Rosamond, California mortgage lenders include Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Edwards Federal Credit UnionEdwards Federal Credit Union10 S Muroc Dr, Edwards, CA 93524 8002A+5.0 ★Texas Ratio: 4.91%, and Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rosamond, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rosamond are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Rosamond, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 9 +3 HELOCs |
2% | 81.8% | $86,111 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, VA | 4 | 0.9% | 85.7% | $357,500 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 75% | $208,333 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 40% | $305,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 2 | 0.4% | 100% | $215,000 | |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $315,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
10 S Muroc Dr, Edwards, CA 93524 8002 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
5.7% | 74.3% | $313,461 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 19 | 4.1% | 95.8% | $316,578 | View |
American Financial Network, Inc.
|
FHA, VA | 11 | 2.4% | 100% | $470,454 | |
Augusta Financial, Inc.
|
Conventional, FHA, VA | 10 | 2.2% | 100% | $485,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 10 | 2.2% | 76.9% | $312,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 7 | 1.5% | 100% | $347,857 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 1.3% | 66.7% | $326,666 | |
Royal Pacific Funding
|
Conventional, FHA | 6 | 1.3% | 100% | $223,333 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 6 | 1.3% | 100% | $431,666 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 6 | 1.3% | 100% | $426,666 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 5 | 1.1% | 100% | $255,000 | |
Campos Financial Corp
|
Conventional, FHA | 4 | 0.9% | 100% | $397,500 | |
Alameda Mortgage Corporation
|
Conventional, FHA | 3 | 0.7% | 100% | $295,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 0.7% | 100% | $211,666 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.7% | 100% | $351,666 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $215,000 | |
ML Mortgage Corp.
|
Conventional, FHA | 2 | 0.4% | 100% | $340,000 | |
Mortgage Capital Partners, INC
|
Conventional, FHA | 2 | 0.4% | 100% | $375,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.4% | 66.7% | $370,000 | |
Hightechlending, Inc
|
Conventional, VA | 2 | 0.4% | 100% | $520,000 | |
Mortgage Management Consultants, Inc.
|
FHA, VA | 2 | 0.4% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 2 | 0.4% | 100% | $360,000 | |
Geo-Corp, Inc.
|
FHA | 2 | 0.4% | 100% | $330,000 | |
Cake Mortgage Corp.
|
Conventional | 2 | 0.4% | 66.7% | $420,000 | |
Resicentral LLC
|
VA | 1 | 0.2% | 100% | $465,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Winprime Lending
|
FHA | 1 | 0.2% | 100% | $465,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Ez Fundings Inc
|
FHA | 1 | 0.2% | 100% | $395,000 | |
West Coast Mortgage Group & Realty Co
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Dignified Home Loans LLC
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 50% | $505,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Hometown Equity Mortgage, LLC
|
FHA | 1 | 0.2% | 33.3% | $375,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.2% | 25% | $325,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 33.3% | $495,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 54 | 11.7% | 80.6% | $392,407 | |
Rocket Mortgage
|
Conventional, FHA, VA | 41 | 8.9% | 84.6% | $323,780 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 34 | 7.4% | 94.4% | $486,470 | |
Acrisure Mortgage, LLC
|
Conventional, FHA, VA | 20 | 4.3% | 100% | $491,000 | |
21St Mortgage
|
Conventional | 20 | 4.3% | 48.8% | $110,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 12 | 2.6% | 94.1% | $420,000 | |
Mortgage Research Center
|
VA | 11 | 2.4% | 75% | $423,181 | |
Newrez LLC
|
Conventional, FHA, VA | 10 | 2.2% | 68.8% | $393,000 | |
Village Capital & Investment
|
FHA, VA | 7 | 1.5% | 85.7% | $382,142 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.1% | 60% | $253,000 | |
Equity Prime Mortgage LLC
|
FHA, VA, USDA | 5 | 1.1% | 62.5% | $377,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 4 | 0.9% | 100% | $285,000 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 0.9% | 56.2% | $112,500 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 4 | 0.9% | 100% | $365,000 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.7% | 100% | $395,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $235,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 0.7% | 100% | $268,333 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 3 | 0.7% | 60% | $361,666 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 2 | 0.4% | 100% | $405,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.4% | 33.3% | $130,000 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 2 | 0.4% | 100% | $375,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $480,000 | View |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.4% | 50% | $265,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $365,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 25% | $55,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | |
Alliant Credit Union
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Panorama Mortgage Group, LLC
|
VA | 1 | 0.2% | 100% | $425,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $375,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $425,000 | |
Obsidian Financial Services
|
FHA | 1 | 0.2% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.2% | 100% | $415,000 | View |
American Financing Corporation
|
Conventional | 1 | 0.2% | 50% | $155,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.2% | 100% | $405,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 0.2% | 50% | $335,000 | |
Peoples Mortgage Company
|
FHA | 1 | 0.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $415,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
V.I.P. Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $505,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.2% | 100% | $405,000 | |
Nations Direct Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
Lower, LLC
|
Conventional | 1 | 0.2% | 33.3% | $385,000 | |
Texana Bank
|
VA | 1 | 0.2% | 100% | $435,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allied Mortgage Group, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Rosamond? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rosamond in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Rosamond, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 92.4 percent of home loans in Rosamond, California in 2025, banks 2.8 percent and credit unions 4.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Logix Federal Credit Union the largest credit union. Among lenders headquartered in California, Logix Federal Credit Union led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Logix Federal Credit Union was the largest mortgage lender in Rosamond, California with 9 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rosamond, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 80.6 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Rosamond, California in 2025, led by United Wholesale Mortgage with 20. 37 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Rosamond, California in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rosamond, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rosamond, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rosamond. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.