San Buenaventura (Ventura), California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Pennymac Loan Services LLCPennymac Loan Services LLC3013 Douglas Boulevard Suite 250, Roseville, CA 95661, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301, Golden Empire Mortgage, Inc.Golden Empire Mortgage, Inc.1200 Discovery Drive Suite 300, Bakersfield, CA 93309, Ventura County Credit UnionVentura County Credit Union520 Arneill Rd, Camarillo, CA 93010 6414B4.6 ★Texas Ratio: 19.65%, loanDepot.com LLCloanDepot.com LLC6531 Irvine Center Dr., Suites 100 & 150, Irvine, CA 92618, Kind Lending, LLCKind Lending, LLC1920 Main Street Suite 1100 & 1200, Irvine, CA 92614, Ocmbc, Inc.Ocmbc, Inc.19000 MacArthur Blvd Suite 200, Irvine, CA 92612A5.0 ★Texas Ratio: 8.76%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301, and Community West Bank, A California Banking CorporationCommunity West Bank, A California Banking Corporation9201 Camino Media Suite 100, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Buenaventura (Ventura), California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Buenaventura (Ventura) are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in San Buenaventura (Ventura), California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 45 +14 HELOCs |
3.6% | 78% | $649,444 | |
Pennymac Loan Services LLC
3013 Douglas Boulevard Suite 250, Roseville, CA 95661 |
Conventional, FHA, VA, Jumbo | 39 | 3.1% | 78% | $671,410 | |
JPMorgan Chase Bank, NA
14168 Us Highway 395, Adelanto, CA 92301 |
Conventional, Jumbo, HELOC | 28 +5 HELOCs |
2.2% | 85.3% | $710,000 | |
Golden Empire Mortgage, Inc.
1200 Discovery Drive Suite 300, Bakersfield, CA 93309 |
Conventional, FHA, VA, Jumbo | 19 | 1.5% | 95% | $600,263 | |
|
520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
Conventional, HELOC | 16 +86 HELOCs |
1.3% | 88.9% | $261,250 | View |
loanDepot.com LLC
6531 Irvine Center Dr., Suites 100 & 150, Irvine, CA 92618 |
Conventional, VA, HELOC | 16 +4 HELOCs |
1.3% | 76.2% | $428,125 | |
Kind Lending, LLC
1920 Main Street Suite 1100 & 1200, Irvine, CA 92614 |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
1% | 92.9% | $421,153 | |
|
19000 MacArthur Blvd Suite 200, Irvine, CA 92612 A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA, Jumbo | 12 | 0.9% | 90% | $666,666 | View |
Citibank, NA
5837 Kanan Rd, Agoura Hills, CA 91301 |
Conventional, HELOC | 10 +3 HELOCs |
0.8% | 100% | $665,000 | |
|
9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 9 | 0.7% | 100% | $231,666 | View |
American Pacific Mortgage Corporation
980 9th Street, Suite 340, Sacramento, CA 95814 |
Conventional, VA | 9 | 0.7% | 100% | $668,333 | |
Bank of America NA
14218 Us Highway 395, Adelanto, CA 92301 |
Conventional, Jumbo, HELOC | 8 +34 HELOCs |
0.6% | 100% | $725,000 | |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 8 +6 HELOCs |
0.6% | 100% | $237,500 | View |
Sofi Bank, National Association
9960 Live Oak Blvd, Live Oak, CA 95953 |
Conventional | 8 | 0.6% | 72.7% | $257,500 | |
AmWest Funding Corp
6 Pointe Drive Suite 300, Brea, CA 92821 |
Conventional, HELOC | 7 +2 HELOCs |
0.6% | 87.5% | $582,142 | |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, Jumbo | 7 | 0.6% | 100% | $533,571 | View |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 6 +19 HELOCs |
0.5% | 85.7% | $321,666 | View |
|
521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97% |
Conventional, HELOC | 6 +9 HELOCs |
0.5% | 85.7% | $85,000 | View |
|
770 Paseo Camarillo, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 6 | 0.5% | 100% | $401,666 | View |
MortgageOne, Inc
2714 Loker Ave West. , Suite 300, Carlsbad, CA 92010 |
Conventional, VA | 5 | 0.4% | 100% | $623,000 | |
Guild Mortgage Company
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403 |
Conventional | 5 | 0.4% | 100% | $311,000 | |
Provident Funding Associates
1235 North Dutton Avenue Suite, E Santa Rosa, CA 95401 |
Conventional | 5 | 0.4% | 71.4% | $601,000 | |
JMAC Lending, Inc.
