Mortgage Lenders and Brokers in Newark, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newark, California mortgage lenders include Citibank, NACitibank, NA35106 Newark Blvd, Newark, CA 94560A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA36900 Newark Blvd, Newark, CA 94560A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA34988 Newark Blvd, Newark, CA 94560A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6213 Jarvis Ave, Newark, CA 94560A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA35125 Newark Blvd, Newark, CA 94560A+5.0 ★Texas Ratio: 3.54%, Fremont BankFremont Bank5829 Jarvis Ave, Newark, CA 94560A+5.0 ★Texas Ratio: 4.11%, East West BankEast West Bank35233 Newark Blvd, Newark, CA 94560A+5.0 ★Texas Ratio: 2.84%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newark, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newark are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newark, California
Market share is the lender's share of all home loans closed in Newark, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Newark 35106 Newark Blvd, Newark, CA 94560 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 82 +6 HELOCs |
11.6% | 95.4% | $1,088,292 | View |
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1 office in Newark 36900 Newark Blvd, Newark, CA 94560 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 66 +17 HELOCs |
9.3% | 97.1% | $1,114,545 | View |
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1 office in Newark 34988 Newark Blvd, Newark, CA 94560 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 52 | 7.3% | 92.9% | $1,037,115 | View |
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1 office in Newark 6213 Jarvis Ave, Newark, CA 94560 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 43 | 6.1% | 81.1% | $964,302 | View |
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1 office in Newark 35125 Newark Blvd, Newark, CA 94560 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 12 +7 HELOCs |
1.7% | 59.1% | $1,113,333 | View |
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1 office in Newark 5829 Jarvis Ave, Newark, CA 94560 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 8 +18 HELOCs |
1.1% | 90% | $567,500 | View |
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1 office in Newark 35233 Newark Blvd, Newark, CA 94560 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $345,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 35 +5 HELOCs |
4.9% | 90% | $1,043,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 26 +3 HELOCs |
3.7% | 100% | $960,769 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 18 +1 HELOCs |
2.5% | 79.4% | $920,555 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 17 +4 HELOCs |
2.4% | 78.3% | $1,067,941 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo, HELOC | 8 +6 HELOCs |
1.1% | 81.8% | $970,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
1.1% | 88.9% | $841,250 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
1% | 100% | $1,175,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 6 | 0.8% | 85.7% | $1,178,333 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 5 | 0.7% | 100% | $687,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 4 | 0.6% | 80% | $1,240,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 4 | 0.6% | 100% | $992,500 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
0.4% | 100% | $1,041,666 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 100% | $618,333 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 44.4% | $428,333 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $1,070,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 2 | 0.3% | 75% | $1,320,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.3% | 42.9% | $1,040,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,010,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $865,000 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $895,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 0.1% | 100% | $1,185,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
FHA | 1 | 0.1% | 100% | $635,000 | |
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1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $765,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.1% | 100% | $995,000 | View |
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350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 1 | 0.1% | 100% | $1,125,000 | View |
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560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.1% | 20% | $885,000 | View |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +6 HELOCs |
0% | 66.7% | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Googain, Inc.
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Conventional | 14 | 2% | 100% | $694,285 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 10 | 1.4% | 90.9% | $863,000 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 8 +1 HELOCs |
1.1% | 100% | $772,500 | |
AmWest Funding Corp
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Conventional, HELOC | 7 +1 HELOCs |
1% | 100% | $590,714 | |
General Mortgage Capital Corporation
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Conventional | 7 | 1% | 87.5% | $667,857 | |
Nmsi, Inc.
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Conventional | 5 | 0.7% | 100% | $907,000 | |
Ony Glo, Inc.
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 100% | $740,000 | |
New Wave Lending Group Inc
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Conventional | 4 | 0.6% | 100% | $887,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 0.6% | 100% | $557,500 | |
AAA Capital Investment, Inc
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Conventional | 3 | 0.4% | 100% | $591,666 | |
New American Funding, LLC.
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Conventional, Jumbo | 3 | 0.4% | 75% | $1,098,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.4% | 50% | $361,666 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 100% | $705,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 100% | $815,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 50% | $365,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.1% | 100% | $805,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.1% | 100% | $1,205,000 | |
Ardri LLC
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Conventional | 1 | 0.1% | 100% | $1,025,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $35,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, Jumbo | 49 | 6.9% | 72.1% | $523,775 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 33 +7 HELOCs |
4.7% | 89.5% | $810,151 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, Jumbo | 9 | 1.3% | 100% | $743,888 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 8 | 1.1% | 100% | $1,112,500 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 8 | 1.1% | 100% | $946,250 | View |
Newrez LLC
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Conventional | 7 | 1% | 77.8% | $543,571 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.8% | 100% | $866,666 | |
Lennar Mortgage, LLC
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Conventional, Jumbo | 6 | 0.8% | 100% | $1,053,333 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 5 | 0.7% | 100% | $925,000 | View |
Spring Eq, LLC
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Conventional | 5 | 0.7% | 42.9% | $263,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 4 +3 HELOCs |
0.6% | 100% | $800,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 4 | 0.6% | 100% | $1,107,500 | View |
Planet Home Lending, LLC
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Conventional | 4 | 0.6% | 80% | $647,500 | |
Nationstar Mortgage
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Conventional | 4 | 0.6% | 80% | $470,000 | |
United Nations Federal CU
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Conventional | 4 | 0.6% | 100% | $827,500 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 3 +4 HELOCs |
0.4% | 100% | $1,185,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.4% | 100% | $511,666 | View |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.4% | 100% | $871,666 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 3 | 0.4% | 100% | $185,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.4% | 100% | $788,333 | View |
First Technology Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $885,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $855,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.1% | 33.3% | $415,000 | |
Sage Home Loans Corporation
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Conventional, Jumbo | 1 | 0.1% | 66.7% | $1,585,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $845,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $775,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $925,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $1,075,000 | View |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $1,135,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $1,205,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $1,205,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $935,000 | View |
Embrace Home Loans, Inc.
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VA | 1 | 0.1% | 100% | $1,205,000 | |
Teachers Federal Credit Union
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,965,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $885,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $885,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Newark Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newark, California
Looking for mortgage lenders near me or mortgage brokers near me in Newark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newark in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newark, CA
Use these to narrow the list above. Each category shows how many Newark, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Newark, CA
Independent mortgage companies closed 35.6 percent of home loans in Newark, California in 2025, banks 52.3 percent and credit unions 12.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Citibank, NA the largest bank and Star One Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 66 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newark, CA
By home loans closed in 2025, Citibank, NA was the largest mortgage lender in Newark, California with 82 loans, about 11.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 66 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Newark, California, Bank of America NA approved the highest share of completed applications in 2025 at 97.1 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Newark, California in 2025, led by United Wholesale Mortgage with 5. 4 lenders closed VA loans, led by Carrington Mortgage Services LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 29 credit unions closed home loans in Newark, California in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newark, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newark, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
