Mortgage Lenders and Brokers in Pleasure Point, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Pleasure Point, California mortgage lenders include Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, and US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pleasure Point, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pleasure Point are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pleasure Point, California
Market share is the lender's share of all home loans closed in Pleasure Point, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
4.3% | 100% | $895,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 4.3% | 100% | $1,330,000 | View |
|
48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional, HELOC | 1 +4 HELOCs |
2.2% | 20% | $285,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 2.2% | 100% | $6,205,000 | View |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 2.2% | 100% | $325,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 2.2% | 100% | $1,125,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 2.2% | 100% | $2,175,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.2% | 100% | $175,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 2.2% | 66.7% | $705,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 2 | 4.3% | 100% | $1,275,000 | |
Guild Mortgage Company
|
Conventional | 1 | 2.2% | 100% | $845,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 2.2% | 100% | $955,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 1 | 2.2% | 100% | $2,205,000 | View |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 1 | 2.2% | 100% | $2,735,000 | |
Googain, Inc.
|
Conventional | 1 | 2.2% | 100% | $1,145,000 | |
Franklin Loan Corporation
|
Conventional, Jumbo | 1 | 2.2% | 100% | $1,625,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 2.2% | 100% | $1,145,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 2.2% | 100% | $1,045,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 2.2% | 100% | $305,000 | |
Coastal Funding SLC, Inc.
|
Conventional | 1 | 2.2% | 100% | $505,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 2.2% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 4 | 8.7% | 100% | $952,500 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 6.5% | 83.3% | $291,666 | |
Nationstar Mortgage
|
Conventional | 3 | 6.5% | 60% | $291,666 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
4.3% | 100% | $1,325,000 | View |
Rocket Mortgage
|
Conventional | 2 | 4.3% | 66.7% | $295,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
2.2% | 100% | $175,000 | |
Originpoint, LLC
|
Conventional | 1 | 2.2% | 100% | $1,005,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 2.2% | 100% | $1,175,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 2.2% | 50% | $695,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 2.2% | 50% | $1,505,000 | |
Real Genius LLC
|
Conventional | 1 | 2.2% | 50% | $355,000 | |
Beeline Loans, Inc.
|
Conventional, Jumbo | 1 | 2.2% | 100% | $1,255,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 2.2% | 100% | $655,000 | View |
Alliant Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Oaktree Funding Corp
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Pleasure Point Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pleasure Point, California
Looking for mortgage lenders near me or mortgage brokers near me in Pleasure Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pleasure Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pleasure Point, CA
Use these to narrow the list above. Each category shows how many Pleasure Point, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Pleasure Point, CA
Independent mortgage companies closed 69.6 percent of home loans in Pleasure Point, California in 2025, banks 21.7 percent and credit unions 8.7 percent. Pennymac Loan Services LLC was the largest mortgage company, Bank of America NA the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pleasure Point, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Pleasure Point, California with 2 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 7 credit unions closed home loans in Pleasure Point, California in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pleasure Point, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pleasure Point, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pleasure Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