3200 Park Center Drive, Suite 350, Costa Mesa, CA 92626 |
Conventional | 5 | 0.4% | 100% | $647,000 | |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
Conventional, Jumbo, HELOC | 4 +24 HELOCs |
0.3% | 66.7% | $1,055,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo, HELOC | 4 +13 HELOCs |
0.3% | 100% | $550,000 | View |
BMO Harris Bank NA
855 W Valley Blvd, Alhambra, CA 91803 |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.3% | 66.7% | $912,500 | |
Royal Pacific Funding
4000 MacArthur Blvd., Suite 7000, Newport Beach, CA 92660 |
Conventional | 4 | 0.3% | 100% | $665,000 | |
Wells Fargo Bank NA
5823 Kanan Rd, Agoura Hills, CA 91301 |
Conventional, Jumbo | 4 | 0.3% | 80% | $1,057,500 | |
ClearEdge Lending LLC
19800 MacArthur Boulevard Suite 550, Irvine, CA 92612 |
Conventional, Jumbo | 4 | 0.3% | 80% | $820,000 | |
Nexera Holding LLC
2100 Powell Street Suite 730, Emeryville, CA 94608 |
Conventional | 4 | 0.3% | 100% | $635,000 | |
|
510 Canal St Ste R, King City, CA 93930 3443 |
Conventional, HELOC | 3 +1 HELOCs |
0.2% | 100% | $325,000 | View |
New American Funding, LLC.
11820 Pierce St., Suite 200, Riverside, CA 92505 |
Conventional, HELOC | 3 +1 HELOCs |
0.2% | 75% | $391,666 | |
Flagstar Bank NA
10474 Rancho Rd, Adelanto, CA 92301 |
Conventional, VA | 3 | 0.2% | 60% | $788,333 | |
Hometown Equity Mortgage, LLC
25531 Commercentre Drive Suite 250, Lake Forest, CA 92630 |
Conventional | 3 | 0.2% | 50% | $495,000 | |
Citadel Servicing Corporation
3 Ada Parkway Suite 200, Irvine, CA 92618 |
Conventional | 3 | 0.2% | 100% | $435,000 | |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 3 | 0.2% | 100% | $118,333 | View |
PNC Bank N.A.
1329 Broadway Ave, Atwater, CA 95301 |
Conventional, HELOC | 2 +6 HELOCs |
0.2% | 100% | $715,000 | |
|
801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 100% | $730,000 | View |
First Ciitizens Bank and Trust
5701 Kanan Rd, Agoura Hills, CA 91301 |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.2% | 100% | $1,140,000 | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $440,000 | View |
Cornerstone First Mortgage, LLC
2655 Camino del Rio N Suite 100, San Diego, CA 92108 |
Conventional | 2 | 0.2% | 100% | $380,000 | |
Alameda Mortgage Corporation
925 YGNACIO VALLEY RD STE 203, WALNUT CREEK, CA 94596 |
Conventional | 2 | 0.2% | 100% | $665,000 | |
|
6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 2 | 0.2% | 100% | $180,000 | View |
AmeriHome Mortgage Company, LLC
1 Baxter Way Suite 300, Thousand Oaks, CA 91362 |
Conventional | 2 | 0.2% | 100% | $340,000 | |
|
2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 2 | 0.2% | 50% | $515,000 | View |
Stg Mortgage Inc
18401 Von Karman Avenue Suite 440, Irvine, CA 92612 |
Conventional | 2 | 0.2% | 100% | $735,000 | |
Ladera Lending, Inc.
555 Corporate Drive Suite 215, Ladera Ranch, CA 92694 |
Conventional | 2 | 0.2% | 100% | $155,000 | |
Franklin Loan Corporation
44800 Village Court, Palm Desert, CA 92260 |
Conventional, Jumbo | 2 | 0.2% | 100% | $1,285,000 | |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 2 | 0.2% | 100% | $490,000 | View |
Ardri LLC
27001 AGOURA ROAD #100, Calabasas, CA 91301 |
Conventional, Jumbo | 2 | 0.2% | 66.7% | $925,000 | |
Zillow Home Loans, LLC
2600 Michelson Drive Suite 1201, Irvine, CA 92612 |
Conventional | 2 | 0.2% | 66.7% | $395,000 | |
Nmsi, Inc.
