Mortgage Lenders and Brokers in Sage, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Sage, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, and Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sage, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sage are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sage, California
Market share is the lender's share of all home loans closed in Sage, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 6 +6 HELOCs |
1.7% | 85.7% | $86,666 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA, VA, Jumbo | 5 | 1.4% | 75% | $643,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.8% | 100% | $538,333 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $200,000 | View |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $75,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 0.6% | 40% | $535,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.3% | 100% | $925,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $265,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 1 | 0.3% | 66.7% | $1,995,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 50% | $335,000 | View |
|
23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.3% | 50% | $405,000 | View |
|
901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
|
300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
FHA | 1 | 0.3% | 100% | $405,000 | View |
|
200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,495,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 8 | 2.2% | 90% | $507,500 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 7 | 1.9% | 77.8% | $515,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 7 | 1.9% | 100% | $417,857 | |
Franklin Loan Corporation
|
Conventional, FHA, VA, Jumbo | 6 | 1.7% | 87.5% | $585,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 6 | 1.7% | 100% | $375,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 1.1% | 100% | $570,000 | |
Royal Pacific Funding
|
Conventional, Jumbo | 4 | 1.1% | 100% | $707,500 | |
ML Mortgage Corp.
|
Conventional, FHA | 3 | 0.8% | 100% | $325,000 | |
Residential Wholesale Mortgage
|
Conventional, FHA | 3 | 0.8% | 100% | $321,666 | |
MortgageOne, Inc
|
Conventional, VA | 3 | 0.8% | 100% | $611,666 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.8% | 100% | $535,000 | |
AmWest Funding Corp
|
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $360,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 0.6% | 18.2% | $450,000 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $475,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.6% | 100% | $610,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 0.6% | 100% | $600,000 | |
Nmsi, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $545,000 | |
Goodleap, LLC
|
VA, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $405,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $185,000 | |
Alameda Mortgage Corporation
|
VA, Jumbo | 1 | 0.3% | 100% | $1,145,000 | |
Watermark Capital, Inc.
|
Conventional | 1 | 0.3% | 100% | $415,000 | |
Pacific Lending LLC
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.3% | 100% | $595,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.3% | 50% | $475,000 | |
Ez Fundings Inc
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Network Capital Funding Corporation
|
FHA | 1 | 0.3% | 100% | $425,000 | |
Stg Mortgage Inc
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,135,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
Hometown Equity Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.3% | 50% | $1,355,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.3% | 100% | $485,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $525,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.3% | 100% | $675,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.3% | 100% | $445,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 50% | $805,000 | |
Arcstone Financial Inc
|
VA | 1 | 0.3% | 100% | $555,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Homeamerican Mortgage Corporation
|
Conventional, FHA, VA | 62 | 17.1% | 89.9% | $495,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 46 +1 HELOCs |
12.7% | 80.7% | $547,826 | |
Rocket Mortgage
|
Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
6.9% | 71.4% | $300,200 | |
The Loan Store, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 12 +3 HELOCs |
3.3% | 86.7% | $507,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 9 +1 HELOCs |
2.5% | 100% | $486,111 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 1.9% | 72.7% | $445,000 | |
Newrez LLC
|
Conventional, FHA, VA | 7 | 1.9% | 58.3% | $460,714 | |
Village Capital & Investment
|
FHA, VA, Jumbo | 7 | 1.9% | 100% | $532,142 | |
Triad Financial Services, Inc.
|
Conventional | 6 | 1.7% | 78.9% | $148,333 | |
Mortgage Research Center
|
VA | 6 | 1.7% | 50% | $548,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.4% | 45.5% | $337,000 | |
21St Mortgage
|
Conventional | 5 | 1.4% | 45.5% | $147,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, Jumbo | 4 | 1.1% | 100% | $687,500 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 28.6% | $170,000 | |
American Financing Corporation
|
Conventional, FHA | 2 | 0.6% | 66.7% | $280,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 0.6% | 100% | $445,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.6% | 100% | $455,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.6% | 100% | $475,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 2 | 0.6% | 100% | $655,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 50% | $555,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 50% | $635,000 | |
Primelending
|
FHA | 1 | 0.3% | 100% | $535,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 40% | $545,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Nbkc Bank
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $415,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $275,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $425,000 | View |
National Police Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $695,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 20% | $55,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $625,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.3% | 66.7% | $35,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.3% | 100% | $565,000 | |
New Day Financial, LLC.
|
VA, Jumbo | 1 | 0.3% | 100% | $1,415,000 | |
Shoreham Bank
|
FHA | 1 | 0.3% | 100% | $25,000 | |
Starboard Financial Management, LLC
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.3% | 100% | $485,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 33.3% | $65,000 | |
Megastar Finanacial Corp
|
FHA | 1 | 0.3% | 100% | $435,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
Lower, LLC
|
FHA | 1 | 0.3% | 100% | $535,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $495,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $575,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $655,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 33.3% | $335,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sage Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sage, California
Looking for mortgage lenders near me or mortgage brokers near me in Sage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sage, CA
Use these to narrow the list above. Each category shows how many Sage, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Sage, CA
Independent mortgage companies closed 88.7 percent of home loans in Sage, California in 2025, banks 5.8 percent and credit unions 5.5 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sage, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Sage, California with 6 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sage, California, Homeamerican Mortgage Corporation approved the highest share of completed applications in 2025 at 89.9 percent, against a 77.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Sage, California in 2025, led by Homeamerican Mortgage Corporation with 36. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 15 credit unions closed home loans in Sage, California in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sage, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sage, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
