Foothill Blvd, San Luis Obispo, CA 93405 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +18 HELOCs |
0.3% | 66.7% | $735,000 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.3% | 66.7% | $1,020,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $195,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 2 | 0.3% | 100% | $170,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.3% | 66.7% | $1,040,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $765,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $455,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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751 Marsh St, San Luis Obispo, CA 93401 4084 |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
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1307B N H St, Lompoc, CA 93436 3312 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.2% | 100% | $865,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $955,000 | View |
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1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $965,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,015,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 33 | 5.7% | 89.2% | $769,242 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 13 +1 HELOCs |
2.2% | 92.9% | $691,153 | |
Dignified Home Loans LLC
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Conventional, Jumbo | 7 | 1.2% | 100% | $686,428 | |
New American Funding, LLC.
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Conventional | 7 | 1.2% | 100% | $465,000 | |
Kind Lending, LLC
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Conventional, VA | 6 | 1% | 60% | $616,666 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 5 | 0.9% | 100% | $729,000 | |
Resicentral LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $1,078,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.5% | 100% | $691,666 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 3 | 0.5% | 100% | $1,015,000 | |
Residential Wholesale Mortgage
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Conventional | 2 | 0.3% | 100% | $675,000 | |
Golden Empire Mortgage, Inc.
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Conventional, VA, Jumbo | 2 | 0.3% | 100% | $840,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,265,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $735,000 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 66.7% | $550,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.3% | 66.7% | $370,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.3% | 100% | $670,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 2 | 0.3% | 100% | $770,000 | |
Financial Partners Credit Unio
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $855,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $865,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Ardri LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,435,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 50% | $125,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 115 +8 HELOCs |
19.8% | 98.3% | $791,260 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 53 +1 HELOCs |
9.1% | 91.5% | $748,396 | |
Rocket Mortgage
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Conventional, Jumbo | 35 | 6% | 90.2% | $539,571 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 12 | 2.1% | 100% | $819,166 | View |
The Loan Store, Inc
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Conventional, HELOC | 9 +3 HELOCs |
1.6% | 83.3% | $606,111 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 7 | 1.2% | 100% | $727,857 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 5 | 0.9% | 100% | $1,087,000 | View |
21St Mortgage
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Conventional | 5 | 0.9% | 55.6% | $163,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 4 | 0.7% | 57.1% | $322,500 | |
Newrez LLC
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Conventional, VA | 4 | 0.7% | 66.7% | $615,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 4 | 0.7% | 100% | $655,000 | View |
Triad Financial Services, Inc.
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Conventional | 3 | 0.5% | 87.5% | $171,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $628,333 | |
PHH Mortgage Corporation
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Conventional, VA | 3 | 0.5% | 75% | $711,666 | |
Union Home Mortgage Corp.
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Conventional | 3 | 0.5% | 100% | $628,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.5% | 75% | $211,666 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 100% | $1,000,000 | |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $895,000 | |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 2 | 0.3% | 66.7% | $930,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $905,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 33.3% | $170,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 0.3% | 100% | $730,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $665,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.3% | 100% | $855,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $735,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $765,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 22.2% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
Originpoint, LLC
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FHA | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $875,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Advancial Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,955,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 66.7% | $155,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $805,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.2% | 50% | $1,035,000 | View |
Salal Credit Union
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Mortgage Research Center
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VA | 1 | 0.2% | 100% | $605,000 | |
Fisher Financial Group, Incorporated
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,395,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,225,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $445,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 50% | $725,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $915,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $955,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Everett Financial, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
San Luis Obispo Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Luis Obispo, California
Looking for mortgage lenders near me or mortgage brokers near me in San Luis Obispo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Luis Obispo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Luis Obispo, CA
Use these to narrow the list above. Each category shows how many San Luis Obispo, CA lenders fit and what that kind of lender is usually best for.
Who Lends in San Luis Obispo, CA
Independent mortgage companies closed 74.7 percent of home loans in San Luis Obispo, California in 2025, banks 14.8 percent and credit unions 10.5 percent. Coastal Funding SLC, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Sesloc Credit Union the largest credit union. Among lenders headquartered in California, Sesloc Credit Union led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Luis Obispo, CA
By home loans closed in 2025, Sesloc Credit Union was the largest mortgage lender in San Luis Obispo, California with 32 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in San Luis Obispo, California, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 98.3 percent, against a 88.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in San Luis Obispo, California in 2025, led by Guild Mortgage Company with 2. 15 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 28 credit unions closed home loans in San Luis Obispo, California in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Luis Obispo, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Luis Obispo, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Luis Obispo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
