Mortgage Lenders and Brokers in San Diego Country Estates, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Diego Country Estates, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, and Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union2255 N Ontario St, Burbank, CA 91504A5.0 ★Texas Ratio: 12.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Diego Country Estates, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Diego Country Estates are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Diego Country Estates, California
Market share is the lender's share of all home loans closed in San Diego Country Estates, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.8% | 71.4% | $377,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 4 +5 HELOCs |
1.4% | 100% | $87,500 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA | 4 | 1.4% | 80% | $742,500 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.1% | 100% | $261,666 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $615,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
VA | 2 | 0.7% | 100% | $740,000 | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, FHA | 2 | 0.7% | 100% | $705,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $210,000 | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 1 +10 HELOCs |
0.4% | 100% | $95,000 | View |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $65,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 66.7% | $745,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.4% | 100% | $765,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 5.3% | 85% | $619,666 | |
Residential Wholesale Mortgage
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Conventional | 9 | 3.2% | 100% | $433,888 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 6 | 2.1% | 66.7% | $565,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +4 HELOCs |
1.8% | 71.4% | $127,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 1.8% | 100% | $573,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA | 4 | 1.4% | 80% | $552,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.4% | 100% | $312,500 | |
Resicentral LLC
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Conventional, FHA, VA | 3 | 1.1% | 100% | $761,666 | |
Nexera Holding LLC
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Conventional | 3 | 1.1% | 100% | $108,333 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 3 | 1.1% | 100% | $588,333 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 2 | 0.7% | 100% | $955,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.7% | 100% | $405,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $725,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $825,000 | |
American Financial Network, Inc.
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VA | 1 | 0.4% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.4% | 100% | $595,000 | View |
American Heritage Lending, LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.4% | 100% | $815,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $625,000 | |
New American Funding, LLC.
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VA | 1 | 0.4% | 100% | $755,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $685,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $835,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 50 +4 HELOCs |
17.8% | 82.5% | $716,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 9.6% | 93.3% | $486,111 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +12 HELOCs |
3.9% | 66.7% | $436,818 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 10 | 3.6% | 100% | $743,000 | |
Newrez LLC
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Conventional, VA, USDA | 8 | 2.8% | 66.7% | $482,500 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +4 HELOCs |
2.5% | 50% | $139,285 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 2.5% | 87.5% | $732,142 | |
Mortgage Research Center
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VA | 6 | 2.1% | 60% | $686,666 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.4% | 100% | $452,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 66.7% | $692,500 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, VA, HELOC | 3 +2 HELOCs |
1.1% | 100% | $625,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 1.1% | 42.9% | $288,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.1% | 60% | $161,666 | |
Village Capital & Investment
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FHA, VA | 3 | 1.1% | 100% | $658,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $600,000 | View |
Movement Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $835,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 66.7% | $150,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.7% | 100% | $605,000 | |
Peoples Mortgage Company
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FHA, VA | 2 | 0.7% | 100% | $750,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.7% | 100% | $775,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 100% | $675,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $185,000 | |
Usalliance Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $295,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $695,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $935,000 | |
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A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.4% | 100% | $735,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Valon Mortgage
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Bay Equity LLC
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VA | 1 | 0.4% | 100% | $725,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $485,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Nationstar Mortgage
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FHA | 1 | 0.4% | 50% | $475,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $785,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $995,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $465,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $935,000 | |
Lower, LLC
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VA | 1 | 0.4% | 100% | $705,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
San Diego Country Estates Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Diego Country Estates, California
Looking for mortgage lenders near me or mortgage brokers near me in San Diego Country Estates? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Diego Country Estates in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Diego Country Estates, CA
Use these to narrow the list above. Each category shows how many San Diego Country Estates, CA lenders fit and what that kind of lender is usually best for.
Who Lends in San Diego Country Estates, CA
Independent mortgage companies closed 86.1 percent of home loans in San Diego Country Estates, California in 2025, banks 6.8 percent and credit unions 7.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and California Coast Credit Union the largest credit union. Among lenders headquartered in California, California Coast Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Diego Country Estates, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in San Diego Country Estates, California with 5 loans, about 1.8 percent of the market. The largest lender headquartered in California was California Coast Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in San Diego Country Estates, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.5 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in San Diego Country Estates, California in 2025, led by United Wholesale Mortgage with 8. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 18 credit unions closed home loans in San Diego Country Estates, California in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Diego Country Estates, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Diego Country Estates, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Diego Country Estates. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
