Mortgage Lenders and Brokers in North Fork, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Fork, California mortgage lenders include Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Umb Bank NAUmb Bank NA255 E River Park Cir, Fresno, CA 93720A+5.0 ★Texas Ratio: 1.78%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, CoastHills Credit UnionCoastHills Credit Union1580 W Branch St, Arroyo Grande, CA 93420 1819, and Murphy BankMurphy Bank5180 N Palm Ave, Fresno, CA 93704A+5.0 ★Texas Ratio: 2.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Fork, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Fork are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Fork, California
Market share is the lender's share of all home loans closed in North Fork, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.5% | 100% | $1,121,666 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $195,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 1.5% | 100% | $235,000 | View |
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255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 2 | 1% | 100% | $70,000 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 50% | $305,000 | View |
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175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.5% | 50% | $105,000 | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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1717 Truxtun Ave, Bakersfield, CA 93301 5102 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 33.3% | $525,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.5% | 50% | $2,255,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 19 | 9.3% | 90.5% | $362,368 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 10 | 4.9% | 100% | $484,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 8 | 3.9% | 100% | $482,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 2% | 50% | $322,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $301,666 | |
Golden Empire Mortgage, Inc.
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Conventional, VA | 3 | 1.5% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 2 | 1% | 100% | $910,000 | View |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 2 | 1% | 66.7% | $735,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 1% | 100% | $605,000 | |
MortgageOne, Inc
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FHA | 1 | 0.5% | 100% | $345,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.5% | 100% | $105,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.5% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $535,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Coastal Funding SLC, Inc.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 31 | 15.2% | 93.9% | $429,838 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 7.4% | 65.2% | $302,333 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 13 | 6.4% | 100% | $520,384 | |
The Loan Store, Inc
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Conventional | 9 | 4.4% | 100% | $522,777 | |
Triad Financial Services, Inc.
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Conventional | 5 | 2.5% | 66.7% | $89,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 2% | 66.7% | $585,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 4 | 2% | 66.7% | $237,500 | |
Kbhs Home Loans, LLC
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Conventional, FHA | 3 | 1.5% | 75% | $481,666 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.5% | 100% | $398,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 1.5% | 75% | $371,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 28.6% | $225,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 1% | 100% | $945,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 1% | 50% | $555,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1% | 60% | $160,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1% | 100% | $360,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 1% | 100% | $690,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1% | 100% | $190,000 | |
Newrez LLC
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VA | 1 | 0.5% | 50% | $645,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Bay Equity LLC
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FHA | 1 | 0.5% | 100% | $445,000 | |
Starboard Financial Management, LLC
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 33.3% | $485,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.5% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Toyota Financial Savings Bank
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,315,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $645,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 50% | $115,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
North Fork Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Fork, California
Looking for mortgage lenders near me or mortgage brokers near me in North Fork? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Fork in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Fork, CA
Use these to narrow the list above. Each category shows how many North Fork, CA lenders fit and what that kind of lender is usually best for.
Who Lends in North Fork, CA
Independent mortgage companies closed 86.8 percent of home loans in North Fork, California in 2025, banks 7.4 percent and credit unions 5.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Bank of America NA the largest bank and Pacific Service Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Fork, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in North Fork, California with 3 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in North Fork, California in 2025, led by Sierra Pacific Mortgage Co. Inc with 4. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 16 credit unions closed home loans in North Fork, California in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Fork, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Fork, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Fork. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