2975 Wilshire Blvd. Ste 600, Los Angeles, CA 90010 |
Conventional | 2 | 0.2% | 100% | $600,000 | |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, Jumbo | 2 | 0.2% | 100% | $750,000 | View |
Plaza Home Mortgage, Inc
9808 Scranton Road, Suite 3000, San Diego, CA 92121 |
Conventional | 2 | 0.2% | 66.7% | $580,000 | |
Cake Mortgage Corp.
9200 Oakdale Avenue Suite 501, Chatsworth, CA 91311 |
Conventional | 2 | 0.2% | 100% | $465,000 | |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $75,000 | View |
|
10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $515,000 | View |
Goodleap, LLC
1000 Enterprise Way Suite 200, Roseville, CA 95678 |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $335,000 | |
|
8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional | 1 | 0.1% | 50% | $525,000 | View |
|
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
|
386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
MidFirst Bank
16633 Ventura Blvd, Encino, CA 91436 |
Conventional | 1 | 0.1% | 100% | $555,000 | |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
AAA Capital Investment, Inc
41 E Live Oak Ave, Arcadia, CA 91006 |
Conventional | 1 | 0.1% | 100% | $685,000 | |
|
175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
American Financial Network, Inc.
111 Santa Rosa Ave, Suite 222, Santa Rosa, CA 95404 |
VA | 1 | 0.1% | 50% | $575,000 | |
Catalyst Mortgage
3013 Douglas Boulevard Suite 135, Roseville, CA 95661 |
Conventional | 1 | 0.1% | 100% | $515,000 | |
|
12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
Redwood Residential Acquisition Corporation
One Belvedere Place, Suite 300, Mill Valley, CA 94941 |
Conventional | 1 | 0.1% | 100% | $235,000 | |
PFN Lending Group, Inc.
5016 N. Parkway Calabasas Suite 200, Calabasas, CA 91302 |
Conventional, Jumbo | 1 | 0.1% | 50% | $1,395,000 | |
|
11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
Sun West Mortgage Company, Inc
500 N Brand Blvd, Glendale, CA 91203 |
Conventional | 1 | 0.1% | 100% | $475,000 | |
|
1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
JMJ Financial Group Inc.
26800 Aliso Viejo Parkway, Ste 200, Aliso Viejo, CA 92656 |
Conventional | 1 | 0.1% | 100% | $285,000 | |
New Wave Lending Group Inc
1199 Fairway Dr., City of Industry, CA 91789 |
Conventional | 1 | 0.1% | 100% | $805,000 | |
|
7035 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 0.1% | 100% | $785,000 | View |
|
560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Calcon Mutual Mortgage LLC
3838 Camino Del Rio North Suite 305, San Diego, CA 92108 |
Conventional | 1 | 0.1% | 100% | $495,000 | |
|
528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.1% | 100% | $975,000 | View |
Intelliloan, Inc.
4 Park Plaza Suite 800, Irvine, CA 92614 |
Conventional | 1 | 0.1% | 100% | $605,000 | |
|
56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Lendsure Mortgage Corp.
12230 World Trade Drive Suite 250, San Diego, CA 92128 |
Conventional | 1 | 0.1% | 100% | $735,000 | |
The Northern Trust Co
2049 Century Park E, Los Angeles, CA 90067 |
Conventional | 1 | 0.1% | 100% | $535,000 | |
Mission Loans, LLC
18200 Von Karman Ave., Ste. 550, Irvine, CA 92612 |
Conventional | 1 | 0.1% | 100% | $75,000 | |
Carrington Mortgage Services LLC
25 Enterprise Drive Suite 500, Aliso Viejo, CA 92656 |
Conventional | 1 | 0.1% | 33.3% | $75,000 | |
Mason-McDuffie Mortgage Corporation
12647 Alcosta Blvd Suite 300, San Ramon, CA 94583 |
Conventional | 1 | 0.1% | 100% | $645,000 | |
Arcstone Financial Inc
1917 Hillhurst Ave. #203, Los Angeles, CA 90027 |
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Augusta Financial, Inc.
|
Conventional, FHA, VA, Jumbo | 38 | 3% | 100% | $676,315 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 10 | 0.8% | 100% | $377,000 | |
Dignified Home Loans LLC
|
Conventional, VA | 9 | 0.7% | 100% | $535,000 | |
Paramount Residential Mortgage
|
Conventional, VA | 6 | 0.5% | 75% | $535,000 | |
Coastal Funding SLC, Inc.
