Mortgage Lenders and Brokers in Red Bluff, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Red Bluff, California mortgage lenders include US Bank, N.A.US Bank, N.A.801 Main St, Red Bluff, CA 96080A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA715 S Main St, Red Bluff, CA 96080A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank333 Main St, Red Bluff, CA 96080A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank950 Main St, Red Bluff, CA 96080A+5.0 ★Texas Ratio: 2.91%, Wells Fargo Bank NAWells Fargo Bank NA555 Walnut St, Red Bluff, CA 96080A+5.0 ★Texas Ratio: 5.36%, Tri Counties BankTri Counties Bank727 S Main St, Red Bluff, CA 96080A+5.0 ★Texas Ratio: 5.34%, Sierra Central Credit UnionSierra Central Credit Union501 Adobe Rd, Red Bluff, CA 96080A+5.0 ★Texas Ratio: 3.22%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Red Bluff, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Red Bluff are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Red Bluff, California
Market share is the lender's share of all home loans closed in Red Bluff, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Red Bluff 801 Main St, Red Bluff, CA 96080 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +4 HELOCs |
2.2% | 66.7% | $206,428 | View |
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1 office in Red Bluff 715 S Main St, Red Bluff, CA 96080 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.3% | 100% | $202,500 | View |
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1 office in Red Bluff 333 Main St, Red Bluff, CA 96080 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +9 HELOCs |
0.6% | 100% | $320,000 | View |
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1 office in Red Bluff 950 Main St, Red Bluff, CA 96080 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +8 HELOCs |
0.6% | 100% | $615,000 | View |
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1 office in Red Bluff 555 Walnut St, Red Bluff, CA 96080 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 66.7% | $215,000 | View |
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1 office in Red Bluff 727 S Main St, Red Bluff, CA 96080 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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501 Adobe Rd, Red Bluff, CA 96080 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +15 HELOCs |
2.2% | 77.8% | $115,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 6 | 1.9% | 100% | $233,333 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $105,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $105,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.3% | 50% | $425,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Infinity Equity Group, Inc.
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Conventional, FHA, VA | 40 | 12.8% | 100% | $305,750 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 12 | 3.8% | 100% | $309,166 | |
Summit Funding.Inc
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Conventional, FHA | 10 | 3.2% | 100% | $236,000 | |
MortgageOne, Inc
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Conventional, FHA | 8 | 2.6% | 100% | $270,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 6 | 1.9% | 85.7% | $255,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.6% | 100% | $235,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.3% | 100% | $347,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.3% | 71.4% | $172,500 | |
Guild Mortgage Company
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Conventional, VA | 3 | 1% | 100% | $421,666 | |
Provident Funding Associates
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Conventional | 3 | 1% | 100% | $418,333 | |
Paramount Residential Mortgage
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Conventional, FHA, USDA | 3 | 1% | 75% | $185,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 40% | $130,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.6% | 100% | $290,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $100,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $195,000 | |
West Coast Mortgage Group & Realty Co
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +17 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 35 | 11.2% | 81.4% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 23 +1 HELOCs |
7.3% | 88.5% | $345,869 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 21 | 6.7% | 91.3% | $199,761 | |
Primelending
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Conventional, FHA, VA | 17 | 5.4% | 94.7% | $232,647 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 13 | 4.2% | 92.9% | $299,615 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 8 +4 HELOCs |
2.6% | 100% | $410,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.6% | 72.7% | $263,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.3% | 40% | $70,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.3% | 80% | $272,500 | |
Mortgage Research Center
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VA | 4 | 1.3% | 66.7% | $290,000 | |
Megastar Finanacial Corp
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Conventional, FHA | 3 | 1% | 100% | $241,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 42.9% | $95,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 40% | $140,000 | |
Intercap Lending Inc
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Conventional | 2 | 0.6% | 100% | $110,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $170,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $140,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 50% | $215,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 40% | $100,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.6% | 100% | $135,000 | View |
Valon Mortgage
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 50% | $95,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 25% | $65,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $505,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $225,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $205,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Keystone Funding, Inc
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USDA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $485,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rogue Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Red Bluff Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Red Bluff, California
Looking for mortgage lenders near me or mortgage brokers near me in Red Bluff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Red Bluff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Red Bluff, CA
Use these to narrow the list above. Each category shows how many Red Bluff, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Red Bluff, CA
Independent mortgage companies closed 84 percent of home loans in Red Bluff, California in 2025, banks 13.4 percent and credit unions 2.6 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Sierra Central Credit Union the largest credit union. Among lenders headquartered in California, Tri Counties Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Red Bluff, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Red Bluff, California with 7 loans, about 2.2 percent of the market. The largest lender headquartered in California was Tri Counties Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Red Bluff, California in 2025, led by Infinity Equity Group, Inc. with 16. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 8 credit unions closed home loans in Red Bluff, California in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Red Bluff, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Red Bluff, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Red Bluff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
