Mortgage Lenders and Brokers in Pollock Pines, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pollock Pines, California mortgage lenders include El Dorado Savings BankEl Dorado Savings Bank6462 Pony Express Trl, Pollock Pines, CA 95726A+5.0 ★Texas Ratio: 0.41%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sierra Central Credit UnionSierra Central Credit Union5026 Rhonda Rd, Anderson, CA 96007A+5.0 ★Texas Ratio: 3.22%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Monterra Credit UnionMonterra Credit Union415 Westlake Ctr, Daly City, CA 94015 1432A+5.0 ★Texas Ratio: 2.93%, Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union2255 N Ontario St, Burbank, CA 91504A5.0 ★Texas Ratio: 12.30%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, and Bank of MarinBank of Marin2208 S Shore Ctr, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pollock Pines, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pollock Pines are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pollock Pines, California
Market share is the lender's share of all home loans closed in Pollock Pines, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6462 Pony Express Trl, Pollock Pines, CA 95726 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 12 | 4.3% | 76.5% | $115,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 4 | 1.4% | 100% | $322,500 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +7 HELOCs |
1.1% | 100% | $118,333 | View |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 75% | $101,666 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +6 HELOCs |
0.7% | 100% | $270,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.7% | 100% | $335,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $115,000 | View |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 17 | 6% | 100% | $300,294 | |
Kind Lending, LLC
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Conventional, FHA, VA | 10 | 3.6% | 90.9% | $353,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 9 | 3.2% | 90% | $351,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.8% | 62.5% | $207,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.4% | 50% | $367,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.4% | 100% | $287,500 | |
MortgageOne, Inc
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Conventional, FHA | 3 | 1.1% | 75% | $305,000 | |
Stg Mortgage Inc
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Conventional, FHA | 3 | 1.1% | 100% | $268,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 1.1% | 75% | $318,333 | |
Alameda Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $185,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.7% | 100% | $405,000 | |
Provident Funding Associates
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Conventional | 2 | 0.7% | 100% | $395,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.7% | 100% | $415,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $185,000 | |
Catalyst Mortgage
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Linked Home Loans, LLC dba Home Guide Mortgage
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VA | 1 | 0.4% | 100% | $445,000 | |
Land Home Financial Services,
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FHA | 1 | 0.4% | 100% | $405,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Summit Funding.Inc
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FHA | 1 | 0.4% | 100% | $405,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 25% | $465,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 48 +1 HELOCs |
17.1% | 96% | $328,541 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 27 | 9.6% | 96.8% | $334,259 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 12 +3 HELOCs |
4.3% | 100% | $351,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.8% | 100% | $395,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.1% | 85.7% | $313,333 | |
CrossCountry Mortgage, LLC
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Conventional | 6 | 2.1% | 100% | $270,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
1.8% | 62.5% | $57,000 | |
Newrez LLC
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Conventional, FHA | 5 | 1.8% | 71.4% | $247,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 4 | 1.4% | 46.2% | $377,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.4% | 100% | $67,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.1% | 100% | $341,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 1.1% | 100% | $288,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $260,000 | View |
Triad Financial Services, Inc.
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Conventional | 2 | 0.7% | 44.4% | $50,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 2 | 0.7% | 100% | $360,000 | View |
Valley West Corporation
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FHA | 2 | 0.7% | 100% | $380,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.7% | 100% | $440,000 | View |
Mortgage Research Center
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VA | 2 | 0.7% | 66.7% | $435,000 | |
Pacific Residential Mortgage, LLC
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VA | 1 | 0.4% | 100% | $415,000 | |
Genisys Credit Union
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.4% | 100% | $665,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $455,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Valon Mortgage
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $135,000 | |
Intercap Lending Inc
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FHA | 1 | 0.4% | 100% | $485,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $295,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $135,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.4% | 100% | $715,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.4% | 100% | $405,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $225,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 50% | $35,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pollock Pines Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pollock Pines, California
Looking for mortgage lenders near me or mortgage brokers near me in Pollock Pines? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pollock Pines in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pollock Pines, CA
Use these to narrow the list above. Each category shows how many Pollock Pines, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Pollock Pines, CA
Independent mortgage companies closed 88.3 percent of home loans in Pollock Pines, California in 2025, banks 7.5 percent and credit unions 4.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, El Dorado Savings Bank the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pollock Pines, CA
By home loans closed in 2025, El Dorado Savings Bank was the largest mortgage lender in Pollock Pines, California with 12 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Pollock Pines, California in 2025, led by United Wholesale Mortgage with 13. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 14 credit unions closed home loans in Pollock Pines, California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pollock Pines, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pollock Pines, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pollock Pines. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
