Mortgage Lenders and Brokers in San Juan Bautista, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
San Juan Bautista, California mortgage lenders include Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Mirastar Federal Credit UnionMirastar Federal Credit Union1638 W Campbell Ave, Campbell, CA 95008A5.0 ★Texas Ratio: 6.21%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, CommonWealth Central Credit UnionCommonWealth Central Credit Union8000 SANTA TERESA BLVD, GILROY, CA 95020A+5.0 ★Texas Ratio: 1.92%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, and Stanford Federal Credit UnionStanford Federal Credit Union1860 Embarcadero Rd, Palo Alto, CA 94303 3335A+5.0 ★Texas Ratio: 1.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Juan Bautista, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Juan Bautista are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Juan Bautista, California
Market share is the lender's share of all home loans closed in San Juan Bautista, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 4 | 5.6% | 100% | $407,500 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
4.2% | 42.9% | $1,221,666 | View |
|
1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $55,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
|
8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional | 2 | 2.8% | 66.7% | $550,000 | |
Summit Funding.Inc
|
Conventional | 2 | 2.8% | 100% | $680,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 2.8% | 100% | $930,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 1.4% | 100% | $845,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 1.4% | 100% | $265,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1.4% | 100% | $835,000 | |
Googain, Inc.
|
Conventional, Jumbo | 1 | 1.4% | 100% | $1,965,000 | |
Ez Fundings Inc
|
Conventional | 1 | 1.4% | 100% | $565,000 | |
Flexpoint, Inc.
|
Conventional, Jumbo | 1 | 1.4% | 100% | $1,225,000 | |
Dignified Home Loans LLC
|
Conventional | 1 | 1.4% | 100% | $445,000 | |
Provident Funding Associates
|
Conventional | 1 | 1.4% | 100% | $605,000 | |
Franklin Loan Corporation
|
Conventional | 1 | 1.4% | 100% | $195,000 | |
Nexera Holding LLC
|
Conventional | 1 | 1.4% | 100% | $1,085,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 1.4% | 100% | $505,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA | 13 | 18.1% | 100% | $497,307 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
12.5% | 78.6% | $566,111 | |
Shea Mortgage Inc.
|
Conventional, VA | 4 | 5.6% | 100% | $322,500 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
4.2% | 100% | $678,333 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 3 | 4.2% | 100% | $488,333 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 2.8% | 100% | $515,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 2.8% | 100% | $475,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 2.8% | 100% | $630,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.4% | 100% | $1,085,000 | View |
Norwich Commercial Group Inc
|
FHA | 1 | 1.4% | 100% | $495,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $815,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.4% | 33.3% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.4% | 50% | $1,085,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 1.4% | 100% | $885,000 | |
Mortgage Research Center
|
VA | 1 | 1.4% | 100% | $415,000 | |
Better Mortgage Corporation
|
FHA | 1 | 1.4% | 100% | $695,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
San Juan Bautista Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Juan Bautista, California
Looking for mortgage lenders near me or mortgage brokers near me in San Juan Bautista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Juan Bautista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Juan Bautista, CA
Use these to narrow the list above. Each category shows how many San Juan Bautista, CA lenders fit and what that kind of lender is usually best for.
Who Lends in San Juan Bautista, CA
Independent mortgage companies closed 87.5 percent of home loans in San Juan Bautista, California in 2025, banks 5.6 percent and credit unions 6.9 percent. loanDepot.com LLC was the largest mortgage company, US Bank, N.A. the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bay Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Juan Bautista, CA
By home loans closed in 2025, Bay Federal Credit Union was the largest mortgage lender in San Juan Bautista, California with 4 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in San Juan Bautista, California in 2025, led by United Wholesale Mortgage with 1. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 9 credit unions closed home loans in San Juan Bautista, California in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Juan Bautista, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Juan Bautista, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Juan Bautista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
