Mortgage Lenders and Brokers in Paradise, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Paradise, California mortgage lenders include Tri Counties BankTri Counties Bank6848 Q Skyway, Paradise, CA 95969A+5.0 ★Texas Ratio: 5.34%, US Bank, N.A.US Bank, N.A.6817 Skyway, Paradise, CA 95969A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA6930 Skyway, Paradise, CA 95969A+5.0 ★Texas Ratio: 5.36%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Sierra Central Credit UnionSierra Central Credit Union5175 Skyway, Paradise, CA 95969A+5.0 ★Texas Ratio: 3.22%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paradise, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paradise are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paradise, California
Market share is the lender's share of all home loans closed in Paradise, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Paradise 6848 Q Skyway, Paradise, CA 95969 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 31 +13 HELOCs |
7.1% | 96.9% | $154,032 | View |
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1 office in Paradise 6817 Skyway, Paradise, CA 95969 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
1.6% | 77.8% | $247,857 | View |
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1 office in Paradise 6930 Skyway, Paradise, CA 95969 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 75% | $338,333 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, USDA | 15 | 3.4% | 93.8% | $245,000 | View |
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5175 Skyway, Paradise, CA 95969 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +8 HELOCs |
1.6% | 100% | $207,857 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 50% | $265,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $420,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $175,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $355,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.5% | 100% | $205,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 33.3% | $285,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 100% | $225,000 | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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5020 Rhonda Rd, Anderson, CA 96007 9014 |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $155,000 | View |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Kind Lending, LLC
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Conventional, FHA, VA | 29 | 6.6% | 80.6% | $310,517 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA, VA | 16 | 3.6% | 100% | $245,625 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1.8% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.4% | 100% | $281,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.4% | 100% | $288,333 | |
Paramount Residential Mortgage
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Conventional, FHA, USDA | 5 | 1.1% | 100% | $297,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 0.9% | 100% | $410,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.9% | 100% | $325,000 | |
Land Home Financial Services,
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Conventional, FHA | 2 | 0.5% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.5% | 100% | $525,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $280,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $345,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.5% | 100% | $265,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $290,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Infinity Equity Group, Inc.
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FHA | 1 | 0.2% | 100% | $265,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Community Mortgage Funding, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Flexpoint, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 63 | 14.4% | 87.8% | $339,444 | |
Newrez LLC
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Conventional, FHA, VA | 35 | 8% | 94.6% | $302,142 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA | 25 | 5.7% | 100% | $290,200 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 4.8% | 78.6% | $218,809 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 15 | 3.4% | 100% | $211,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 12 | 2.7% | 100% | $266,666 | |
The Loan Store, Inc
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Conventional, HELOC | 10 +2 HELOCs |
2.3% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 10 | 2.3% | 83.3% | $319,000 | View |
Mortgage Research Center
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VA | 6 | 1.4% | 60% | $291,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 1.1% | 100% | $157,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 4 | 0.9% | 100% | $455,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.7% | 100% | $355,000 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.7% | 100% | $221,666 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA | 3 | 0.7% | 75% | $398,333 | View |
21St Mortgage
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Conventional | 3 | 0.7% | 37.5% | $105,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.5% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $310,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.5% | 50% | $50,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $525,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.5% | 100% | $525,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.5% | 66.7% | $415,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $285,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 25% | $85,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 25% | $475,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Brighton Bank
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VA | 1 | 0.2% | 100% | $405,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Data Mortgage, Inc
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VA | 1 | 0.2% | 100% | $385,000 | |
Obsidian Financial Services
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FHA | 1 | 0.2% | 100% | $315,000 | |
Peak Residential Lending Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 40% | $115,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 33.3% | $345,000 | View |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.2% | 100% | $315,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Self Help Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Better Mortgage Corporation
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VA | 1 | 0.2% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $345,000 |
Paradise Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paradise, California
Looking for mortgage lenders near me or mortgage brokers near me in Paradise? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paradise in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paradise, CA
Use these to narrow the list above. Each category shows how many Paradise, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Paradise, CA
Independent mortgage companies closed 80.4 percent of home loans in Paradise, California in 2025, banks 15 percent and credit unions 4.6 percent. Change Lending was the largest mortgage company, Tri Counties Bank the largest bank and Sierra Central Credit Union the largest credit union. Among lenders headquartered in California, Tri Counties Bank led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paradise, CA
By home loans closed in 2025, Tri Counties Bank was the largest mortgage lender in Paradise, California with 31 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Paradise, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.8 percent, against a 86.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Paradise, California in 2025, led by United Wholesale Mortgage with 14. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 13 credit unions closed home loans in Paradise, California in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paradise, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paradise, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paradise. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