|
Conventional, VA | 5 | 0.4% | 100% | $669,000 | |
Residential First Capital
|
Conventional, Jumbo | 2 | 0.2% | 100% | $950,000 | |
Mortgage Capital Partners, INC
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.1% | 50% | $175,000 | |
Habitfactory USA Inc dba Loaning AI
|
Conventional | 1 | 0.1% | 100% | $495,000 | |
Campos Financial Corp
|
FHA | 1 | 0.1% | 100% | $765,000 | |
Figure Lending LLC
|
HELOC | 0 +13 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 159 +18 HELOCs |
12.6% | 93.6% | $654,685 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 145 | 11.5% | 85.1% | $460,862 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 48 +3 HELOCs |
3.8% | 100% | $609,375 | |
Shea Mortgage Inc.
|
Conventional, FHA, VA, Jumbo | 43 | 3.4% | 97.7% | $720,581 | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo, HELOC | 26 +2 HELOCs |
2.1% | 96.3% | $640,384 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 24 +1 HELOCs |
1.9% | 100% | $654,583 | |
Movement Mortgage, LLC
|
Conventional, FHA, HELOC | 23 +2 HELOCs |
1.8% | 100% | $618,478 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 23 | 1.8% | 100% | $578,478 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, Jumbo | 19 | 1.5% | 100% | $618,157 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 16 | 1.3% | 58.6% | $673,750 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +6 HELOCs |
1.2% | 83.3% | $374,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 14 +6 HELOCs |
1.1% | 46.7% | $168,571 | |
Nationstar Mortgage
|
Conventional | 14 | 1.1% | 58.3% | $211,428 | |
The Loan Store, Inc
|
Conventional, FHA, VA, HELOC | 13 +3 HELOCs |
1% | 92.9% | $652,692 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA | 11 | 0.9% | 100% | $635,909 | |
|
A+5.0 ★Texas Ratio: 1.14% |
Conventional | 10 | 0.8% | 100% | $541,000 | View |
Triad Financial Services, Inc.
|
Conventional | 10 | 0.8% | 86.4% | $269,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 0.6% | 75% | $460,000 | |
Union Home Mortgage Corp.
|
Conventional | 8 | 0.6% | 100% | $730,000 | |
Morgan Stanley Private Bank NA
|
Conventional, HELOC | 6 +3 HELOCs |
0.5% | 100% | $611,666 | |
Originpoint, LLC
|
Conventional, FHA | 6 | 0.5% | 100% | $635,000 | |
Primelending
|
Conventional, FHA | 5 | 0.4% | 71.4% | $377,000 | |
Charles Schwab Bank, Ssb
|
Conventional, Jumbo | 5 | 0.4% | 100% | $1,085,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 5 | 0.4% | 33.3% | $271,000 | |
First Colony Mortgage Corporat
|
Conventional, VA, Jumbo | 5 | 0.4% | 100% | $619,000 | |
Nations Lending Corporation
|
Conventional, FHA | 5 | 0.4% | 100% | $577,000 | |
Truist Bank
|
Conventional | 5 | 0.4% | 100% | $737,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 5 | 0.4% | 100% | $797,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 4 +1 HELOCs |
0.3% | 57.1% | $635,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 4 | 0.3% | 80% | $785,000 | |
Amerisave Mortgage Company
|
Conventional | 4 | 0.3% | 33.3% | $150,000 | |
Credit Human Federal Credit Un
|
Conventional | 4 | 0.3% | 66.7% | $187,500 | |
Everett Financial, Inc.
|
Conventional | 3 | 0.2% | 75% | $781,666 | |
Sage Home Loans Corporation
|
Conventional | 3 | 0.2% | 100% | $375,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.2% | 75% | $445,000 | |
Discover Bank
|
Conventional | 3 | 0.2% | 30% | $171,666 | |
Mortgage Research Center
|
VA | 3 | 0.2% | 37.5% | $515,000 | |
Nexbank
|
Conventional, Jumbo | 3 | 0.2% | 100% | $811,666 | |
Raymond James Bank
|
Conventional | 3 | 0.2% | 100% | $675,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 3 | 0.2% | 100% | $375,000 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 0.2% | 75% | $731,666 | |
21St Mortgage
|
Conventional | 3 | 0.2% | 60% | $265,000 | |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.2% | 100% | $935,000 | |
Baxter Credit Union
|
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.2% | 100% | $690,000 | |
Canopy Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $420,000 | |
Nbkc Bank
|
Conventional | 2 | 0.2% | 100% | $840,000 | |
Dart Bank
|
Conventional | 2 | 0.2% | 100% | $575,000 | |
Michigan Mutual, Inc
|
Conventional | 2 | 0.2% | 100% | $520,000 | |
American Financing Corporation
|
Conventional, VA | 2 | 0.2% | 40% | $645,000 | |
Securitynational Mortgage Company
|
Conventional, Jumbo | 2 | 0.2% | 100% | $1,180,000 | |
Bay Equity LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $670,000 | |
Kwik Mortgage Corporation
|
Conventional | 2 | 0.2% | 100% | $720,000 | |
Planet Home Lending, LLC
|
Conventional | 2 | 0.2% | 100% | $705,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 2 | 0.2% | 100% | $390,000 | |
Ubs Bank USA
|
Conventional, Jumbo | 2 | 0.2% | 100% | $1,180,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 2 | 0.2% | 66.7% | $635,000 | |
Third Federal Savings and Loan
|
Conventional, HELOC | 1 +17 HELOCs |
0.1% | 33.3% | $65,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +4 HELOCs |
0.1% | 33.3% | $545,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $915,000 | |
Oaktree Funding Corp
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | |
Arc Home LLC
|
Conventional | 1 | 0.1% | 100% | $935,000 | |
Genisys Credit Union
|
Conventional | 1 | 0.1% | 100% | $855,000 | |
Southwest Airlines FCU
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $515,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.1% | 100% | $675,000 | |
Advancial Federal Credit Union
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,565,000 | |
|
A+5.0 ★Texas Ratio: 1.14% |
VA | 1 | 0.1% | 100% | $585,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $675,000 | |
Granite Bank
|
Conventional | 1 | 0.1% | 100% | $735,000 | |
Farmers Bank & Trust
|
Conventional | 1 | 0.1% | 100% | $745,000 | |
Cornerstone Capital Bank, Ssb
|
Conventional | 1 | 0.1% | 100% | $615,000 | |
Lennar Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $765,000 | |
Citizens Equity First Credit U
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,075,000 | |
Homeowners Financial Group, LLC
|
VA | 1 | 0.1% | 100% | $805,000 | |
Usaa Federal Savings Bank
|
VA | 1 | 0.1% | 50% | $575,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
|
A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.1% | 100% | $515,000 | View |
Armed Forces Bank, N.A.
|
VA, Jumbo | 1 | 0.1% | 100% | $1,235,000 | |
Northbrook Bank & Trust Company, N.A.
|
Conventional | 1 | 0.1% | 100% | $825,000 | |
Stifel Bank & Trust
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Financial Resources Federal Cr
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $705,000 | |
Logan Finance Corporation
|
Conventional, Jumbo | 1 | 0.1% | 100% | $2,085,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 66.7% | $595,000 | |
Plains Commerce Bank
|
Conventional | 1 | 0.1% | 100% | $655,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $675,000 | |
Ameris Bank
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Village Capital & Investment
|
FHA | 1 | 0.1% | 100% | $815,000 | |
Coastal Community Bank
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +7 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeTrust Bank
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Comerica Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in San Buenaventura (Ventura)? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Buenaventura (Ventura) in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many San Buenaventura (Ventura), CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.4 percent of home loans in San Buenaventura (Ventura), California in 2025, banks 14.6 percent and credit unions 8.1 percent. Pennymac Loan Services LLC was the largest mortgage company, US Bank, N.A. the largest bank and Ventura County Credit Union the largest credit union. Among lenders headquartered in California, Pennymac Loan Services LLC led with 39 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in San Buenaventura (Ventura), California with 45 loans, about 3.6 percent of the market. The largest lender headquartered in California was Pennymac Loan Services LLC with 39 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in San Buenaventura (Ventura), California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.6 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in San Buenaventura (Ventura), California in 2025, led by United Wholesale Mortgage with 12. 35 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 42 credit unions closed home loans in San Buenaventura (Ventura), California in 2025, alongside 115 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Buenaventura (Ventura), California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Buenaventura (Ventura), California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Buenaventura (Ventura). Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 12, 2026.